Over 200,000 people have experienced the convenience of personal loans with Finance Buddha. Loan Disbursal in 24 hrs Only.

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Submitting your application..
2500cr Loans
14 Cities
200,000+ Customers
35 Banks / NBFC's

We have a simple online application

A simple,quick and easy process
1

Apply Online

Fill your name, mobile, salary/income, company etc.

2

Get Instant eApproval

We will send a approval sms within 2hrs. Upload your documents for verification.

3

Loan Disbursal

Signing of loan agreements and coordinating funds transfer.

To apply for insta loan,you'll need:
  • Full Name
  • Address Information
  • Income Information
  • Bank Statements
  • Payslips

Insta Loan Details

Insta Loan Details
Minimum Loan Amount ₹ 50,000
Maximum Loan Amount ₹ 1,500,000
Minimum Tenure 12 months
Maximum Tenure 24 months
APR 15.50% - 24%
Fees & Charges Processing Fee - 1.50% to 2.00% + Service Taxes

A New Era in Banking: Paperless Personal Loans

The year 2017 witnessed many changes in many fields and Paperless loan is such one among other changes. Paperless loan is the change which was need of the time.  Ever since the start of banking, the process of availing a personal loan has been a lengthy process followed with lots of stress, tension and time consumption too. Because of all these reasons it was very important to introduce a new kind of lending instrument which would be easier for the people to avail. Paperless Personal Loan is the solution to all the above problems and a new age in the domain of lending.

Paperless Personal Loans are nothing but a personal loan only where you can get your loan within a very short duration of time, without having to deal with any paperwork as the process is 100% online from start to finish. Finance Buddha offers you this instant personal loans within 24 hours. With this loan you don’t have to spend hours for going bank, standing in bank’s queue. This loan makes you free from the traditional lending process where you have to spend your time in collecting and piling up the documents required. A paperless loan gets rid of all of these, as it is a completely online process where your loan is just a click away. You don’t have to submit any document physically here. All you need to do is go to the online personal loan application page and fill the details required. Only few documents such as documents for ID and address proof are required which is to be submitted online by scanning and uploading them online.

The ease and flexibility in the application method has made paperless personal loans a popular debt instrument among the masses. Today in this busy world, everyone is so occupied and busy in their routine life and hence want more ease in each and everything be it shopping, networking or even banking. And same is the case of banking with the introduction of paperless personal loans. Paperless loans provide a flexibility and comfort in the borrowing process. People who are already occupied with one or the other thing can now apply for personal loans as per their comfort.

Day by day the lifestyle of people is increasingly getting urban and digitized. Everybody wants to purchase new equipment, gadgets, and wants to go for holiday and many more things. All these come at a cost and sometime the money in hand might not be just enough, and personal loans are better option compared to a credit card. Paperless personal loans just like conventional personal loans are unsecured loans where no collateral or security is required, and hence can be used for any personal purpose as per the need and wish of the borrower. Its fast processing and quick disbursal is the another reason for which makes it a go to product when the money is required urgently, such as in any medical emergency, urgent travel or where they have to pay some urgent debt.

Insta Loan – Instant Online Personal Loans from Finance Buddha

Are you concerned about where to apply for a personal loan online? Confused about how to get urgent personal loan? Tired of heavy documentations, want to paperless apply for a personal loan? It’s time to explore what Finance Buddha's online loans can offer to you when you are in urgent need of money. When you are in emergency every second counts and getting money in a hassle-free manner will be the need of the time. With the help of Finance Buddha’s Insta Loan, which is an instant personal loan facility there is no need to visit any of our branches and provide pile of documents for getting a loan approved. As an applicant, you just have to fill the easy online application form and apply for the loan. Once this is processed, loan will be approved and disbursed within 24 hours, making Finance Buddha Insta Loan truly an instant loan, and also one of the fastest personal loan you can get in India; your best choice when you need an urgent personal loan.

Finance Buddha now offers Online Personal Loans with Instant eApproval

We have brought our experts together with top notch competence, loan management and time management skills to deliver high quality services through our online loans facility. Finance Buddha assist all individuals with various types of loans such as business loan, home loan, personal loan, business loan and more. With the high demand for instant online loans, we have extended our services to this stream. This is to make sure we provide more and more opportunity for those who are keen to take loans for any emergencies. Make use of this online service and get personal loan online today.

