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Personal Loan in Ahmedabad - Apply Online @10.89%

4.8 stars based on 29 reviews

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Choose an amount between ₹50,000 and ₹5,000,000.

Loan Amount

25K9L17L25L33L42L50L
Interest Rate

%

10.5%15.5%20.5%25.5%30.5%40%
Tenure

mo

12m22m32m42m52m60m
Personal Loan EMI Calculator
Loan EMI
23,537
Total Interest payable
64,888
Total Payment
(Principal + Interest)
5,64,888
Break-up of Total Payment
Interest Amount (₹64,888)
Loan Amount (₹5,00,000)
Bank/NBFCInterest RateEMIProcessing Fees Part PaymentApply Now

15.5% - 21.5%

(Fixed)

4668

Up to 2.50% + GST as applicable

Apply

11.25% - 22%

(Fixed)

4680

Upto 2.25% + GST as applicable

Apply

15.75% - 24%

(Fixed)

4728

1.50% to 2.00% + GST as applicable

Apply

10.99% - 24%

(Fixed)

4728

Upto 2.5% + GST as applicable

Apply

17.99% - 18.99%

(Fixed)

4608

2.00% - 3.00% + GST as applicable

Apply

12.99% - 24%

(Fixed)

4728

Up to 3.99% + GST as applicable

Apply

10.5% - 19%

(Fixed)

4608

Upto 3% + GST as applicable

Apply

11.25% - 30%

(Fixed)

4874

Up to 2.50% + GST as applicable

Apply

11.25% - 19%

(Fixed)

4608

1.50% to 2.00% + GST as applicable

Apply

12% - 18%

(Fixed)

4584

1.99% + GST as applicable

Apply
Rate of Interest is high ?
Rate of Interest is high ?

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Not getting the desired Loan Amount?

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Have multiple existing loans?

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Personal Loan in Ahmedabad Details

Personal Loan in Ahmedabad

The “Manchester of East” in India is Ahmadabad and this city is a great producer and exporter of gemstones. Apart from this, most of the Gujratis are known as business oriented people. Getting unsecured personal loan in Ahmadabad is never a problem. There are many banks out there that offer personal loans to salaried and self-employed individuals. In Ahmedabad the main reasons to avail personal loans are for travel, medical assistance, wedding, house renovations or even for any household purchases.

  1. ICICI Bank – This bank has nearly 48 plus branches in Ahmedabad, also this is the second largest bank in India that falls into the private sector category.
  2. HDFC Bank –This bank has nearly 87 branches in this city and it is one of the banks that processes loan real quickly.
  3. Axis Bank – This bank has about 39 branches in this city and is the third largest private sector bank in India.
  4. Kotak Mahindra Bank – With 41 branches even this is a large bank in Ahmedabad. Once you start using their services and enjoy their benefits, you will definitely wish to have long term relationship with the bank.
  5. Citibank Though this bank has just one branch in Ahmedabad, it is still very considered and opted by the people of the city.
  6. Bajaj Finserv – This is a largest NBFC in India with just one branch in Ahmadabad.
  7. Tata Capital - this well-known NBFC has only 2 branches in this city.

How Finance Buddha can help you get a Personal Loan in Ahmedabad?

It is now possible to apply for an online personal loan through Finance Buddha, for this there is no fee or commission charged by this website. The services and facilities are offered for absolutely free cost! Through this platform we make sure each applicant gets the best option of personal loan in Ahmedabad by considering all aspects of the individuals and bank’s requirements. Service is offered for everything ranging from checking eligibility, credit rating, documentation, EMI calculation and more. Getting personal loan approved in Ahmedabad is now possible instantly with the help of Finance Buddha.

 

Personal Loan Eligibility Criteria in Ahmadabad

These are the basic eligibility criteria that every individual should meet in order to get a personal loan in Ahmadabad.

  1. Age of the applicant should be between 21-60 Years.
  2. Salaried individual with minimum income of ₹30,000. Salary bracket would again depend on the city you live in and the company you work for. Eg. If you are in a Metro the salary requirement will be higher than non-metro and again if you are working in a top MNC the salary requirement would be lesser than one working with a startup.
  3. Should be staying in the city for at least 1 Year.
  4. Total work experience should be at least 2 Years.
  5. You would require basic documentation such as your address proof, identity proof, latest bank statements etc.

