Over 200,000 people have experienced the convenience of personal loans with Finance Buddha. Loan Disbursal in 24 hrs Only.

2500cr Loans
14 Cities
200,000+ Customers
35 Banks / NBFC's

We have a simple online application

A simple,quick and easy process

Apply Online

Fill your name, mobile, salary/income, company etc.


Get Instant eApproval

We will send a approval sms within 2hrs. Upload your documents for verification.


Loan Disbursal

Signing of loan agreements and coordinating funds transfer.

To apply for insta loan,you'll need:
  • Full Name
  • Address Information
  • Income Information
  • Bank Statements
  • Payslips

When Every Second Counts – Instant Personal Loan for Emergencies

Are you concerned about where to apply for a personal loan online? Confused about how to get urgent personal loan? It’s time to explore what Finance Buddha can offer to you when you are in emergencies. When you are in emergencies every second counts and getting money in a hassle-free manner will be the need of the time. With the help of Instant loan there is no need to visit banks and fill forms for getting a loan approved. As an applicant, you just have to fill the easy application form and apply for the loan. Once this is processed loan will be approved and disbursed on the same day.

Finance Buddha now offers Instant Personal Loans Online

We bring our experts together with top notch competence, loan management and time management skills to deliver high quality services. Finance Buddha assist all individuals with various types of loans such as business loan, home loan, personal loan, business loan and more. With the high demand for instant loan, we have extended our services to this stream. This is to make sure we provide more and more opportunity for those who are keen to take loans for any emergencies. Make use of this online service for applying an instant loan anywhere in India.

How it works?

The minute you decide to take an instant loan, visit Finance Buddha website and simply fill the easy application form online. This will then be shared with banks as per your requirement and eligibility. Once you submit the form, the details provided by you will be scrutinized internally by saving your time and effort and will let you know if you are eligible for an instant loan and different banks to choose from. Your loan application will be processed in 24hours.

The 5 simple steps are:

  • Compare online
  • Apply online
  • Get advice
  • Complete the documentation
  • Loan Disbursal

Features and Benefits:

Some of the highlighting features and benefits of Instant Loan in India are:

  • Loan amount starting from ₹ 50,000 to ₹ 500,000.
  • Loan tenure up to 2 years.
  • No Documentation required
  • Quick processing of loan amount
  • Ideal option in case of emergencies
  • Interest rate will be normal
  • Amount will be credited to the applicant’s account instantly after approval.
  • Monthly payment is inclusive of EMI plus service taxes
  • Interest rate varies from 16% to 24% depending on the bank and applicant’s eligibility
  • Can be used for any emergencies like medication, wedding requirements, vacations, in case of accidents and so on.

Eligibility Criteria for Instant Personal Loans

Eligible Criteria


Self-employed Professionals

Age (Min-Max)







Fulltime with at least 2 years of experience

At least 5 years of earning turnover


Bank Account Statement/ Latest Electricity Bill/ Latest Telephone Bill/ Latest Credit Card Bill/ Employers letter certifying current mailing address/Passport(Valid)- provided the passport address is present address mentioned in application form / Existing Registered House Lease/ Government I-card with photo

Bank Account Statement/ Latest Electricity Bill/ Latest Telephone Bill/ Latest Credit Card Bill/ Employers letter certifying current mailing address/Passport(Valid)


Along with meeting the eligibility criteria, some banks will still require Documents to be submitted to confirm the identity of the applicant. Though this is not compulsory, some banks require and in case of necessity, the below documents should be furnished upon request.

Document Proofs


Firms, Partnerships

Identity Proof

PAN card, Passport, Driving License, Aadhar Card, Voter ID, Govt. issued ID-card

PAN card, Passport, Driving License, Aadhar Card, Voter ID, Govt. issued ID-card

Certificate and Proof of Business Existence

Not applicable

PAN , sales tax/ excise/ VAT/ service tax registration, Copy of partnership deed, Trade license, certificate of practice, registration certificate issued by RBI, SEBI

Address Proof

Passport, Driving License, Election ID card, Electricity/ Telephone/ Mobile bill/ bank statement (not more than 3 months old)

Bank statement, utility bill, Registry copy, lease or rent agreement, TAN allotment letter

Age Proof

PAN card, Passport, Driving License, Voter id card, Birth certificate, Employee ID card (only for PSU/ Government employees), School/ college leaving certificate

PAN card, Passport, Driving License, Voter id card, Birth certificate, Employee ID card (only for PSU/ Government employees), School/ college leaving certificate


Tenure & Loan Amount, Interest Rates:

The tenure, loan amount and interest rates depend on the eligibility of the applicant. If the applicant has good credit scoring and income, then the rate of interest will be low, approved loan amount will be high, tenure can be anywhere between 1 year to 2 years as per the applicant’s requirement. Depending on the different criteria the interest rate ranges from 16%-24% p.a.

