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Bank/NBFC | Interest Rate | Min. Loan Amount | Max. Loan Amount | Min. Tenure | Max. Tenure | Processing Fees | Part Payment | Apply Now |
---|---|---|---|---|---|---|---|---|
![]() | 10.5% - 21% | 50000 | 4000000 | 12 | 60 | Up to 2.50% + GST as applicable | Apply |
Try Applying for a higher Loan Amount as most bank reduce interest rates as loan amount increases
Try Adding the income of a co-applicant like a working spouse
Financebuddha can help you consolidate all your loans into one to increase your eligibility
Getting personal loans from the premium bank- HDFC Bank is quick, competitive and very transparent. If you are looking for a bank that can give approval in just 5 minutes for a personal loan, then your search ends here. Personal Loan can be availed up to ₹4,000,000 and for a tenure of 5 years. Irrespective of what your need is make use of the HDFC banking service for availing a personal loan and meet your needs in a hassle free process.
HDFC Bank also offers pre-approved personal loans to their existing customers. There are no documents required at all to avail it. And, the disbursal happens within 10 seconds of successfully applying.
Even, for non-existing customers, HDFC offers a fairly simple, easy and hassle-free personal loan application process. The bank requires only minimal documentation. To such customers as well, the bank can offer a personal loan in as less as 4 hours. The lowest EMI in the best case starts at ₹2187/lakh, which is very less and affordable by all.
The HDFC Bank has structured its personal loans in such a way that it can offer flexible & custom solutions to all. As such, the bank offers longer and flexible tenures, a wide range of loan amount, fast disbursals and affordable personal loan rates.
Institution Type: Bank
Minimum Loan Amount: ₹50,000
Maximum Loan Amount: ₹4,000,000
Minimum Tenure: 12 months
Maximum Tenure: 60 months
Interest Rates: 10.25% - 21%
Fees & Charges: Up to 2.50% + GST as applicable
Well you have known personal loan since quite a long time but HDFC who is pioneering in any financial innovation that you can imagine has launched a personal loan targeted only to women. They called it as “Diva Loan”.
HDFC Diva Loans is a personal loan targeted to working women who do not have high income but earn the money regularly. It is a loan designed for a smart, extraordinary & independent woman. The loan is epitome of today’s women who is walking hand in hand with men. It is for a woman of today who does not like to be dependent on any men for her needs or for her emergencies. This personal loan comes with other privileged benefits apart from loan amount. This personal loan is definitely an instrument to empower a woman & let her know that we are with you to overcome every obstacle that might come in between you & your dreams.
HDFC is one of the few financial institutes who have recognized the need of personal loan designed for a woman. The privilege scheme under Diva loan is amazingly design. It is very flexible for smart women who do not have much time to visit the bank bench. You can check the eligibility for the loan online through Finance Buddha. HDFC offers pre-approved loan up to ₹300,000 under Diva personal loan. Diva privilege is applicable for more than 100 brands.
Finance Buddha is India's #1 DSA for personal loan, and also everyone can apply for a loan with banks directly. In this website you just have to update your details such as current company, take home salary, existing EMI amount, salary account bank, loan requirement and tenure, and it will auto-calculate the amount that should be paid per each bank’s interest rates, its processing fees, etc. More details are provided below.
Though not many websites offer such a facility, this is a good option before apply for a loan from bank. Getting rejected from a bank or NBFC is also a factor that can affect your CIBIL, thus applying at many places without knowing the eligibility and CIBIL score is not a great move. At Finance Buddha, you just have to give information about your net take home salary, existing EMI amount and company name. With these your loan eligibility with banks list will be immediately shown, which includes the bank name and maximum amount you are eligible to get a personal loan.
HDFC Bank Personal Loan Eligibility Criteria Overview |
|
Age of Applicant |
Min-21 years; Max-60 years. |
No. of years in employment |
2 years & above |
Current Experience |
1 year & above |
Net Monthly Income |
₹15,000/- & above (CAT-A companies) ₹20,000/- & above (Non-listed companies) |
HDFC Personal Loan Interest Rate, Fee & Charges |
|
Minimum Rate |
10.25% |
Maximum Rate |
21% |
Processing Fee |
Up to 2.50% + GST as applicable |
Fore-closure charges |
Nil – 4.00% |
Repayment |
In up to 5 Years |
Category |
Salaried |
Self Employed |
Interest Rate |
10.25% - 21.50% |
10.50% - 19.75% |
Loan Tenure |
From 12 months to 60 months |
From 12 months to 36 months |
Loan Amount |
₹100,000 - ₹2,500,000 |
₹500,000 - ₹1,500,000 |
Processing Fee |
Up to 2.50% + GST as applicable; Min - ₹999, Max - ₹25000 |
2.5% + GST as applicable; Min ₹1,000 Max ₹75,000 |
Age |
Min 21 years and Max 60 years |
Min 21 years and Max 65 years |
Prepayment Charges |
Not allowed |
Not allowed |
Foreclosure Charges |
Allowed after 12 EMI's, Prepayment charges vary by year: 2nd year - 4%; 3rd year - 3%, after 3 years - 2% |
Allowed after 6 EMI's, Prepayment charges vary by year: 2nd year - 4%; 3rd year - 3%, after 3 years - 2% |
Use the flexible online Loan EMI Calculator and Finance Buddha to get to know the EMI you will have to pay for the amount you borrow.
Documents required for Diva loan from HDFC differs from person to person depending upon amount of income & place of work. Following are the documents required for the loan
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