How does Instant Personal Loan from Finance Buddha works?

The minute you decide to take an Insta Loan, visit Finance Buddha website and simply fill the easy application form online. Once you submit the form, the details provided by you will be scrutinized internally by saving your time and effort and will let you know if you are eligible for an instant loan and the best offer available for you. Your loan application will be processed and disbursed in 24 hours.

The 5 simple steps are:

  1. Online apply for personal loan.
  2. Get advice on your best offer.
  3. Complete the documentation required.
  4. eSigning of Loan Agreement.
  5. Loan Disbursal.

Features & Benefits of Insta Loan

Some of the highlighting features and benefits of online loans from Finance Buddha are:

  1. Loan amount starting from ₹ 50,000 to ₹ 1,500,000.

We at Finance Buddha understand that not everybody’s requirement is same and will vary from individual to individual depending on the situation they are facing. Hence, we offer wide range of loan amount starting from ₹ 50,000 and up to ₹ 1,500,000 so that you are covered in times of need, whatever it may be.

  1. Loan tenure up to 2 years.

Emergency situation can arise anytime and the only solution out might be an instant personal loan. But that does not means that you have to carry the burden of one time requirement for a long period of time. The maximum tenor for Insta Loans is 2 years so that you do not remain overburdened with loan for a long period of time.

  1. No Physical Documentation required.

Desperate times need desperate measures. Emergency situations may not leave you with enough time to run around and arrange the paperwork required for a personal loan. Hence we created a completely online personal loan process, where you can upload all the documents required for Insta Loan from your computer, mobile or tablet, hence saving you a lot of time to focus on other important things.

  1. Quick processing of loan.

Finance Buddha Insta Loan offers eApproval within 2 hours of applying. Within 2 hours you will get to know the status of your approval (or disapproval, depending on your eligibility). Since the process is completely online, we have all the required information once you successfully apply and our proprietary algorithm will run in the background to decide your eligibility as soon as possible.

  1. Amount will be credited to the applicant’s account instantly after final approval.

As soon as all the information provided by you is verified and all the steps required have been completed, you will receive the loan amount instantly in your account.

  1. Interest rate varies from 15.5% to 24% depending on the applicant’s eligibility.

Insta Loan interest rate is higher than the conventional personal loans since the processing is faster than the normal and there are no collaterals required for availing one.

  1. Ideal option in case of emergencies like medical, wedding requirements, vacations, in case of accidents and so on.

Finance Buddha Insta Loan is a completely online, quick and hassle free process, right from the applying online to disbursal, we strive hard to disburse the loan amount in the account as soon as the personal loan application is processed and approved. This makes Insta Loan your preferred option for emergency scenarios where there is an urgent requirement of money.

  1. Available in all major Indian Cities.

You can avail Insta Loan in any of the following cities in India:

Agra, Ahmedabad, Amritsar, Aurangabad, Bangalore, Baroda, Bhubaneswar, Bhopal, Chandigarh, Chennai, Cochin, Coimbatore, Dehradun, New Delhi, Faridabad, Ghaziabad, Gurgaon, Hyderabad, Indore, Jaipur, Jamshedpur, Kanpur, Karnal, Kolhapur, Kolkata, Lucknow, Ludhiana, Madurai, Mumbai, Mohali, Nasik, Nellore, Noida, Pondicherry, Pune, Rohtak, Salem, Satara, Surat, Thane, Tiruchirappalli (Trichy), Vijayawada and Visakhapatnam (Vizag).

Eligibility Criteria for Insta Loan

Eligible Criteria

Salaried

Self-employed Professionals

Age (Min-Max)

25-60

25-60

Income

₹ 400,000

₹ 600,000

Employment

Fulltime with at least 2 years of experience

At least 5 years of earning turnover

Documents Required

3 months Bank Account Statement/ Latest Electricity Bill/ Latest Telephone Bill/ Latest Credit Card Bill/ Employers letter certifying current mailing address/Passport(Valid)- provided the passport address is present address mentioned in application form / Existing Registered House Lease/ Government I-card with photo

