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Personal Loan in Delhi - Apply Online @10.89%

4.8 stars based on 22 reviews

How much would you like to borrow?

Choose an amount between ₹50,000 and ₹5,000,000.

Loan Amount

25K9L17L25L33L42L50L
Interest Rate

%

10.5%15.5%20.5%25.5%30.5%40%
Tenure

mo

12m22m32m42m52m60m
Personal Loan EMI Calculator
Loan EMI
23,537
Total Interest payable
64,888
Total Payment
(Principal + Interest)
5,64,888
Break-up of Total Payment
Interest Amount (₹64,888)
Loan Amount (₹5,00,000)
Bank/NBFCInterest RateMin. Loan AmountMax. Loan AmountMin. TenureMax. TenureProcessing Fees Part PaymentApply Now

15.5% - 21.5%

100000

2500000

12

60

Up to 2.50% + GST as applicable

Apply

11.25% - 22%

50000

2000000

12

60

Upto 2.25% + GST as applicable

Apply

15.75% - 24%

50000

1500000

12

60

1.50% to 2.00% + GST as applicable

Apply

10.99% - 24%

50000

1500000

12

60

Upto 2.5% + GST as applicable

Apply

17.99% - 18.99%

25000

3000000

6

60

2.00% - 3.00% + GST as applicable

Apply

12.99% - 24%

50000

2500000

12

60

Up to 3.99% + GST as applicable

Apply

10.5% - 19%

1000000

3000000

12

60

Upto 3% + GST as applicable

Apply

11.25% - 30%

50000

1500000

12

60

Up to 2.50% + GST as applicable

Apply

11.25% - 19%

75000

2500000

12

72

1.50% to 2.00% + GST as applicable

Apply

12% - 18%

100000

2500000

12

60

1.99% + GST as applicable

Apply
Rate of Interest is high ?
Rate of Interest is high ?

Try Applying for a higher Loan Amount as most bank reduce interest rates as loan amount increases

Not getting the desired Loan Amount?
Not getting the desired Loan Amount?

Try Adding the income of a co-applicant like a working spouse

Have multiple existing loans?
Have multiple existing loans?

Financebuddha can help you consolidate all your loans into one to increase your eligibility

Personal Loan in Delhi Details

Personal Loan in Delhi

Getting a personal loan in Delhi is no more an issue with the help of Finance Buddha. Here is the list of some of the best banks and number of branches it has in Delhi location. This information will help the applicant to know the accessibility to the bank branches in case of any urgent requirements.

  1. ICICI Bank – This bank has nearly 150 plus branches in Delhi, also this is the second largest bank in Delhi that falls into the private sector category.
  2. HDFC Bank –This bank has nearly 222 branches in this city and it is the largest banks I n India that processes loan real quickly.
  3. Axis Bank – This bank has about 127 branches in this city and is the third largest private sector bank in India.
  4. Kotak Mahindra Bank – With 67 branches even this is a large bank in Delhi. Once you start using their services and enjoy their benefits, you will definitely wish to have long term relationship with the bank.
  5. Citibank – Though this bank has 5 branches in Delhi, it is still very considered and opted by the people of the city.
  6. Bajaj Finserv – This is a largest NBFC in India with 3 branches in Delhi.
  7. Tata Capital - This well-known NBFC has only 7 branches in this city, but all are present in important areas.

How Finance Buddha can help you get a Personal Loan in Delhi?

Having said all these, every applicant will be concerned to know the exact EMI that they will have to pay for taking a personal loan from any bank in Delhi. With the help of Finance Buddha, the applicant can give necessary loan requirement details and can accordingly get the information of how much would be the EMI for a particular amount and for a particular tenure.

After checking for the EMI, you can use the form above to see the best offers for you. Once you find the best option, just click apply and fill up your details. And that's all that you need to do. Once we recieve your application, we will take care of the rest until the loan amount is disbursed to your account.

Personal Loan Eligibility Criteria in New Delhi

Here is the list of eligibility criteria that an applicant should have in order to apply for a personal loan in Delhi.

  1. Age of the applicant should be between 21-60 Years
  2. Salaried individual with minimum income of ₹30,000.
  3. Should have been staying in the city for at least 1 Year.
  4. Total work experience should be at least 2 Years.

Personal Loan Interest Rates, Fees & Charges in New Delhi

Irrespective of which bank you are applying loan, this are the common types of charges and fees that every applicant will have to incur.

