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HDFC Bank Personal Loan Reviews #4

4.8 stars based on 271 reviews
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Priyanka(5/5)

I had taken personal loan before five months in HDFC. They offered the interest rate of 11.5% and with the processing fee of 1.2% from the disbursement. HDFC service is quite satisfactory, they sanctioned the loan amount of Rs. 5 Lakhs with the tenure of five years.

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Prateek(5/5)

I was looking for a personal loan with lower interest rate. I searched Finance Buddha website to compare various personal loan offers. I was delighted by the numerous amount of information that they have on their portal. I choose HDFC bank as the rate of interest was falling in my budget. Loan was disbursed in my account in 3 days which is amazing.

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Anupam(5/5)

I was seeking some financial help to support the emergency in my family. I got the information about HDFC personal loan from Finance Buddha. I must say the website is full of facts & information. Finance Buddha executive helped me in preparing the documents required for the loan application. I applied for the loan through Finance Buddha & was amazed with the prompt response.

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Anurag(5/5)

I took personal loan with the HDFC bank and the interest rate is around 12% and the loan amount got disbursed within two to three days of time. Documentation procedures are simple with them and there is not much hassle. Processing charges are very lesser one with the HDFC bank.

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Aishwarya(3/5)

I have taken the two personal loans from HDFC bank and the interest rate is around 11.5% and 15% and it was based on my employer and the profile. Loan amount got disbursed to my account within three to four working days of time. Service representatives are not much genuine with the HDFC bank and they are sending third parties to approach the customer. Post loan services are not as good as expected from the bank.

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Abhirup(5/5)

I took a personal loan from HDFC Bank seven months back. I had taken loan amount of 1.04 lacs with 3 years of tenure. Monthly EMI was 3750, every month they giving gentle reminder for my due date, and I used to take my receipt copy in online. The processing charges are very loan & the processing of the loan is very fast. Overall experience was good.

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Wahid(4/5)

My experience with HDFC Bank is awesome. I took a personal loan from HDFC bank around a year ago. They had taken around 10 days for the loan disbursement. I am satisfied with their services, every month, one week before they used to give genuine reminder for my due date, they deduct the EMI from my salary account. The interest rate & processing charges are also very nominal.

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Krutagna(4/5)

I took a personal loan from HDFC three months ago. The process for loan application was very quick. They disburse the loan amount in my account in 6 days. But at that time interest rate was very high, they offered me an interest rate of 13% and with some processing fee. Then I had taken the loan amount of Rs. 2.50 Lakhs for tenure of 3 years.

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Anmol(4/5)

I had opted to take a personal loan from HDFC bank and they completed this process in 5 days as promised. There was no delay in the processing of the loan and the fund disbursal was also very fast. The paper works were very less and the rate of interest and processing charges was also not high. I am happy to use to their services.

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Darshit(3/5)

HDFC is a brand of their words. The bank will definitely fulfill all the promises that they have made. They done a fast process on my personal loan application, within 15 days they disbursed the amount Rs.5 Lakhs. Now I have closed my loan through foreclosure by paying the interest rate of 4% on my principle outstanding. Their foreclosure facility is amazing.

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Vaibhav(5/5)

My personal loan is from HDFC bank and the process for this loan was very much quick and also convenient. I did not have to do much with my paper work, it was minimal. I prepared all the documents required with the help of Finance Buddha executive & I did not even have to go to the bank for submitting the document. They sent their executive for collecting my documents. They were a bit high on the interest rate and the processing charges. In all the experience was good.

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Tanmay(4/5)

I am an existing customer of HDFC bank. Personal loan process of HDFC bank is really fast. Since they were having all the required documents in their record already I did not have to submit many documents for the verification process and they worked on it and they disbursed the amount within 4 to 5 days, I had taken the loan amount of Rs. 1.6 lakhs with the tenure of 3 years and their interest rate also nominal.

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Ridang(5/5)

My experience with HDFC personal loan is very good, their loan process in very fast. Within 3 days of time HDFC disbursed the loan amount of Rs. 3 Lakhs in my account. Tenure of repayment & the amount of monthly EMIs were satisfactory. HDFC offered floating interest rate of 11.5% which is very good.

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Vishal(5/5)

I was looking for personal loan for my brother’s wedding. I came to know about HDFC personal loan from Finance Buddha portal. The executive from the portal helped me in preparing the documentation for the loan & my loan was disburse in 3 days which is excellent.

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Mahendra(4/5)

HDFC bank offered a good deal on the interest rate and the processing charges for selective corporate companies. My company was one of them and I struck a good deal on the personal loan. The process was also quick with minimal documentation and excellent services.

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Abhay(5/5)

There was no delay with the personal loan process at HDFC bank. The process was smooth & the team was very supportive. I am an existing customer & may be that was the biggest reason why they offered me the interest rate on my personal loan as low as 12%.

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Twinkle Sachdeva(5/5)

I was looking for a personal loan as I wanted to pay off heavy dues. Initially, I was quite nervous as I wanted to get the best of all. However, after consulting Finance Buddha, I felt relaxed as they guided me through the process and listed all the available options as per the requirement. I ended up opting for HDFC and it was a good decision made. Their team is really supportive and they give you the best services available without any hidden charges.

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Paras Tomar(5/5)

I got my personal loan sanctioned by HDFC last month with the great help of Finance Buddha team. I used to think that the whole process of getting the loan approved is messy and will take a lot of time. But, it was not like that. It was quite smooth and the team was really supportive.

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Dilpreet Kaur(5/5)

I applied for personal loan in HDFC after looking and comparing many banks with the help of Finance Buddha. I must say, HDFC is one of the best banks today. They help you to get through all the processes without any difficulty. They also tell you about the best schemes available. I got the loan at the interest rate of 11.49% and it got sanctioned within a couple of days. Great work!

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Chiranjeev Soni(5/5)

HDFC and Finance Buddha have always been my favourites. Where Finance Buddha helps me to go for the best option, HDFC has always provided the best schemes and services. I can completely rely on these two. HDFC provides personal loans at low interest rates and quite less processing fee if we compare it with other banks.

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Nitin Kumar(5/5)

Very efficient team to be true! Customer-oriented and professional. Finance Buddha guided me for the best. They helped me go for HDFC for a personal loan and it was truly a good decision. From services to low interest rates, they try to get you the best available. Nice job!

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Ajay Rana(5/5)

BEST OF ALL! Finance Buddha and HDFC are best. Finance Buddha has always been supportive in providing me the best. They asked for the requirements and as per the needs, they told me that how HDFC is the best option for me. HDFC's representatives were decent and helpful as well. They guided me through the process and sanctioned my loan without any charge or extra charge.

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Deepali Khosla(5/5)

From the start to the end, till I got my loan sanctioned, personal loan advisor was helping me throughout. He was so supportive and understanding. Every aspect and step of the process was told to me in detail. He also guided me that how HDFC is the most suitable bank for me for personal loan. It was a good experience indeed.

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Priya Narang(5/5)

Finance Buddha team is quite supportive in guiding through all the steps. Very efficient team indeed. Every executive is well aware about the process and can guide each and every customer as per the requirement. I really liked the way of handling and guiding customers. They helped me choose HDFC for personal loan as per the requirements and I cannot doubt that decision in any way.

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