Apply for Personal Loan Online @10.5%

4.8 stars based on 951 reviews

How much would you like to borrow?

Choose an amount between ₹50,000 and ₹5,000,000.

Loan Amount

25K9L17L25L33L42L50L
Interest Rate

%

10.5%15.5%20.5%25.5%30.5%40%
Tenure

mo

12m22m32m42m52m60m
Personal EMI Calculator
Loan EMI
23,537
Total Interest payable
64,888
Total Payment
(Principal + Interest)
5,64,888
Break-up of Total Payment
Interest Amount (₹64,888)
Loan Amount (₹5,00,000)

Comparison of Personal Loans from Top Providers

Personal Loans Interest Rate Comparison of Top Banks/NBFC (updated 22 Feb,2019)

Bank/NBFC

Institution Type

Minimum Loan Amount

Maximum Loan Amount

Minimum Tenure

Maximum Tenure

APR

Fee & Charges

Axis Bank

Bank

₹ 50,000

₹ 15,00,000

12 months

60 months

15.75% - 24.00%

1.50% to 2.00% + GST as applicable

Bajaj Finserv

NBFC

₹ 50,000

₹ 25,00,000

12 months

60 months

 12.99% onwards

Up to 3.99% + GST as applicable

Capital First

NBFC

₹ 1,00,000

₹ 25,00,000

12 months

60 months

12.00% - 18.00%

1.99% + GST as applicable

Citibank

Bank

₹ 25,000

₹ 30,00,000

6 months

60 months

17.99% - 18.99%

2.00% - 3.00% + GST as applicable

HDFC Bank

Bank

₹ 1,00,000

₹ 25,00,000

12 months

60 months

15.50% - 21.50%

Up to 2.50% + GST as applicable

ICICI Bank

Bank

₹ 50,000

₹ 20,00,000

12 months

60 months

11.25% to 22.00%

Upto 2.25% + GST as applicable

IndusInd Bank

Bank

₹ 50,000

₹ 15,00,000

12 months

60 months

11.25% - 30.00%

Up to 2.50% + GST as applicable

Kotak Mahindra Bank

Bank

₹ 50,000

₹ 15,00,000

12 months

60 months

10.99% to 24%

Upto 2.5% + GST as applicable

Standard Chartered Bank

Bank

₹ 1,00,000

₹ 30,00,000

12 months

60 months

10.50% - 19.00%

Upto 3% + GST as applicable

Tata Capital

NBFC

₹ 75,000

₹ 25,00,000

12 months

72 months

11.25% - 19%

1.50% to 2.00% + GST as applicable

Rate of Interest is high ?

Try Applying for a higher Loan Amount as most bank reduce interest rates as loan amount increases

Not getting the desired Loan Amount?

Try Adding the income of a co-applicant like a working spouse

Have multiple existing loans?

Financebuddha can help you consolidate all your loans into one to increase your eligibility

Personal Loan Details

Your Search for Personal Loans Ends here!

Are you a self-employed or salaried individual trying to meet both ends? Have you given a thought about availing personal loans as an option? Whenever there is an unusual expense like child's marriage, renovation of your home or furnishing, children’s higher education, family holiday, or any other dream to be turned into reality, make use of the personal loan option. With this, you have the option to repay your borrowed amount gradually in the upcoming years, no guarantor or security is required, hassle free documentation process, our executives will come to you to collect necessary documents and if all requirements are met, money can be expected within few days. Embark on your dream at the right time with opportunities available!

Personal Loan Frequently Asked QuestionsView More

What is a Personal loan?

Personal loan is a 1-5 year unsecured loan given by banks, NBFC’s (Non Banking Finance Companies) or P2P lending platforms without asking for any collateral, guarantor or hypothecation of any assets. The ultimate usage of a personal loan is left to the discretion of the borrower. In our experience, the borrowers generally use a personal loan for debt consolidation, repaying high cost debt, meeting any family or medical emergency, wedding, vacations, home renovation, rental deposits, business needs for an SME, buying certain assets etc.

Personal Loan Reviews

View More
Niraj Rawat

5 / 5

I was in a need of personal loan in Bangalore. Once using Facebook i went through a nice financial blog. I applied for my personal loan there itself and got loan in 3 days.
Sanu Panday

4 / 5

There are too many options for Personal Loans in Bangalore. However, mine was approved through HDFC Bank. 12 % was the interest rate which I was charged against my loan.
Kamlesh N

5 / 5

I am working in MNC in Bangalore. My Personal Loan was approved by ICICI Bank. The rates and charges all are ok.
Unable to Decide? Get in Touch with Us
query@financebuddha.com

+91

Learn How to Manage Your Money to Retire Wealthy!