3 months Bank Account Statement/ Latest Electricity Bill/ Latest Telephone Bill/ Latest Credit Card Bill/ Employers letter certifying current mailing address/Passport(Valid)

 

Eligibility basically means ‘Fit to be chosen’. That implies are you worthy for which you are applying. Insta Loan is a kind of personal loan which is generally taken by a person in case of any emergency. These emergencies can be of many types like medical emergency, travelling emergency, to bear any urgent wedding requirements and many more like this. In this kind of emergency people want money urgently so Finance Buddha has come up with Insta Loan. Finance Buddha's online loans are an unsecured loan that means you have not to give any guarantor or any kind of property as guaranty. Hence it becomes more important for any financial organisation to check the eligibility of the borrower before they give them the loan in order to determine whether they would be able to repay the loan or not. This is a big point to be considered. So there are many factors on which your Insta Loan eligibility depends.

Factors on which Insta Loan Eligibility depends:

Age

The younger you are your probability of getting loan is more you have. As when you are young the bank or any financial organisation thinks you are more capable of repaying the loan. In the case of Insta Loan whether you are a salaried employee or you are self-employed your age should be between 25 to 65 years.

Income

Your income is the most important factor on which your Insta Loan eligibility depends. The more you earn, more is the possibility of timely repayments. In case of Insta Loan if you are a salaried person your yearly minimum income should be INR 400,000 and if you are a self- employed person your minimum income should be INR 600,000.  

Employment

Employment stability is also an important factor on which your Insta Loan eligibility depends. For the Insta Loan if you are salaried person you should have at least 2 years of full time work experience in your current profession. And if you are a self-employed person then you should be having at least 5 years of earning turnover.

Credit Rating/CIBIL Score

Your credit rating holds a lot of value. It reflects your financial borrowing history and your repayments history too. If your credit score is high your probability of getting a loan is more. Generally 750 credit score is considered good. If you are have a CIBIL score less than 750 then your chance is also less, and in some case you may get loan at this credit rating also but then your interest rate will be somewhat high as compared to others.

Employer

The employer with whom the candidate (borrower) is working with is the most ideal approach to gauge the believability of the candidate. Being a piece of rumoured and high turnover organizations is an advantage with regards to applying for the Loan.

How to be Insta Loan eligible all the time?

Finance Buddha’s Insta Loan is the fastest solution in urgent times. But to avail Insta Loan facility one has to be eligible as per the eligibility criteria mentioned above. Failure to meet eligibility criteria will result in rejection of your online personal loan application.

Credit Rating/CIBIL Score: To avail an Insta Loan, the applicant should have a minimum CIBIL Score of 750. CIBIL Score is the reflection of your borrowing and repayment history. A good CIBIL Score implies that so far you have had a good mixture of secured and unsecured loans and you have been regular and timely with your repayments. An applicant with good CIBIL Score stands out as a Credit Worthy Borrower, who will be regular with the repayment of the Insta Loan (if disbursed).

So, it will be a good idea to become regular with your existing repayments (if you have not been so far, or continue it if have been already). This will help you improve your CIBIL Score and will help you in availing any loan in future, not just Insta Loan.

Monthly Income:  To repay any loan in equal monthly instalments or EMIs, one should have a sufficient income that even after paying for the EMI, there would be enough left for other necessities such as rent, food, bills, clothes and transportation. In general, the ratio of the total monthly EMIs should not exceed 35% of the monthly income, so that there is enough left for other things. Even if you are in high income range, your fixed monthly obligations should not be in excess of 60% of your in hand monthly income.

Whatever be your salary range, if your FOIR is higher, it would be a good idea to either: lower your existing EMIs with a balance transfer loan or find additional source of income to lower your FOIR. This will increase the chances of your Insta Loan application, should you ever want to avail it in future if the need be.

Job Stability/ Employer: Salaried Employees of top-notch companies and MNCs have a secure and stable future and hence employment. In contrast to this, small and medium companies, proprietorship and start-ups do not have a secure future and there is always a risk involved that these can shut-down anytime, jeopardizing their employees financial future.

Any lender will always prefer an employee of a MNC over an employee employed with a start-up. Also the employees of top companies get additional relaxation in the rack interest rates of any loan.

