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Personal Loan in Jaipur - Apply Online @10.89%

5 stars based on 9 reviews

How much would you like to borrow?

Choose an amount between ₹50,000 and ₹5,000,000.

Loan Amount *

Company *

Salary Bank Account *

Net Take Home *

Existing EMI

Loan Amount

25K9L17L25L33L42L50L
Interest Rate

%

10.5%15.5%20.5%25.5%30.5%40%
Tenure

mo

12m22m32m42m52m60m
Personal Loan EMI Calculator
Loan EMI
23,537
Total Interest payable
64,888
Total Payment
(Principal + Interest)
5,64,888
Break-up of Total Payment
Interest Amount (₹64,888)
Loan Amount (₹5,00,000)
Bank/NBFCInterest RateMin. Loan AmountMax. Loan AmountMin. TenureMax. TenureProcessing Fees Part PaymentApply Now

15.5% - 21.5%

100000

2500000

12

60

Up to 2.50% + GST as applicable

Apply

11.25% - 22%

50000

2000000

12

60

Upto 2.25% + GST as applicable

Apply

15.75% - 24%

50000

1500000

12

60

1.50% to 2.00% + GST as applicable

Apply

10.99% - 24%

50000

1500000

12

60

Upto 2.5% + GST as applicable

Apply

17.99% - 18.99%

25000

3000000

6

60

2.00% - 3.00% + GST as applicable

Apply

12.99% - 24%

50000

2500000

12

60

Up to 3.99% + GST as applicable

Apply

10.5% - 19%

1000000

3000000

12

60

Upto 3% + GST as applicable

Apply

11.25% - 30%

50000

1500000

12

60

Up to 2.50% + GST as applicable

Apply

11.25% - 19%

75000

2500000

12

72

1.50% to 2.00% + GST as applicable

Apply

12% - 18%

100000

2500000

12

60

1.99% + GST as applicable

Apply
Rate of Interest is high ?
Rate of Interest is high ?

Try Applying for a higher Loan Amount as most bank reduce interest rates as loan amount increases

Not getting the desired Loan Amount?
Not getting the desired Loan Amount?

Try Adding the income of a co-applicant like a working spouse

Have multiple existing loans?
Have multiple existing loans?

Financebuddha can help you consolidate all your loans into one to increase your eligibility

Personal Loan in Jaipur Details

Personal Loan in Jaipur

In order to get a personal loan in Jaipur, you should definitely have sufficient income and credit scoring. These are the two basic factors upon which a bank decides whether to consider the applicant’s loan request or not. The credit scoring and eligibility can now be checked online through Finance Buddha, even before applying with the bank. This way there will be less probability of getting the loan rejected. Apart from these another main factor is the accurate documentation. If you can submit all relevant documents within given deadline, then there is bare minimum chance of getting the loan rejected.

How Finance Buddha can help you get a Personal Loan in Jaipur?

Comparing and choosing a best personal loan provider is always a task, it is essential to understand the way they work, banks interest rates, types of loans offered- secured, unsecured, fixed, variable, overdraft and line of credit, go through the bank’s application checklist and look for the reviews. There are a lot of online applications to compare what is offered by each bank, choose the top five, bring down your list to top 3 and then narrow it down further to the bank that offers the best personal loan.

Personal Loan Eligibility Criteria in Jaipur

Though the eligibility criteria vary from bank to bank, this information will help you to understand the rough information of eligibility before applying for a personal loan. In most of the cases the eligibility can be a little flexible according to the income and credit score of the applicant.

  1. Age of the applicant should be between 21-60 Years.
  2. Salaried individual with minimum income of ₹30,000.
  3. Should be staying in the city for at least 1 Year.
  4. Total work experience should be at least 2 Years.

Personal Loan Interest Rates, Fees & Charges in Jaipur

In case if you would like to compare the interest rates of various banks that offer personal loan in Jaipur, then this chart is the best. This gives the direct comparison of the interest rates for personal loan with various banks of Jaipur.

Irrespective of which bank you are applying loan, these are the common types of charges and fees that every applicant will have to incur.

Personal Loan in Jaipur Interest Rates

Interest Rates

10.89% – 36.00%

Processing Fees

1% – 5.00%

Pre-payment Charges

NIL – 5.00%

Repayment Period

Up to 5 years

CIBIL Score

Min. 750

Lowest EMI

₹1057

 Personal Loan Offers from 19 Banks / NBFCs in Jaipur (updated 05 Nov,2019)

Bank / NBFC

Institution Type

Minimum Loan Amount

Maximum Loan Amount

Minimum Tenure

Maximum Tenure

APR

Fees & Charges

Aditya Birla Finance Ltd

NBFC

 ₹25,000

 ₹50,00,000

12 months

60 months

16.85% - 17.85%

1% + GST as applicable

Arohan Financial Services Ltd.

