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Bank/NBFC | Interest Rate | Min. Loan Amount | Max. Loan Amount | Min. Tenure | Max. Tenure | Processing Fees | Part Payment | Apply Now |
---|---|---|---|---|---|---|---|---|
![]() | 10.5% - 21% | 50000 | 4000000 | 12 | 60 | Up to 2.50% + GST as applicable | Apply | |
![]() | 10.75% - 20% | 50000 | 5000000 | 12 | 72 | Upto 2.50% + GST as applicable | Apply | |
![]() | 11% - 25% | 50000 | 700000 | 12 | 48 | Upto 2% + GST as applicable | Apply | |
![]() | 18% - 54% | 500 | 200000 | 10 | 36 | Up to Rs. 1250 including GST as applicable | Apply |
Try Applying for a higher Loan Amount as most bank reduce interest rates as loan amount increases
Try Adding the income of a co-applicant like a working spouse
Financebuddha can help you consolidate all your loans into one to increase your eligibility
A personal loan in Chennai will help you complete all your monetary temporary needs. Whether it is a month old holiday that you have in plan or a desire to buy your favorite gadget, it is totally possible with a personal loan that is offered by various banks in Chennai. It’s time to start comparing and choosing the best bank that offers the best loan amount with low rate of interest.
Personal Loans are available as low as from 10.89% interest rates. The rest is dependent on the credit score and the income of each individual and of course the location where the applicant is located. Find your magical number now through Finance Buddha and make your dream a reality.
If you are in search of finding personal loan in Chennai from a bank that offers lowest interest rates, then the best place to look out for is Finance Buddha. Here you will get an option to compare the interest rates, processing fees and other charges and can accordingly decide which bank to choose for personal loan requirements.
Like you all know, there eligibility criteria will differ from bank to bank, but to certain extend it will be same.
The rate of interest, charges and fees vary from bank to bank. The list of these details is given below for applying a personal loan in Chennai.
Personal Loan in Chennai Interest Rates | |
Interest Rates | 10.89% – 36.00% |
Processing Fees | 1% – 5.00% |
Pre-payment Charges | Nil – 5.00% |
Repayment Period | Upto 5 years |
CIBIL Score | Min. 750 |
Lowest EMI | ₹1075 |
Personal Loan Offers from 19 Banks / NBFCs in Chennai (updated 25 May,2023)
Bank / NBFC |
Institution Type |
Minimum Loan Amount |
Maximum Loan Amount |
Minimum Tenure |
Maximum Tenure |
APR |
Fees & Charges |
Aditya Birla Finance Ltd |
NBFC |
₹25,000 |
₹50,00,000 |
12 months |
60 months |
16.85% - 17.85% |
1% + GST as applicable |
Arohan Financial Services Ltd. |
NBFC |
₹1,100 |
₹50,000 |
3 months |
24 months |
20.70% - 26.99% |
1% + GST as applicable |
Axis Bank |
Bank |
₹50,000 |
₹15,00,000 |
12 months |
60 months |
15.75% - 24.00% |
1.50% to 2.00% + GST as applicable |
Bajaj Finserv |
NBFC |
₹50,000 |
₹25,00,000 |
12 months |
60 months |
12.99% onwards |
Up to 3.99% + GST as applicable |
Capital First |
NBFC |
₹1,00,000 |
₹25,00,000 |
12 months |
60 months |
12.00% - 18.00% |
1.99% + GST as applicable |
Citibank |
Bank |
₹25,000 |
₹30,00,000 |
6 months |
60 months |
17.99% - 18.99% |
2.00% - 3.00% + GST as applicable |
Fullerton |
NBFC |
₹50,000 |
₹20,00,000 |
12 months |
60 months |
20% to 40% |
Up to 6.5% + GST as applicable |
HDB Financial Services Ltd. |
Bank |
₹1,00,000 |
₹20,00,000 |
12 months |
60 months |
12% - 36% |
Up to 2% + GST as applicable |
HDFC Bank |
Bank |
₹1,00,000 |
₹25,00,000 |
12 months |
60 months |
15.50% - 21.50% |
Up to 2.50% + GST as applicable |
ICICI Bank |
Bank |
₹50,000 |
₹20,00,000 |
12 months |
60 months |
11.25% to 22.00% |
Up to 2.25% + GST as applicable |
IDFC |
Bank |
₹50,000 |
₹20,00,000 |
3 months |
60 months |
12%-19% |
2% + GST as applicable |
Incred |
NBFC |
₹50,000 |
₹7,50,000 |
12 months |
60 months |
12%- 24% |
Up to 3% + GST as applicable |
India Infoline |
NBFC |
₹1,00,000 |
₹25,00,000 |
12 months |
60 months |
13% onward |
Up to 2% + GST as applicable |
Indiabulls |
NBFC |
₹1,000 |
₹15,00,000 |
3 months |
24 months |
11.99% - 26% |
Up to 5% + GST as applicable |
IndusInd Bank |
Bank |
₹50,000 |
₹15,00,000 |
12 months |
60 months |
11.25% - 30.00% |
Up to 2.50% + GST as applicable |
Kotak Mahindra Bank |
Bank |
₹50,000 |
₹15,00,000 |
12 months |
60 months |
10.99% to 24% |
Up to 2.5% + GST as applicable |
RBL Bank Ltd. |
Bank |
₹1,00,000 |
₹20,00,000 |
12 months |
60 months |
15.5% - 23% |
3% + GST as applicable |
Standard Chartered Bank |
Bank |
₹1,00,000 |
₹30,00,000 |
12 months |
60 months |
10.89% - 19.00% |
Up to 3% + GST as applicable |
Tata Capital |
NBFC |
₹75,000 |
₹25,00,000 |
12 months |
72 months |
11.25% - 19% |
1.50% to 2.00% + GST as applicable |
Documentations play a very important role in the personal loan approval. Unless all necessary documents are submitted with accurate information the loan will not be approved.
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