Another important factor considered is job stability. It becomes for any lender to gauge an applicant’s eligibility if they have a stable and continuous career. This helps lender to analyze the financial condition of the applicant and their repayment capability. In contrast to this an applicant with multiple job changes and employment gaps cannot be trusted with any loan, as their income is neither stable nor guaranteed. In such a condition it is tough to decide whether such applicants would be regular with their repayments or not. Hence a natural inclination of any lender would be to decline the application from such applicants.

Documents Required for Insta Loan

Along with meeting the eligibility criteria, you will still require to submit some documents so that we can confirm the identity of the applicant along with other criteria. This is compulsory, and the below documents should be furnished upon request.

Document Type

Individuals

Firms, Partnerships

Identity Proof

PAN card, Passport, Driving License, Aadhar Card, Voter ID, Govt. issued ID-card

PAN card, Passport, Driving License, Aadhar Card, Voter ID, Govt. issued ID-card

Certificate and Proof of Business Existence

Not applicable

PAN , sales tax/ excise/ VAT/ service tax registration, Copy of partnership deed, Trade license, certificate of practice, registration certificate issued by RBI, SEBI

Address Proof

Passport, Driving License, Election ID card, Electricity/ Telephone/ Mobile bill

Bank statement, utility bill, Registry copy, lease or rent agreement, TAN allotment letter

Income Proof

Bank statement (not more than 3 months old)

Bank statement (not more than 3 months old)

Age Proof

PAN card, Passport, Driving License, Voter id card, Birth certificate, Employee ID card (only for PSU/ Government employees), School/ college leaving certificate

PAN card, Passport, Driving License, Voter id card, Birth certificate, Employee ID card (only for PSU/ Government employees), School/ college leaving certificate

 

Insta Loan Tenure, Loan Amount & Interest Rates

Interest rate is the portion of principal loaned amount which any lender whether it is a bank or any NBFC charges as profit (interest) to the person who is borrowing from them. Generally it is charged on annual basis. Normally if the borrower is at low risk i.e. the lender finds it that they can easily repay the loan then the interest rate is low. And if the lender finds that the borrower it at high risk then they charge high interest rate to them. There are many factors which decide the interest rate of any kind loan some of them in case of Insta loan are as follows.

Factors Deciding the Interest Rate of the Insta Loan

Loan amount and Income of the individual who is applying for the loan

Suppose a person having a yearly income of INR 4 Lakhs applies for a loan of INR 6 Lakhs in a tenor period of 2 year. Then for the lender it is a risky case as in this case there is more possibility for defaulting. So for being on safe side the lender will charge more interest rate from that person as compared to others. So for the interest rate the loan amount and individual income plays a very important role.

Tenor Period

Tenor period is also one of the important factors which play an important role in determining the interest rate. If the tenor period is less the interest rate will be high and if the tenor is long then the interest rate will be low. This is simply a case of vice-versa.

Credit Rating

Each and every lender or financial institution checks your credit score when you apply for a loan. The credit score always reflects your present as well as past financial borrowing history and your repayments as well. If you are having a low credit score that means your monthly repayments regarding any of your previous loans were not on time. And when you are having a good credit score (750+) then you are a good borrower and you were timely repaying your monthly EMIs.

Fees and charges on the Insta Loan

Apart from the interest rate there are some other fees which are charges for Insta loan. These are:-

Processing Fees

Every borrower has to pay the processing fees.  Processing fees is a charge that passes on expenses to the borrowers for getting documentation, evaluations, work and record of loan repayment, or some other data essential for the lender's endorsing office This is non-refundable. The processing charge for Insta Loan is 1.50% to 2.00% of the loan amount in addition to service taxes.

Part payment and part pre-payment

In case of Insta loan Finance Buddha also provides part payment and part pre- payment options. But terms and conditions apply. This charge depends on many factors such as the principle loan amount, the outstanding amount, monthly EMIs and so on.

Delayed Payment Charges

There is always a penalty charge for delay in payments. As same as others Insta loan is also having some penalty charges for delay in payment this depends on the outstanding loan amount with us. This late payment doesn’t leads to penalty only but it leads to a bad credit score as well. This can affect you in future when you will apply for some other loan. To avoid these charges and difficulties you should also pay EMIs regarding any kind of loan on time.

