Apart from interest rates, the other main factor to be considered before applying for a personal loan in processing fees, pre-payment charges and other similar charges. This list has necessary information of the same for personal loan in Kolkata.
In case if you would like to compare the interest rates of various banks that offer personal loan in Jaipur, then this chart is the best. This gives the direct comparison of the interest rates for personal loan with various banks of Kolkata.
Irrespective of which bank you are applying loan, these are the common types of charges and fees that every applicant will have to incur.
Personal Loan in Kolkata Interest Rates
|
Interest Rates
|
10.89% – 36.00%
|
Processing Fees
|
1% – 5.00%
|
Pre-payment Charges
|
NIL – 5.00%
|
Repayment Period
|
Up to 5 years
|
CIBIL Score
|
Min. 750
|
Lowest EMI
|
₹1057
|
Personal Loan Offers from 19 Banks / NBFCs in Jaipur(updated 25 May,2023)
Bank / NBFC
|
Institution Type
|
Minimum Loan Amount
|
Maximum Loan Amount
|
Minimum Tenure
|
Maximum Tenure
|
APR
|
Fees & Charges
|
Aditya Birla Finance Ltd
|
NBFC
|
₹25,000
|
₹50,00,000
|
12 months
|
60 months
|
16.85% - 17.85%
|
1% + GST as applicable
|
Arohan Financial Services Ltd.
|
NBFC
|
₹1,100
|
₹50,000
|
3 months
|
24 months
|
20.70% - 26.99%
|
1% + GST as applicable
|
Axis Bank
|
Bank
|
₹50,000
|
₹15,00,000
|
12 months
|
60 months
|
15.75% - 24.00%
|
1.50% to 2.00% + GST as applicable
|
Bajaj Finserv
|
NBFC
|
₹50,000
|
₹25,00,000
|
12 months
|
60 months
|
12.99% onwards
|
Up to 3.99% + GST as applicable
|
Capital First
|
NBFC
|
₹1,00,000
|
₹25,00,000
|
12 months
|
60 months
|
12.00% - 18.00%
|
1.99% + GST as applicable
|
Citibank
|
Bank
|
₹25,000
|
₹30,00,000
|
6 months
|
60 months
|
17.99% - 18.99%
|
2.00% - 3.00% + GST as applicable
|
Fullerton
|
NBFC
|
₹50,000
|
₹20,00,000
|
12 months
|
60 months
|
20% to 40%
|
Up to 6.5% + GST as applicable
|
HDB Financial Services Ltd.
|
Bank
|
₹1,00,000
|
₹20,00,000
|
12 months
|
60 months
|
12% - 36%
|
Up to 2% + GST as applicable
|
HDFC Bank
|
Bank
|
₹1,00,000
|
₹25,00,000
|
12 months
|
60 months
|
15.50% - 21.50%
|
Up to 2.50% + GST as applicable
|
ICICI Bank
|
Bank
|
₹50,000
|
₹20,00,000
|
12 months
|
60 months
|
11.25% to 22.00%
|
Up to 2.25% + GST as applicable
|
IDFC
|
Bank
|
₹50,000
|
₹20,00,000
|
3 months
|
60 months
|
12%-19%
|
2% + GST as applicable
|
Incred
|
NBFC
|
₹50,000
|
₹7,50,000
|
12 months
|
60 months
|
12%- 24%
|
Up to 3% + GST as applicable
|
India Infoline
|
NBFC
|
₹1,00,000
|
₹25,00,000
|
12 months
|
60 months
|
13% onward
|
Up to 2% + GST as applicable
|
Indiabulls
|
NBFC
|
₹1,000
|
₹15,00,000
|
3 months
|
24 months
|
11.99% - 26%
|
Up to 5% + GST as applicable
|
IndusInd Bank
|
Bank
|
₹50,000
|
₹15,00,000
|
12 months
|
60 months
|
11.25% - 30.00%
|
Up to 2.50% + GST as applicable
|
Kotak Mahindra Bank
|
Bank
|
₹50,000
|
₹15,00,000
|
12 months
|
60 months
|
10.99% to 24%
|
Up to 2.5% + GST as applicable
|
RBL Bank Ltd.
|
Bank
|
₹1,00,000
|
₹20,00,000
|
12 months
|
60 months
|
15.5% - 23%
|
3% + GST as applicable
|
Standard Chartered Bank
|
Bank
|
₹1,00,000
|
₹30,00,000
|
12 months
|
60 months
|
10.89% - 19.00%
|
Up to 3% + GST as applicable
|
Tata Capital
|
NBFC
|
₹75,000
|
₹25,00,000
|
12 months
|
72 months
|
11.25% - 19%
|
1.50% to 2.00% + GST as applicable
|