Different Emergency situations in which this loan can be applied for:

Here are some of the different emergencies situations for which an Instant Loan can be applied for. This money will be available immediately for emergency uses.  Most of the banks required no documentation for processing these loans and the rate of interest will be usual or slightly higher than normal- these are dependent on the banks and individual’s eligibility for loan.

  • Medical emergencies
  • Urgent travel
  • Wedding expense emergencies
  • Quick need of fund for overcoming any arrest or imprisonment
  • To repay any interest debt and so on.

Why should anyone apply for this loan through Finance Buddha?

While there are many ways to apply for a loan, many still prefer Instant loan through Finance Buddha, the reason for this is pretty simple and straight forward. In case of emergencies situations nobody will have time to run to banks and financial institutions to get the application form, apply for the same, submit documents and wait for approval. All the services will be taken over by Finance Buddha. You just have to visit Finance Buddha platform, apply for the instant loan by filling all necessary information and get the same approved within the same day.

Reviews   4.92 stars, based on 139 reviews

I was looking for a quick personal loan as I was in need of money due to some medical emergency in my family. I thought the process would be so difficult & complex but it was nothing like that. Finance Buddha has the option of online application which is very easy & time saving. My instant personal loan was approved on the same day of application & the amount was credited in my account next day itself. I would like to thank Finance Buddha team for their cooperation for my loan application & process.


Looking forward to see whatÕs next after making the instant personal loan so easy. The portal of Finance Buddha is very user-friendly. The application process is very easy even you can upload the required documents online. It is saving time & efforts so efficiently.


The response to my online application for instant was actually an instant one. I was not expecting them to call me within an hour. Within two hour I was having loan offer in my mail box. I went ahead with the loan & the after services are also charming. The whole process went very smoothly.


This is really an exciting moment, when I could complete everything within minutes such as application for instant personal loan in every professionally managed format. Finance Buddha has opened the doors of future of banking & finance by giving the convenience of applying the online portal. Thank you Finance Buddha.


It was wonderful to know that they have the option of online application. I logged to Finance Buddha for getting some information about instant personal loan but I ended up applying for the personal loan through Finance Buddha.


Thank you for providing such services, I am very much thankful to such great offer and services documents submission were more easy to submit and the online application for instant personal loan has reduce time and effort and at last. I will refer my colleagues and friends to visit this site if they are looking for quick personal loan.


It was a fantastic experience to apply for instant personal loan with few simple steps. Finance Buddha has made it so easy to apply for personal loan through the portal. The visits to banks for processing of application are not required a more. All you need is the Finance Buddha portal & your work is done. Congratulations to Finance Buddha for initiating this interesting concept.


Thank you Finance Buddha for making the life so simple with easy steps to obtain instant personal loan. Your software was very much user friendly and hopefully everyone can use it without any difficulties. The application form & document uploading was so easy & hassle free. Entire team has done great job once again thank you.


I am so thank full to Finance Buddha team & their customer care executive. The team was with me all the time throughout the process of loan application. The online documentation upload option works wonders for time starved customers like me. ItÕs like you have a financial assistance at your fingertips. The interest rate at which I got the loan is amazing.


I chose Finance Buddha when I was in need of personal loan. I am extremely glad that I chose it. My loan application process was so fast. The interest rate offered was also low compare to many other available options. The customer service is very nice.


My experience with Finance Buddha is very pleasant. I was looking for personal loan for supporting the studies of my brother. I searched about Finance Buddha & applied for personal loan through it. Their online application facility is very great. The loan was disbursed in my account very next day.


I got a call from Finance Buddha as soon as I applied online for instant personal loan. The process went smoothly & got the loan amount next day. Thanks Finance Buddha for speedy disbursement of my loan amount.


I would give five stars for Finance Buddha because of the response they provided and the way they treat a customer. The website is very user friendly and it has a lot of beneficial options of comparing and calculating the EMI. They also continuously followed up till the end. The interest rate offered to me was so competitive & the process was also so easy.


I was facing some financial crisis my friend advised me to take personal loan through this site. I had applied for the personal loan and I had got the loan very quickly with the help of this site I was supportive & I got the instant personal loan within one day.


The whole process of Finance Buddha was on time from the initial stage till processing my details to the banks and they continue with the follow up calls. I got all the information of banks and it was very useful. I have used the portal six months ago and I used it again recently, I see a difference in it and I would say they are gone up a step higher.


Finance Buddha has been very supportive to me. I am happy with the services and response I been getting right through the process. They been giving me the details of the banks I was eligible off and suggesting me with decent rates. The portal is user friendly and helpful too.


