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Personal Loan in Delhi Apply Online @10.5%

How much would you like to borrow?

Choose an amount between ₹50,000 and ₹5,000,000.

Loan Amount

25K9L17L25L33L42L50L
Interest Rate

%

10.5%15.5%20.5%25.5%30.5%40%
Tenure

mo

12m22m32m42m52m60m
Personal EMI Calculator
Loan EMI
23,537
Total Interest payable
64,888
Total Payment
(Principal + Interest)
5,64,888
Break-up of Total Payment
Interest Amount (₹64,888)
Loan Amount (₹5,00,000)
Bank/NBFCInterest RateEMIProcessing Fees Part PaymentApply Now

11.49% - 19.5%

(Fixed)

4620

upto 2.5%

Apply

11.49% - 17.85%

(Fixed)

4580

upto 2.5%

Apply

13.5% - 24%

(Fixed)

4728

upto 2.5%

Apply

13% - 18%

(Fixed)

4584

upto 2.5%

Apply

11.99% - 15.75%

(Fixed)

4531

upto 2.5%

Apply

13% - 18%

(Fixed)

4584

upto 2.5%

Apply

11.99% - 14.5%

(Fixed)

4501

upto 2.5%

Apply

11.99% - 14.75%

(Fixed)

4507

upto 2.5%

Apply

13.5% - 17%

(Fixed)

4560

upto 2.5%

Apply

13% - 20%

(Fixed)

4632

upto 2.5%

Apply
Rate of Interest is high ?
Rate of Interest is high ?

Try Applying for a higher Loan Amount as most bank reduce interest rates as loan amount increases

Not getting the desired Loan Amount?
Not getting the desired Loan Amount?

Try Adding the income of a co-applicant like a working spouse

Have multiple existing loans?
Have multiple existing loans?

Financebuddha can help you consolidate all your loans into one to increase your eligibility

Personal Loan in Delhi Details

Personal Loan in Delhi

Getting a personal loan in Delhi is no more an issue with the help of Finance Buddha. Here is the list of some of the best banks and number of branches it has in Delhi location. This information will help the applicant to know the accessibility to the bank branches in case of any urgent requirements.

  • ICICI Bank – This bank has nearly 150 plus branches in Delhi, also this is the second largest bank in Delhi that falls into the private sector category.
  • HDFC Bank –This bank has nearly 222 branches in this city and it is the largest banks I n India that processes loan real quickly.
  • Axis Bank – This bank has about 127 branches in this city and is the third largest private sector bank in India.
  • Kotak Mahindra Bank – With 67 branches even this is a large bank in Delhi. Once you start using their services and enjoy their benefits, you will definitely wish to have long term relationship with the bank.
  • Citibank – Though this bank has 5 branches in Delhi, it is still very considered and opted by the people of the city.
  • Bajaj Finserv – This is a largest NBFC in India with 3 branches in Delhi.
  • Tata Capital - This well-known NBFC has only 7 branches in this city, but all are present in important areas.

How Finance Buddha can help you get a Personal Loan in Delhi?

Having said all these, every applicant will be concerned to know the exact EMI that they will have to pay for taking a personal loan from any bank in Delhi. With the help of Finance Buddha, the applicant can give necessary loan requirement details and can accordingly get the information of how much would be the EMI for a particular amount and for a particular tenure.

After checking for the EMI, you can use the form above to see the best offers for you. Once you find the best option, just click apply and fill up your details. And that's all that you need to do. Once we recieve your application, we will take care of the rest until the loan amount is disbursed to your account

 

Personal Loan Eligibility Criteria in New Delhi

Here is the list of eligibility criteria that an applicant should have in order to apply for a personal loan in Delhi.

  • Age of the applicant should be between 21-60 Years
  • Salaried individual with minimum income of Rs 30,000. Salary bracket would again depend on the city you live in and the company you work for.
  • Should have been staying in the city for at least 1 Year
  • Total work experience should be at least 2 Years
  • You would require basic documentation such as your address proof, identity proof, latest bank statements etc.

 

Personal Loan Interest Rates, Fees & Charges in New Delhi

Irrespective of which bank you are applying loan, this are the common types of charges and fees that every applicant will have to incur.

Personal Loan Delhi details:

Interest Rates

11.49% – 26.00%

Processing Fees

0.99% – 3.00%

Pre-payment Charges

Nil – 5.00%

Repayment Period

Upto 7 years

CIBIL Score

Min. 750

Lowest EMI

Rs. 2199.26 per lac

 

Personal Loan Interest Rates 2017
Bank Interest Rates
HDFC Bank

11.49 - 19.50%

ICICI Bank

11.49 - 17.99%

Bajaj Finserv

11.49%

Fullerton India

21.00 - 32.00%

Kotak Mahindra

11.50 - 20.00%

IndusInd Bank

12.99 - 17.00%

Standard Chartered

11.99 - 15.00%

 

Processing Fees / Prepayment Charges
Bank/NBFC

Processing Fee

Pre-payment charges

Bajaj Finserv

2 - 2.5%

Nil

ICICI Bank

0.8% - 2.00%

Zero or 5.00%

Axis Bank

2.00%

Nil

Kotak Mahindra Bank

1.5 - 2.00%

5.00%

HDFC Bank

0.8% - 2.00%

4.00%

Fullerton India

N.A

4.00%

 

Personal Loan Documents Required in New Delhi

These documents are used to verify the identity of the applicant, their address, income and other related factors. Unless the bank feel the applicant is genuine, reliable and has good credit worthiness, personal loan will not be approved.

  1. Three passport size photographs
  2. ID proof – Passport/voter ID/ Aadhar or drivers licence
  3. Residence Proof – Passport/ Landline bill/ post paid mobile bill/ rental agreement or Bank Statement
  4. Pan Card copy
  5. Age Proof – Passport/ drivers licence/school certificate or Pan Card copy
  6. Income Proof - Latest 3 months salary slips
  7. Banking Statement - 6 months bank statements
  8. Job Stability & Continuity – Offer Letter, Relieving Letter and Form 16

 

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