Apply for Personal Loan in Ahmedabad

50,000
40,00,000
0
5,00,000
0
3,00,000

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Bank Interest Rate EMI
HDFC Bank 11.49% - 19.50%

(fixed)

2,199 - 2,622

(per Lakh)

Details Details

Documents Required

PAN Card, Address Proof, Govt ID Proof (Not required if already given as an address proof), 3 month payslip (with DOJ mentioned), 3 month bank statement, photograph. Additional documents on case to case basis.

Preclosure Charges

  • 1 Year lock in
  • 4% fee if closed after 1 year. Can be 0% if booked under golden edge program
  • 3% fee if closed after 2 years
  • 2% fee if closed after 3 years
  • 0% thereafter

Part-Payment Option

Not available

ICICI Bank 11.49% - 17.85%

(fixed)

2,199 - 2,531

(per Lakh)

Details Details

Documents Required

PAN Card, Address Proof, Govt ID Proof (Not required if already given as an address proof), 3 month payslip (with DOJ mentioned), 3 month bank statement, photograph. Additional documents on case to case basis.

Preclosure Charges

  • 1 year lock in
  • 5% fee thereafter. 0% if loan amount >10 lacs

Part-Payment Option

Not available

Axis Bank 13.50% - 24.00%

(fixed)

2,301 - 2,877

(per Lakh)

Details Details

Documents Required

PAN Card, Address Proof, Govt ID Proof (Not required if already given as an address proof), 3 month payslip (with DOJ mentioned), 3 month bank statement, photograph. Additional documents on case to case basis.

Preclosure Charges

  • 0% after the 1st EMI

Part-Payment Option

Possible after 1st EMI. Minimum part payment to be 1 EMI's. Part payment allowed 6 times in a year.

Citi Bank 11.99% - 15.75%

(fixed)

2,224 - 2,419

(per Lakh)

Details Details

Documents Required

PAN Card, Address Proof, Govt ID Proof (Not required if already given as an address proof), 3 month payslip (with DOJ mentioned), 3 month bank statement, photograph. Additional documents on case to case basis.

Preclosure Charges

  • 1 year lock in
  • 0.5%-2% fee thereafter

Part-Payment Option

Possible after 12th EMI. Minimum part payment to be 2 EMI's and max 5 EMI's. Allowed only once a year.

IndusInd Bank 11.99% - 14.75%

(fixed)

2,224 - 2,366

(per Lakh)

Details Details

Documents Required

PAN Card, Address Proof, Govt ID Proof (Not required if already given as an address proof), 3 month payslip (with DOJ mentioned), 3 month bank statement, photograph. Additional documents on case to case basis.

Preclosure Charges

  • 1 year lock in
  • 5% fee thereafter

Part-Payment Option

Not available

Standard Chartered Bank 11.99% - 14.50%

(fixed)

2,224 - 2,353

(per Lakh)

Details Details

Documents Required

PAN Card, Address Proof, Govt ID Proof (Not required if already given as an address proof), 3 month payslip (with DOJ mentioned), 3 month bank statement, photograph. Additional documents on case to case basis.

Preclosure Charges

  • 1 year lock in
  • 0% thereafter

Part-Payment Option

Not available

Kotak Mahindra Bank 13.00% - 18.00%

(fixed)

2,275 - 2,539

(per Lakh)

Details Details

Documents Required

PAN Card, Address Proof, Govt ID Proof (Not required if already given as an address proof), 3 month payslip (with DOJ mentioned), 3 month bank statement, photograph. Additional documents on case to case basis.

Preclosure Charges

  • 1 year lock in
  • 5% fee thereafter

Part-Payment Option

Not available

Bajaj Finance 13.00% - 18.00%

(fixed)

2,275 - 2,539

(per Lakh)

Details Details

Documents Required

PAN Card, Address Proof, Govt ID Proof (Not required if already given as an address proof), 3 month payslip (with DOJ mentioned), 3 month bank statement, photograph. Additional documents on case to case basis.

Preclosure Charges

  • 0% after the 1st EMI

Part-Payment Option

Possible after 1st EMI. Minimum part payment to be 3 EMI’s. Part payment allowed 6 times in a year

Capital First 13.00% - 20.00%

(fixed)

2,275 - 2,649

(per Lakh)

Details Details

Documents Required

PAN Card, Address Proof, Govt ID Proof (Not required if already given as an address proof), 3 month payslip (with DOJ mentioned), 3 month bank statement, photograph. Additional documents on case to case basis.

Preclosure Charges

  • 1 year lock in
  • 5% fee thereafter

Part-Payment Option

Not available

Tata Capital 13.50% - 17.00%

(fixed)

2,301 - 2,485

(per Lakh)

Details Details

Documents Required

PAN Card, Address Proof, Govt ID Proof (Not required if already given as an address proof), 3 month payslip (with DOJ mentioned), 3 month bank statement, photograph. Additional documents on case to case basis.

Preclosure Charges

  • 1 year lock in
  • 5% fee thereafter

Part-Payment Option

Not available

All day customer support

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Tips

Rate of interest is high?

- Try applying for a higher loan amount as most banks reduce interest rates as loan amount increases.

Not getting the desired loan amount

- Try adding the income of a co-applicant like a working spouse

Not getting the desired loan amount?

- Finance Buddha can try to do a debt consolidation/balance transfer to increase eligibility

Personal Loan in Ahmadabad

The “Manchester of East” in India is Ahmadabad and this city is a great producer and exporter of gemstones. Apart from this, most of the Gujratis are known as business oriented people. Getting unsecured personal loans in Ahmadabad is never a problem. There are many banks out there that offer personal loans to salaried and self-employed individuals. In Ahmedabad the main reasons to avail personal loans are for travel, medical assistance, wedding, house renovations or even for any household purchases.

