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Bank/NBFC | Interest Rate | Min. Loan Amount | Max. Loan Amount | Min. Tenure | Max. Tenure | Processing Fees | Part Payment | Apply Now |
---|---|---|---|---|---|---|---|---|
![]() | 12.99% - 24% | 50000 | 2500000 | 12 | 60 | Up to 3.99% + GST as applicable | Apply |
Try Applying for a higher Loan Amount as most bank reduce interest rates as loan amount increases
Try Adding the income of a co-applicant like a working spouse
Financebuddha can help you consolidate all your loans into one to increase your eligibility
A personal loan from Bajaj Finserv will help you complete all your temporary monetary needs. Whether it is a month old holiday that you have in plan or a desire to buy your favorite gadget, it is totally possible with a personal loan from Bajaj Finserv. It’s time to start comparing and choosing the best and Bajaj Finserv offers the best loan amount with low rate of interest. Loans are available as low as from 12.99% interest rates. The rest is dependent on the credit score and the income of each individual. Find your magical number now through Finance Buddha and make your dream a reality.
Institution Type: NBFC
Minimum Loan Amount: ₹50,000
Maximum Loan Amount: ₹2,500,000
Minimum Tenure: 12 months
Maximum Tenure: 60 months
Interest Rates: 12.99% onwards
Fees & Charges: Up to 3.99% + GST as applicable
Facility |
Salaried Employees |
Self Employed Individuals |
Interest Rate |
12.99% onwards |
12.99% onwards |
Loan Tenure |
12 months to 60 months |
12 months to 48 months |
Loan Amount |
Min ₹50,000 and Max ₹2,500,000 |
Min ₹500,000 and Max ₹3,000,000 |
Processing Fee |
1.99% - 3% |
2% |
Age |
Min 25 years and Max 60 years |
Min 25 years and Max 65 years |
Prepayment Charges |
Allowed after 1 EMI's, can prepay up to 25% in a year without charges |
Allowed after 1 EMI's, can prepay up to 25% in a year without charges |
Foreclosure Charges |
Allowed after 1 EMI's, with 4% charges on outstanding principal |
Allowed after 1 EMI's, with 4% charges on outstanding principal |
EMI Bounce Charges |
₹1,000 for every bounce |
₹1,000 for every bounce |
Penal Interest |
2% p.m. |
2% p.m. |
Secure Fee Online |
₹999/- |
₹999/- |
It is possible to get loan amount of up to ₹2,500,000 easily, it gives repayment options with flexibility of up to 60 months, easy repay in EMIs are available. Bajaj Finance Company charges competitive interest rates as compared to many big banks. CIBIL score of 750 is required, only those individuals with good CIBIL score apply in Bajaj Finance. However speedy loan approval is offered along with credit shield and hassle-free personal-loan processing.
There is no doubt Bajaj Finance offer low interest rate to its customers, there are few who have got loan approved even for 16% depending on their credit scoring and other credentials. They scrutinize the documents and financial statement within their experts and also with legal to get clear clarity of the information and will be able to easily pick illegal activities or anything phishing. The high level of scrutiny helps them to offer loan to only right individual thus the chance of the borrowers defaulting payment is also almost NIL.
Bajaj Finance also gives special offers and discounts for its new customers and existing customers. It is said that existing customers get more offers than newbies. This is the very reason why they are able to deliver service with customer satisfaction and also concentrates on customer retention. Many new and old banks are quite concentrated on the new customers while losing the existing ones on the flip side, but Bajaj Finance is not of that category. Even pre-approval is provided for existing customers who have a very good track record of financial payments. Getting a top-up loan is not at all matter here.
The other attractive aspect of Bajaj Finance is their all-time customer support. Irrespective of the time the request is raised, the customer support works 24/7 by helping customers through emails, SMS, toll free numbers and so on. These are the reasons why Finance Buddha has this among other banks and NBFC to offers its customer a good option for personal loan.
You can apply online for an Axis Bank Personal Loan through our website. Just fill in your details above. Type in your phone number and an OTP would be generated. Fill in the OTP and you shall be directed to the application page fill in the details and complete the form and submit. Finance Buddha would contact you soon and help you with the loan application process until the loan is disbursed.
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