Check Personal Loan Eligibility Online

4.8 stars based on 951 reviews

Personal Loan Eligibility Criteria

Eligible Criteria Salaried Self-Employed Professionals
Age(Min-Max) 21 - 60 years 25 - 60 years
Income ₹ 350,000 ₹ 480,000
City Mumbai, Delhi NCR, Bangalore, Chennai, Kolkata, Hyderabad and Ahmedabad All over India
Co-applicant Not mandatory Mandatory
Employment Fulltime with at least 2 years of experience Atleast 5 years of earning turnover
Documents Required Bank Account Statement/ Latest Electricity Bill/ Latest Telephone Bill/ Latest Credit Card Bill/ Employers letter certifying current mailing address/Passport(Valid)- provided the passport address is present address mentioned in application form / Existing Registered House Lease/ Government I-card with photo Bank Account Statement/ Latest Electricity Bill/ Latest Telephone Bill/ Latest Credit Card Bill/ Employers letter certifying current mailing address/Passport(Valid)
CIBIL Required (750-900) Required

Personal Loan Eligibility Criteria for Salaried and Self-Employed Applicants

Personal Loan is mostly taken by borrower during emergencies or to meet certain needs and wants. It is up to the borrower to decide the type of loan that is required. However, it is essential to understand if all criteria id met for applying a loan. Personal loan money can be used for any purpose instead of the case of home loan, automobile loan, which are used for specific purpose. Irrespective of your occupation or profession, there is always a need to check your personal loan eligibility before approaching banks and it personal loan is available online, just few clicks away.

Personal Loan Eligibility Reviews

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Niraj Rawat

5 / 5

I was in a need of personal loan in Bangalore. Once using Facebook i went through a nice financial blog. I applied for my personal loan there itself and got loan in 3 days.
Sanu Panday

4 / 5

There are too many options for Personal Loans in Bangalore. However, mine was approved through HDFC Bank. 12 % was the interest rate which I was charged against my loan.
Kamlesh N

5 / 5

I am working in MNC in Bangalore. My Personal Loan was approved by ICICI Bank. The rates and charges all are ok.
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