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Bank/NBFC | Interest Rate | Min. Loan Amount | Max. Loan Amount | Min. Tenure | Max. Tenure | Processing Fees | Part Payment | Apply Now |
---|---|---|---|---|---|---|---|---|
![]() | 10.5% - 21% | 50000 | 4000000 | 12 | 60 | Up to 2.50% + GST as applicable | Apply | |
![]() | 10.75% - 20% | 50000 | 5000000 | 12 | 72 | Upto 2.50% + GST as applicable | Apply | |
![]() | 11% - 25% | 50000 | 700000 | 12 | 48 | Upto 2% + GST as applicable | Apply | |
![]() | 18% - 54% | 500 | 200000 | 10 | 36 | Up to Rs. 1250 including GST as applicable | Apply |
Try Applying for a higher Loan Amount as most bank reduce interest rates as loan amount increases
Try Adding the income of a co-applicant like a working spouse
Financebuddha can help you consolidate all your loans into one to increase your eligibility
In order to get a personal loan in Jaipur, you should definitely have sufficient income and credit scoring. These are the two basic factors upon which a bank decides whether to consider the applicant’s loan request or not. The credit scoring and eligibility can now be checked online through Finance Buddha, even before applying with the bank. This way there will be less probability of getting the loan rejected. Apart from these another main factor is the accurate documentation. If you can submit all relevant documents within given deadline, then there is bare minimum chance of getting the loan rejected.
Comparing and choosing a best personal loan provider is always a task, it is essential to understand the way they work, banks interest rates, types of loans offered- secured, unsecured, fixed, variable, overdraft and line of credit, go through the bank’s application checklist and look for the reviews. There are a lot of online applications to compare what is offered by each bank, choose the top five, bring down your list to top 3 and then narrow it down further to the bank that offers the best personal loan.
Though the eligibility criteria vary from bank to bank, this information will help you to understand the rough information of eligibility before applying for a personal loan. In most of the cases the eligibility can be a little flexible according to the income and credit score of the applicant.
In case if you would like to compare the interest rates of various banks that offer personal loan in Jaipur, then this chart is the best. This gives the direct comparison of the interest rates for personal loan with various banks of Jaipur.
Irrespective of which bank you are applying loan, these are the common types of charges and fees that every applicant will have to incur.
Personal Loan in Jaipur Interest Rates |
|
Interest Rates |
10.89% – 36.00% |
Processing Fees |
1% – 5.00% |
Pre-payment Charges |
NIL – 5.00% |
Repayment Period |
Up to 5 years |
CIBIL Score |
Min. 750 |
Lowest EMI |
₹1057 |
Personal Loan Offers from 19 Banks / NBFCs in Jaipur (updated 09 Jun,2023)
Bank / NBFC |
Institution Type |
Minimum Loan Amount |
Maximum Loan Amount |
Minimum Tenure |
Maximum Tenure |
APR |
Fees & Charges |
Aditya Birla Finance Ltd |
NBFC |
₹25,000 |
₹50,00,000 |
12 months |
60 months |
16.85% - 17.85% |
1% + GST as applicable |
Arohan Financial Services Ltd. |
NBFC |
₹1,100 |
₹50,000 |
3 months |
24 months |
20.70% - 26.99% |
1% + GST as applicable |
Axis Bank |
Bank |
₹50,000 |
₹15,00,000 |
12 months |
60 months |
15.75% - 24.00% |
1.50% to 2.00% + GST as applicable |
Bajaj Finserv |
NBFC |
₹50,000 |
₹25,00,000 |
12 months |
60 months |
12.99% onwards |
Up to 3.99% + GST as applicable |
Capital First |
NBFC |
₹1,00,000 |
₹25,00,000 |
12 months |
60 months |
12.00% - 18.00% |
1.99% + GST as applicable |
Citibank |
Bank |
₹25,000 |
₹30,00,000 |
6 months |
60 months |
17.99% - 18.99% |
2.00% - 3.00% + GST as applicable |
Fullerton |
NBFC |
₹50,000 |
₹20,00,000 |
12 months |
60 months |
20% to 40% |
Up to 6.5% + GST as applicable |
HDB Financial Services Ltd. |
Bank |
₹1,00,000 |
₹20,00,000 |
12 months |
60 months |
12% - 36% |
Up to 2% + GST as applicable |
HDFC Bank |
Bank |
₹1,00,000 |
₹25,00,000 |
12 months |
60 months |
15.50% - 21.50% |
Up to 2.50% + GST as applicable |
ICICI Bank |
Bank |
₹50,000 |
₹20,00,000 |
12 months |
60 months |
11.25% to 22.00% |
Up to 2.25% + GST as applicable |
IDFC |
Bank |
₹50,000 |
₹20,00,000 |
3 months |
60 months |
12%-19% |
2% + GST as applicable |
Incred |
NBFC |
₹50,000 |
₹7,50,000 |
12 months |
60 months |
12%- 24% |
Up to 3% + GST as applicable |
India Infoline |
NBFC |
₹1,00,000 |
₹25,00,000 |
12 months |
60 months |
13% onward |
Up to 2% + GST as applicable |
Indiabulls |
NBFC |
₹1,000 |
₹15,00,000 |
3 months |
24 months |
11.99% - 26% |
Up to 5% + GST as applicable |
IndusInd Bank |
Bank |
₹50,000 |
₹15,00,000 |
12 months |
60 months |
11.25% - 30.00% |
Up to 2.50% + GST as applicable |
Kotak Mahindra Bank |
Bank |
₹50,000 |
₹15,00,000 |
12 months |
60 months |
10.99% to 24% |
Up to 2.5% + GST as applicable |
RBL Bank Ltd. |
Bank |
₹1,00,000 |
₹20,00,000 |
12 months |
60 months |
15.5% - 23% |
3% + GST as applicable |
Standard Chartered Bank |
Bank |
₹1,00,000 |
₹30,00,000 |
12 months |
60 months |
10.89% - 19.00% |
Up to 3% + GST as applicable |
Tata Capital |
NBFC |
₹75,000 |
₹25,00,000 |
12 months |
72 months |
11.25% - 19% |
1.50% to 2.00% + GST as applicable |
The faster you submit; quicker will be the processing loan the personal loan. As compared to other types of loans, documentation for personal loan is easier and simple. As long as the applicant has good credit rating and sufficient income, the personal loan request will be approved for about 95% with most of the reputed banks.
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