Interest Rate by Lender type

Basically there are two types of lenders, they are:-

  • Secured Lender
  • Unsecured Lender

Secured Lender

Secure Lenders are those who lend money to any borrower by taking something as a guaranty for that loan. That guaranty can be anything. It can be a movable property like car or unmovable property like house etc, whose ownership is with the borrower. In case if the borrower is not able to repay the loan as decided then the ownership of that particular property will get transferred to the lender. Hence these kinds of loans have lower interest rate as compared to that of others loans.

Unsecured Lender

On the other hand unsecured lenders are those who lend money to their borrower without taking anything as guaranty. These lenders are at high risk as compared to that of secured lenders, so the interest rates of these Lenders are high. When the borrower is not able to repay the loan then the lender is left with no option other than legal action.

Insta loan is among such loans. It is a kind of unsecured loan for which you don’t have to give something as guaranty. Because of this very reason the Interest rate of the Insta loan is high as compared to other loans. The interest rate of Insta loan is also dependent on some other factors as tenor period and all which are already mentioned above in details.

The tenure, loan amount and interest rates depend on the eligibility of the applicant. If the applicant has good credit scoring and income, then the rate of interest will be low, approved loan amount will be high, tenure can be anywhere between 1 year to 2 years as per the applicant’s requirement. Depending on the different criteria the interest rate ranges from 15.5%-24% p.a.

Get Online Loans in Emergency Situations

Whatever be your emergency, we are here to help! Few incidents in life leave you with not many options where all your advance preparations might also not be enough. If you are in such a need, Finance Buddha’s Insta Loan will help you overcome in a quick, efficient and hassle free manner.

Here are some of the different emergencies situations, but not limited to just these, for which online loans can be applied for. This money will be available immediately for emergency uses.  We do not require any physical documentation for processing these loans as all need to be uploaded online and the rate of interest will be usual or slightly higher than normal- these are dependent on the individual’s eligibility for loan.

  1. Medical Emergencies
  2. Urgent Travel
  3. Wedding Expenses
  4. Quick need of fund for Bail
  5. Business Cash Requirements
  1. Medical Emergencies

Life is Unpredictable! Nobody ever knows what might happen the next instant, so unsure are we about our lives. Accidents can happen to anyone anytime. Accidents need not be just road accidents, but sudden health deterioration because of multiple reasons. Such situations require quick response and immediate treatment and every second counts! And you would not want to spare any expenses whether for yourself or your near and dear ones. Nowadays even medical expenses are also soaring high, so much so that sometimes even medical insurance and emergency savings combined cannot cover the total expenses. Though being prepared for such situations surely does minimise the effects but still a personal loan in one day can definitely be your saviour.

Finance Buddha understands the urgent need which arises in medical emergencies. Finance Buddha and its team does it best when such a requirement arises. The process here is completely online hence you do not need to visit any of our branches or arrange for the hard copy of the documents. You just need to fill in the online personal loan application and upload all the required documents. And that is it. In cases of emergency, Finance Buddha will always be by your side.

  1. Urgent Travel

You can now avail Finance Buddha’s Insta Loan to meet your urgent travel expenses. Whether it is to a destination in India or in abroad, whether it is for a personal reason or a business deal or any medical requirement, Finance Buddha has got you covered. Just fill an easy to fill online personal loan application and upload the requirements and you are done. We work hard to ensure that eApproval happens within 2 hours of applying and the disbursal happens within 24 hours of approval (provided that you are eligible).

  1. Wedding Expenses

Wedding is one of the most important events, if not most important event in anybody’s life. As such everybody wants their wedding to be a dream wedding. But the conversion of dream to reality comes at a price. Sometimes unexpected may happen may and leave you in a cash crunch, unable to meet the need of the hour. And in many instances it might not be possible to cut down the expenses. Wedding expenses does not include just the cost of the main wedding function, but also things like jewelleries, clothes, gifts, engagement, reception and honeymoon. The price for all these is normally much more than what a middle class income group can afford to spend.

Avail Finance Buddha’s Insta Loan when you need immediate cash loans in India. You can apply online for Insta Loan through our website. This is an entirely online process. Online loans make sense for weddings as these are very convenient to apply for, especially for weddings, when you are in a shortage of time.