  • ICICI Bank – This bank has nearly 48 plus branches in Ahmedabad, also this is the second largest bank in India that falls into the private sector category.
  • HDFC Bank –This bank has nearly 87 branches in this city and it is one of the banks that processes loan real quickly.
  • Axis Bank – This bank has about 39 branches in this city and is the third largest private sector bank in India.
  • Kotak Bank – With 41 branches even this is a large bank in Ahmedabad. Once you start using their services and enjoy their benefits, you will definitely wish to have long term relationship with the bank.
  • Citibank – Though this bank has just one branch in Ahmedabad, it is still very considered and opted by the people of the city.
  • Bajaj Finserv – This is a largest NBFC in India with just one branch in Ahmadabad.
  • Tata Capital - this well-known NBFC has only 2 branches in this city.

How Finance Buddha can help you get a Personal Loan in Ahmedabad?

It is now possible to apply for a personal loan through finance Buddha, for this there is no fee or commission charged by this website. The services and facilities are offered for absolutely free cost! Through this platform we make sure each applicant gets the best option of personal loan in Ahmedabad by considering all aspects of the individuals and bank’s requirements. Service is offered for everything ranging from checking eligibility, credit rating, documentation, EMI calculation and more. Getting personal loan approved in Ahmedabad is now possible instantly with the help of Finance Buddha.


Personal Loan Eligibility Criteria in Ahmadabad

These are the basic eligibility criteria that every individual should meet in order to get a personal loan in Ahmadabad.

  1. Age of the applicant should be between 21-60 Years.
  2. Salaried individual with minimum income of INR 30,000. Salary bracket would again depend on the city you live in and the company you work for. Eg. If you are in a Metro the salary requirement will be higher than non-metro and again if you are working in a top MNC the salary requirement would be lesser than one working with a startup.
  3. Should be staying in the city for at least 1 Year.
  4. Total work experience should be at least 2 Years.
  5. You would require basic documentation such as your address proof, identity proof, latest bank statements etc.

Personal Loan Documents Required in Ahmadabad

Some of the common and essential documents for personal loan application in Ahmedabad are here. Make sure you have the originals and copies of the same before applying for a loan, because, anytime to bank officials ask for the documents you will have to submit the same.

  1. Three passport size photographs
  2. ID proof – Passport/voter ID/ Aadhar or drivers licence
  3. Residence Proof – Passport/ Landline bill/ postpaid mobile bill/ rental agreement or Bank Statement
  4. Pan Card copy
  5. Age Proof – Passport/ drivers license/school certificate or Pan Card copy
  6. Income Proof - Latest 3 months’ salary slips
  7. Banking Statement - 6 months bank statements
  8. Job Stability & Continuity – Offer Letter, Relieving Letter and Form 16

Personal Loan Interest Rates, Fees & Charges in Ahmadabad

The rate of interest, charges and fees vary from bank to bank. The list of these details is given below for applying a personal loan in Ahmedabad. The rates and fees on a generic note at this city are:

Personal Loan Ahmedabad details:

Interest Rates

11.50% – 26.00%

Processing Fees

0.99% – 3.00%

Pre-payment Charges

Nil – 5.00%

Repayment Period

Upto 7 years

Cibil Score

Min. 750

Lowest EMI

Rs. 2199.26 per lac


Personal Loan Interest Rates 2017

Bank

Interest Rates

HDFC Bank

11.49 - 19.50%

ICICI Bank

11.49 - 17.99%

Bajaj Finserv

11.49%

Fullerton India

21.00 - 32.00%

Kotak Mahindra Bank

11.50 - 20.00%

IndusInd Bank

12.99 - 17.00%

Standard Chartered Bank

11.99 - 15.00%


Processing Fees / Prepayment Charges

Bank

Processing Fee

Pre-payment charges

Bajaj Finserv

2 - 2.5%

Nil

ICICI Bank

0.8% - 2.00%

Zero or 5.00%

Axis Bank

2.00%

Nil

Kotak Mahindra Bank

1.5 - 2.00%

5.00%

HDFC Bank

0.8% - 2.00%

4.00%


Frequently Asked Questions

Reviews   4.9 stars, based on 10 reviews

The platform is excellent for any personal loan information. I applied for a personal loan in Citibank Ahmedabad branch with the help of information shared by this website. And I must admit that the level of information accuracy is exceptionally high.

 5/5

Through your website I got my personal loan at ICICI bank Ahmedabad branch approved within 5 days. Thanks Finance Buddha.

 5/5

Though there are many sites offering services such as Finance Buddha, this is the best site I have come across till date with necessary information for personal loan Ahmedabad.

 5/5

I applied for a personal loan through Finance Buddha 3 days back, the very next day documents were collected by the bank and today loan is already approved. Otherwise, I had to walk to banks in Ahmedabad at least 3 times to complete the whole process.

 4/5

Applying a personal process was very simple and all I had to do was to fill a very nice and less complicated form with all my details for applying loan. Trust me; it just took 15 minutes for me to fill the form and a couple of phone loans from Ahmedabad bank to get the loan approved and amount disbursed.

 5/5

A great thanks to the entire Finance Buddha team for being such an informative platform which makes every Ahmedabad loan applicant’s life easier.

 5/5

Getting personal loan in Ahmedabad was never this easy before. All thanks to Finance Buddha platform.

 5/5

Though I was just looking for a small amount of loan, Finance Buddha helped to know what am eligible for and thus I was able to pick a particular amount of personal loan in Ahmedabad that ensure am getting tax exemption.

 5/5

Am very impressed with the accuracy of information shared by Finance Buddha. This is simple the best platform I have come across for all loan requirements of Ahmedabad.

 5/5