₹
%
mo
Oops! No Loan offers available for this query
Try Applying for a higher Loan Amount as most bank reduce interest rates as loan amount increases
Try Adding the income of a co-applicant like a working spouse
Financebuddha can help you consolidate all your loans into one to increase your eligibility
If you are in search of a bank that offers best high-end services to each of its customer, the search ends here- Standard Chartered bank has been in existence ever since 1800s. With more than 1700 branches in 70 countries, this bank has employed 87,000 people. Standard Chartered Bank is considered as a universal bank and it operates for corporates and individuals. This bank has primary listing in London Stock Exchange. Whether small or big, each of its corporate and individual customers is given utmost care and attention at all times. This is one of the best banks to avail a personal loan.
Institution Type: Bank
Minimum Loan Amount: ₹100,000
Maximum Loan Amount: ₹3,000,000
Minimum Tenure: 12 months
Maximum Tenure: 60 months
Interest Rates: 11.49% - 21.00%
Fees & Charges: Up to 3% + GST as applicable
Though there are more than countable reasons to choose Standard Chartered Bank for a personal loan, a few among them are listed below. Make use of these to avail your personal loan from the best bank.
Applying for a Standard Chartered Bank Personal Loan is as simple as shopping online. All you need to do is, just visit the Finance Buddha site and check your eligibility and check for the banks that are ready to offer personal loan per your criteria. Once you have the full list, simple choose the bank and apply online. The respective bank will contact you within couple of days to work on your request.
If you want to directly apply for a Standard Chartered personal loan, make use of the below 3 simple steps at Finance Buddha personal loan tab with your details like required loan amount, company name, salary account bank name, salary and any details of existing EMI amount.
Eligibility for personal loan depends upon various factors of which few very most important one is the ability to pay back the loan amount. The factors on which Standard Chartered Bank calculates a person’s eligibility are:
Salaried Employees |
|
Interest Rate |
11.49% - 21.00% |
Loan Tenure |
12 months to 60 months |
Processing Fee |
Up to 3% + GST as applicable |
Prepayment Charges |
Not allowed |
Foreclosure Charges |
Allowed after 12 EMIs, prepayment charges may apply |
Loan Amount |
Min ₹100,000 and Max ₹1,500,000 |
Age |
Min 23 years and Max 58 years |
Standard Chartered Bank offers personal loan at lowest interest rates starting @10.89%.
Below is a table of personal loan rates offered by the bank to its customers in the last quarter of 2018.
IRR | Q4 2018 |
Min. IRR | 10.89% |
Max. IRR | 21.00% |
Mean IRR | 12.92% |
5 / 5
5 / 5
5 / 5
5 / 5
5 / 5
5 / 5
5 / 5
4 / 5
5 / 5
5 / 5
5 / 5
5 / 5
5 / 5
5 / 5
5 / 5
5 / 5
5 / 5
4 / 5
5 / 5
5 / 5
5 / 5
5 / 5
5 / 5
Version: v2.2.2 | Copyright © 2012 - 2023 Finbud Financial Services Pvt Ltd