Personal Loan in Delhi Apply Online @10.5%

Getting a personal loan in Delhi is no more an issue with the help of Finance Buddha. Here is the list of some of the best banks and number of branches it has in Delhi location. This information will help the applicant to know the accessibility to the bank branches in case of any urgent requirements.

• ICICI Bank – This bank has nearly 150 plus branches in Delhi, also this is the second largest bank in Delhi that falls into the private sector category.
• HDFC Bank –This bank has nearly 222 branches in this city and it is the largest banks I n India that processes loan real quickly.
• Axis Bank – This bank has about 127 branches in this city and is the third largest private sector bank in India.
• Kotak Mahindra Bank – With 67 branches even this is a large bank in Delhi. Once you start using their services and enjoy their benefits, you will definitely wish to have long term relationship with the bank.
• Citibank – Though this bank has 5 branches in Delhi, it is still very considered and opted by the people of the city.
• Bajaj Finserv – This is a largest NBFC in India with 3 branches in Delhi.
• Tata Capital - This well-known NBFC has only 7 branches in this city, but all are present in important areas.

Having said all these, every applicant will be concerned to know the exact EMI that they will have to pay for taking a personal loan from any bank in Delhi. With the help of Finance Buddha, the applicant can give necessary loan requirement details and can accordingly get the information of how much would be the EMI for a particular amount and for a particular tenure.

After checking for the EMI, you can use the form above to see the best offers for you. Once you find the best option, just click apply and fill up your details. And that's all that you need to do. Once we recieve your application, we will take care of the rest until the loan amount is disbursed to your account

Here is the list of eligibility criteria that an applicant should have in order to apply for a personal loan in Delhi.

• Age of the applicant should be between 21-60 Years
• Salaried individual with minimum income of Rs 30,000. Salary bracket would again depend on the city you live in and the company you work for.
• Should have been staying in the city for at least 1 Year
• Total work experience should be at least 2 Years
• You would require basic documentation such as your address proof, identity proof, latest bank statements etc.

Irrespective of which bank you are applying loan, this are the common types of charges and fees that every applicant will have to incur.

These documents are used to verify the identity of the applicant, their address, income and other related factors. Unless the bank feel the applicant is genuine, reliable and has good credit worthiness, personal loan will not be approved.

1. Three passport size photographs
2. ID proof – Passport/voter ID/ Aadhar or drivers licence
3. Residence Proof – Passport/ Landline bill/ post paid mobile bill/ rental agreement or Bank Statement
4. Pan Card copy
5. Age Proof – Passport/ drivers licence/school certificate or Pan Card copy
6. Income Proof - Latest 3 months salary slips
7. Banking Statement - 6 months bank statements
8. Job Stability & Continuity – Offer Letter, Relieving Letter and Form 16