NBFC

 ₹1,100

 ₹50,000

3 months

24 months

20.70% - 26.99%

1% + GST as applicable

Axis Bank

Bank

 ₹50,000

 ₹15,00,000

12 months

60 months

15.75% - 24.00%

1.50% to 2.00% + GST as applicable

Bajaj Finserv

NBFC

 ₹50,000

 ₹25,00,000

12 months

60 months

12.99% onwards

Up to 3.99% + GST as applicable

Capital First

NBFC

 ₹1,00,000

 ₹25,00,000

12 months

60 months

12.00% - 18.00%

1.99% + GST as applicable

Citibank

Bank

 ₹25,000

 ₹30,00,000

6 months

60 months

17.99% - 18.99%

2.00% - 3.00% + GST as applicable

Fullerton

NBFC

 ₹50,000

 ₹20,00,000

12 months

60 months

20% to 40%

Up to 6.5% + GST as applicable

HDB Financial Services Ltd.

Bank

 ₹1,00,000

 ₹20,00,000

12 months

60 months

12% - 36%

Up to 2% + GST as applicable

HDFC Bank

Bank

 ₹1,00,000

 ₹25,00,000

12 months

60 months

15.50% - 21.50%

Up to 2.50% + GST as applicable

ICICI Bank

Bank

 ₹50,000

 ₹20,00,000

12 months

60 months

11.25% to 22.00%

Up to 2.25% + GST as applicable

IDFC

Bank

 ₹50,000

 ₹20,00,000

3 months

60 months

12%-19%

2% + GST as applicable

Incred

NBFC

 ₹50,000

 ₹7,50,000

12 months

60 months

12%- 24%

Up to 3% + GST as applicable

India Infoline

NBFC

 ₹1,00,000

 ₹25,00,000

12 months

60 months

13% onward

Up to 2% + GST as applicable

Indiabulls

NBFC

 ₹1,000

 ₹15,00,000

3 months

24 months

11.99% - 26%

Up to 5% + GST as applicable

IndusInd Bank

Bank

 ₹50,000

 ₹15,00,000

12 months

60 months

11.25% - 30.00%

Up to 2.50% + GST as applicable

Kotak Mahindra Bank

Bank

 ₹50,000

 ₹15,00,000

12 months

60 months

10.99% to 24%

Up to 2.5% + GST as applicable

RBL Bank Ltd.

Bank

 ₹1,00,000

 ₹20,00,000

12 months

60 months

15.5% - 23%

3% + GST as applicable

Standard Chartered Bank

Bank

 ₹1,00,000

 ₹30,00,000

12 months

60 months

10.89% - 19.00%

Up to 3% + GST as applicable

Tata Capital

NBFC

 ₹75,000

 ₹25,00,000

12 months

72 months

11.25% - 19%

1.50% to 2.00% + GST as applicable

Personal Loan Documents Required in Jaipur

The faster you submit; quicker will be the processing loan the personal loan. As compared to other types of loans, documentation for personal loan is easier and simple. As long as the applicant has good credit rating and sufficient income, the personal loan request will be approved for about 95% with most of the reputed banks.

Documents required for Salaried Individuals:

  1. Application form and your latest photograph (2)
  2. Proof of Identity: Copy of passport/voter ID card/driving license/PAN cards
  3. Proof of Address: Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport
  4. House ownership Proof: Property Documents/Maintenance Bill/Electricity Bil
  5. Bank Statement: Last 3 months bank statement
  6. Income Proof: Salary slip for last 3 months/ current dated salary certificate with the latest Form 16
  7. Investment Proof (if any): Please submit if any investment like, Fixed Deposit, Shares, Fixed Assets, etc.
  8. Existing EMI: If any existing loan, please submit sanction letter, Payment Track Record.

Documents required for Self-Employed Individuals:

  1. Application form and your latest photograph (2)
  2. Proof of Identity: Copy of passport/voter ID card/driving license/PAN card
  3. Proof of Address: Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport
  4. House Ownership Proof: Property Documents/Maintenance Bill/Electricity Bill
  5. Office Address Proof: Maintenance Bill, Utility Bill
  6. Business Existence Proof: Saral Copy for 3 yrs, Shop Establishment Act, Any Tax Registration Copy, Company Registration license
  7. Income Proof: Latest 2 years Income Tax Returns including Computation of Income, Profit and Loss Account, Balance Sheet, Audit Report, etc.,
  8. Bank Statement: Latest 1 year bank statement both current and savings.
  9. Investment Proof (if any): please submit if any investments like, Fixed Deposit, Shares, Fixed Assets, etc.
  10. Existing EMI: If any existing loan, please submit sanction letter, Payment Track Record.

 

Personal Loan in Jaipur ReviewsView All

Bhausaheb Gopinath

5 / 5

My mom met with an accident and was admitted to the hospital. I was tensed and worried about her health at the same time I was getting huge bill from the hospital, I asked for help from my friends and relatives but arranging that amount of money was getting difficult. In that situation, I applied for a personal loan through Finance Buddha. The loan got approved and disbursed within 24 hours.
Mavis

5 / 5

The eligibility criteria of Finance Buddha is minimal which is one of the best things about it. My application for a personal loan got approved here with HDFC even when my CIBIL was not that good. Love you Finance Buddha for the help, it matters a lot.
Ramakrishna Murti

5 / 5

I was in an emergency and I came to know about Finance Buddha online personal loan. I went through their website and applied for the instant personal loan. I was surprised that my loan got approved within 24 hours.
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