 

Personal Loan Interest Rates, Fees & Charges in Ahmedabad

The rate of interest, charges and fees vary from bank to bank. The list of these details is given below for applying a personal loan in Ahmedabad. The rates and fees on a generic note in Ahmedabad are:

Personal Loan Ahmedabad Interest Rates

Interest Rates

10.89% – 36.00%

Processing Fees

1% – 3.00%

Pre-payment Charges

Nil – 5.00%

Repayment Period

Up to 5 years

Cibil Score

Min. 750

Lowest EMI

₹1075

 

Personal Loan Offers from 19 Banks / NBFCs in Ahmedabad (updated 17 Jun,2019)

Bank / NBFC

Institution Type

Minimum Loan Amount

Maximum Loan Amount

Minimum Tenure

Maximum Tenure

APR

Fees & Charges

Aditya Birla Finance Ltd

NBFC

₹25,000

₹50,00,000

12 months

60 months

16.85% - 17.85%

1% + GST as applicable

Arohan Financial Services Ltd.

NBFC

₹1,100

₹50,000

3 months

24 months

20.70% - 26.99% 

1% + GST as applicable

Axis Bank

Bank

₹50,000

₹15,00,000

12 months

60 months

15.75% - 24.00%

1.50% to 2.00% + GST as applicable

Bajaj Finserv

NBFC

₹50,000

₹25,00,000

12 months

60 months

 12.99% onwards

Up to 3.99% + GST as applicable

Capital First

NBFC

₹1,00,000

₹25,00,000

12 months

60 months

12.00% - 18.00%

1.99% + GST as applicable

Citibank

Bank

₹25,000

₹30,00,000

6 months

60 months

17.99% - 18.99%

2.00% - 3.00% + GST as applicable

Fullerton

NBFC

₹50,000

₹20,00,000

12 months

60 months

20% to 40%

Up to 6.5% + GST as applicable

HDB Financial Services Ltd.

Bank

₹1,00,000

₹20,00,000

12 months

60 months

12% - 36%

Up to 2% + GST as applicable

HDFC Bank

Bank

₹1,00,000

₹25,00,000

12 months

60 months

15.50% - 21.50%

Up to 2.50% + GST as applicable

ICICI Bank

Bank

₹50,000

₹20,00,000

12 months

60 months

11.25% to 22.00%

Up to 2.25% + GST as applicable

IDFC

Bank

₹50,000

₹20,00,000

3 months

60 months

12%-19%

2% + GST as applicable

Incred

NBFC

₹50,000

₹7,50,000

12 months

60 months

12%- 24%

Up to 3% + GST as applicable

India Infoline

NBFC

₹1,00,000

₹25,00,000

12 months

60 months

13% onward

Up to 2% + GST as applicable

Indiabulls

NBFC

₹1,000

₹15,00,000

3 months

24 months

11.99% - 26%

Up to 5% + GST as applicable

IndusInd Bank

Bank

₹50,000

₹15,00,000

12 months

60 months

11.25% - 30.00%

Up to 2.50% + GST as applicable

Kotak Mahindra Bank

Bank

₹50,000

₹15,00,000

12 months

60 months

10.99% to 24%

Up to 2.5% + GST as applicable

RBL Bank Ltd.

Bank

₹1,00,000

₹20,00,000

12 months

60 months

15.5% - 23%

3% + GST as applicable

Standard Chartered Bank

Bank

₹1,00,000

₹30,00,000

12 months

60 months

10.89% - 19.00%

Up to 3% + GST as applicable

Tata Capital

NBFC

 ₹75,000

₹25,00,000

12 months

72 months

11.25% - 19%

1.50% to 2.00% + GST as applicable

 

 

 

Personal Loan Documents Required in Ahmedabad

Some of the common and essential documents for personal loan application in Ahmedabad are here. Make sure you have the originals and copies of the same before applying for a loan, because, anytime to bank officials ask for the documents you will have to submit the same.

  1. Three passport size photographs
  2. ID proof – Passport/voter ID/ Aadhar or drivers licence
  3. Residence Proof – Passport/ Landline bill/ postpaid mobile bill/ rental agreement or Bank Statement
  4. Pan Card copy
  5. Age Proof – Passport/ drivers license/school certificate or Pan Card copy
  6. Income Proof - Latest 3 months’ salary slips
  7. Banking Statement - 6 months bank statements
  8. Job Stability & Continuity – Offer Letter, Relieving Letter and Form 16

 

ReviewsView All

Ashwani Athiban

5 / 5

Fast processing. I liked and enjoyed the entire process of my loan approval with HDFC Bank. The executives were soft-spoken and polite. The process ended very soon as there was nothing to do much. I got the loan sanctioned in just 3 working days.
Bds Choudhury

5 / 5

Edwin was the executive who was handling my personal loan application which i applied with Finance Buddha. He helped me a lot throughout the process and because of his help i got the loan in just a few days in an hassle-free way.
Smitha N. Syamay

5 / 5

There was zero processing fee associated with my personal loan from Tata Capital. Service was good and my loan was sanctioned in 2 days only.
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