Finance Buddha is a good platform to know everything about banks & financial institutes, apart from providing the information; they also help in processing & documentation of loan. Recently I took instant personal loan through Finance Buddha. It took just few minutes to fill the application form & documentation. Loan was approved & allotted in 24 hours.


Finance Buddha is doing very well when it comes to services. The response was immediate and I am happy to use the portal and the whole experience is really good. The personal loan details on the site are accurate and it is much useful. The follow up calls were also good and in all I had no hassles.


Finance Buddha is one stop solution for all your requirements related to finance. I refer to their content a lot & it is quite reliable. I applied for personal through Finance Buddha. The process of applying is very simple as it is online. Satisfied with the service.


The services from Finance Buddha.com were supportive. They were on time through my whole process, by contacting me often and giving me details and updates and the follow up calls was also appreciated. The portal is the best to visit before taking any financial product.


The services at Finance Buddha are convenient & the information that they provide is quite reliable. The response was on time and they also kept following up often checking if my loan application is on track. The website was also helpful to get information of banks and the offers.


I am happy with Finance Buddha and they have also been up to the mark. The process was very much quick and I was happy that things moved swiftly from the moment I registered. The online banking is good and very informative and each detail on the site is useful.


The respond that you will get from Finance Buddha is so instant & prompt. I received the loan offer within 3 hours of my online application submission. I received the loan next day & all thanks to Finance Buddha.


The process at Finance Buddha.com was the best for me as I submitted few details and my loan requirement and I got instantly loan offer through E mail. The portal is very efficient & it is like one stop solution. The online process system is amazing for time starved customers.


The whole process of Finance Buddha.com was quick and easy, starting from submitting my details to getting instant personal loan. The follow up was too good and I did not have to do it from my end. I got updates through emails & SMS and it was supportive overall.


I searched over & over for personal loan as it was my first loan ever. I was always left disappointed as these websites promises to turnaround in few hours & do not respond even in few days. Then I found Finance Buddha.com & applied for personal loan & they did turn back in 3 hours. The loan offered was made through mail already. I got the loan amount right next day. Thank you Finance Buddha team for being that way.


The information available on personal loan is very charming. I applied through Finance Buddha & guess what I got the loan offer in next few hours. The interest rate offered by them was very comforting. I went ahead with the loan & I am really glad that I did it.


For a person like me who needs to compare & look through every possible details before taking any financial decision, Finance Buddha is the best place to be. I was looking for personal loan & came across with their online application for instant personal loan & believe me it was actually an instant loan as I have receive the amount in just one day.


I am not one of those review freak people but I am right now reviewing this as I was splendid by the services offered by Finance Buddha. I applied for the personal loan online on their portal & got the loan in one day which is delightful.


I was looking for the personal loan for some travel plans with my family. I went to Finance Buddha as one of my colleagues is having ongoing loan through the portal. The application process was very comforting. The process is design to ease the customers. The online application is way to go when you are busy. The prompt respond right after my application was awesome. The loan amount was credited in my account next day.

Economic Times
Business Standard
Live Mint

Benefits to meet your needs.

We've built a secure & personalized experience.

The Tools You Need

With a simple dashboard and mobile app, staying up to date with your loan is easy.

No Origination Fees

What you see is what you get with loans through Finance Buddha. There are no origination fees charged.

Real Customer Support

Have a question? We’re here 7 days a week to give you answers. Call us (080) 4090 9654.

You're in good company

We’ve helped 80,000+ Customers get Loans of over 2500 Crores.
Abhishek Taneja

“I have used Finance Buddha services thrice in the last 2 years. They have helped me in getting a total of Rs 25 lacs loans from Bajaj, SCB and HDFC. I needed the loan to meet urgent medical need and at such a critical moment they helped in getting the disbursal in 3 days. The sales staff was well informed and their follow up was superb. Would definitely be delighted to give reference to anyone.”

Abhishek Taneja
Senior Manager, Retail Client Analytics, Standard Chartered Bank

Amlan Mandal

“The team at Financebuddha has been very helpful in arranging for the home loan for my house. The service quality is excellent and the customer service has been very responsive and prompt. I managed to get my loan without any hassles and on time. Would recommend them to any of my friends anytime.”

Amlan Mandal
CTO, BankerBay

karthik Srinivasan

“I would like to take this opportunity to express my gratitude towards finance buddha for a very smooth and hassle free customer support and loan processing. It was a great experience dealing with finance buddha which I think would not be possible without customer centric people like you. Thanks a lot for all the support provided. People like you can take an organisation to greater heights.”

Karthik Srinivasan
Regional Sales Head APAC Contact Centre, Citibank