Personal Loan Delhi Interest Rates

Interest Rates

10.89% – 36.00%

Processing Fees

1% – 5.00%

Pre-payment Charges

Nil – 5.00%

Repayment Period

Up to 5 years

CIBIL Score

Min. 750

Lowest EMI

₹1075

 Personal Loan Offers from 19 Banks / NBFCs in Delhi (updated 18 Aug,2019)

Bank / NBFC

Institution Type

Minimum Loan Amount

Maximum Loan Amount

Minimum Tenure

Maximum Tenure

APR

Fees & Charges

Aditya Birla Finance Ltd

NBFC

 ₹25,000

 ₹50,00,000

12 months

60 months

16.85% - 17.85%

1% + GST as applicable

Arohan Financial Services Ltd.

NBFC

 ₹1,100

 ₹50,000

3 months

24 months

20.70% - 26.99%

1% + GST as applicable

Axis Bank

Bank

 ₹50,000

 ₹15,00,000

12 months

60 months

15.75% - 24.00%

1.50% to 2.00% + GST as applicable

Bajaj Finserv

NBFC

 ₹50,000

 ₹25,00,000

12 months

60 months

12.99% onwards

Up to 3.99% + GST as applicable

Capital First

NBFC

 ₹1,00,000

 ₹25,00,000

12 months

60 months

12.00% - 18.00%

1.99% + GST as applicable

Citibank

Bank

 ₹25,000

 ₹30,00,000

6 months

60 months

17.99% - 18.99%

2.00% - 3.00% + GST as applicable

Fullerton

NBFC

 ₹50,000

 ₹20,00,000

12 months

60 months

20% to 40%

Up to 6.5% + GST as applicable

HDB Financial Services Ltd.

Bank

 ₹1,00,000

 ₹20,00,000

12 months

60 months

12% - 36%

Up to 2% + GST as applicable

HDFC Bank

Bank

 ₹1,00,000

 ₹25,00,000

12 months

60 months

15.50% - 21.50%

Up to 2.50% + GST as applicable

ICICI Bank

Bank

 ₹50,000

 ₹20,00,000

12 months

60 months

11.25% to 22.00%

Up to 2.25% + GST as applicable

IDFC

Bank

 ₹50,000

 ₹20,00,000

3 months

60 months

12%-19%

2% + GST as applicable

Incred

NBFC

 ₹50,000

 ₹7,50,000

12 months

60 months

12%- 24%

Up to 3% + GST as applicable

India Infoline

NBFC

 ₹1,00,000

 ₹25,00,000

12 months

60 months

13% onward

Up to 2% + GST as applicable

Indiabulls

NBFC

 ₹1,000

 ₹15,00,000

3 months

24 months

11.99% - 26%

Up to 5% + GST as applicable

IndusInd Bank

Bank

 ₹50,000

 ₹15,00,000

12 months

60 months

11.25% - 30.00%

Up to 2.50% + GST as applicable

Kotak Mahindra Bank

Bank

 ₹50,000

 ₹15,00,000

12 months

60 months

10.99% to 24%

Up to 2.5% + GST as applicable

RBL Bank Ltd.

Bank

 ₹1,00,000

 ₹20,00,000

12 months

60 months

15.5% - 23%

3% + GST as applicable

Standard Chartered Bank

Bank

 ₹1,00,000

 ₹30,00,000

12 months

60 months

10.89% - 19.00%

Up to 3% + GST as applicable

Tata Capital

NBFC

 ₹75,000

 ₹25,00,000

12 months

72 months

11.25% - 19%

1.50% to 2.00% + GST as applicable

Personal Loan Documents Required in New Delhi

These documents are used to verify the identity of the applicant, their address, income and other related factors. Unless the bank feel the applicant is genuine, reliable and has good credit worthiness, personal loan will not be approved.

  1. Three passport size photographs
  2. ID proof – Passport/voter ID/ Aadhar or drivers licence
  3. Residence Proof – Passport/ Landline bill/ post paid mobile bill/ rental agreement or Bank Statement
  4. Pan Card copy
  5. Age Proof – Passport/ drivers licence/school certificate or Pan Card copy
  6. Income Proof - Latest 3 months salary slips
  7. Banking Statement - 6 months bank statements
  8. Job Stability & Continuity – Offer Letter, Relieving Letter and Form 16.

 

Personal Loan in Delhi ReviewsView All

Suresh Prabhu Aiyyar

5 / 5

I am Amrit kaur from Delhi and I applied for a personal loan of ?300000 through Finance Buddha from HDFC bank. I got a Quick Response within an hour and the process started from that time itself. The Documentation was very simple and completely online. My loan was disbursed within 48 working hours.
Fathima

5 / 5

The process of getting my personal loan has been quite easy as the entire process was online. I found the interest rate higher than other loans but this is because of its unsecured nature and quick disbursal.
Deepak

5 / 5

The experience i got regarding my personal loan approval has been quite good. The loan amount which they approved my loan is sufficient as per my requirement. The interest rate associated with the loan has been quite nominal and the processing fee which they had charged is also quite less.
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