  1. Quick Need of Fund for Bail

You are innocent until proven guilty and sometimes, you might not be guilty at all. And sometimes, it might not be you but someone who is very near and dear to you. And the police needs to follow the rules set by our lawmakers, and the bail amounts can be high (depending on the charges) and might not be possible for everyone to have that much money available to them at their disposal. But you can have it in 24 hours with Finance Buddha’s Insta Loans. We understand that emergencies like an arrest can affect you and your family severely. Hence we have made personal loan process 100% online wherein you can apply online anytime from anywhere. Our proprietary algorithm determines (based on the information provided by you) your eligibility and gives eApproval within 2 hours of applying online. After which you need to provide few more details and upload all the documents online. Once we have everything we need, your loan processing starts. And if you satisfy all the eligibility criteria your personal loan application is approved immediately and your loan amount is disbursed within 24 hours.

  1. Business Requirements

It never remains sunny throughout the year! All the business owners know and understand this very well. Although everyone tries to be prepared for such unforeseen circumstances but sometimes it is not just enough. Urgent situations demand speedy solutions. Finance Buddha is here with its Insta Loan to cover you in that rainy season. Insta Loan is a completely online personal loan product where you get eApproval within 2 hours of applying and disbursal within next 24 hours, should you satisfy all the eligibility criteria for the same. All you need to do is just fill an online personal loan application form and provide all the details that we need and upload all the documents required. There are no physical documents required or any personal visits needed. The process is completely online, quick and hassle free.

Points to Consider Before Applying for an Insta Loan

Instant Personal Loans, even though handy in times of need, are still a loan, the burden of which you would need to bear throughout the tenor of the loan

  • CIBIL Score and Repayment History: Insta Loan requires that the applicant should have a CIBIL score of more than 750. CIBIL Score denotes a person’s credit usage and repayment history. The better a person has utilized their loan and credit card facilities, i.e. did not have remained overburdened with multiple loans, did not had a history of revolving credit and a record of timely repayments without defaulting on any payments will have a high CIBIL Score, in comparison to a person who has failed to achieve this. A good CIBIL Score (750+) denotes that an applicant is credit-worthy and if allotted the loan, will be timely with the repayments.

    Hence before you apply for an instant personal loan, it would be a good idea to be aware of your CIBIL Score. There are chances based on the discretion of the lender that even an applicant with low CIBIL Score can also get loans online, but they would get it at the higher interest rates.

  • Interest Rate:  Even though the interest rate offered will depend on multiple criteria, it has a direct impact on the EMIs. The higher the interest rate, higher would be monthly instalments. High monthly instalments can leave you short of the money required every month for the necessities, hence disrupting your budget. If you feel that the offered interest rate and the EMI is higher than that you can afford, it will be better to look for alternate option.

    Hence be sure of the interest rate and the EMI before you sign the loan agreement so that your budget does not gets affected negatively.

  • The Need for It: Finance Buddha’s Insta Loan is offered at an interest rate higher than the conventional personal loans. Hence the reason for availing the personal loan should be justified. If it is an urgent need, and immediate cash is required, then it makes complete sense to avail Insta Loan. But, opting for an Insta Loan for a shopping spree, a costly gadget or vacation abroad, makes no sense.

    Online loans are very helpful in the times of need, but can be a big burden if availed for unjustified reasons.

  • Fees & Charges: All loans include a processing fee which gets deducted from the total loan amount before disbursal hence lowering the amount you actually receive. Apart from processing fees, there are charges of late payments and prepayments.

    Hence it will be wiser to know these in advance rather than discovering them after the loan has been disbursed.

Quick Tips about Insta Loans

Here are a few tips to make your Insta Loan application hassle free and increase your chances of getting approved the first time itself:

  • Read the Fine Print: All financial transactions like online loans come with few terms and conditions to which the consumer is obligated if they choose to avail them. These terms and conditions are there to ensure the full repayment of the loan amount and charges that apply to different situations and requirements. In general, the before the e-signing of the loan agreement, the customer is made aware of the rules, terms, conditions and charges, but still it is the responsibility of the borrower to be aware about every detail before they choose to sign the agreement. This saves them from future shocks and surprises and also makes them aware of their responsibility as a borrower.
  • Choose Your Instant Personal Loan Amount wisely: Finance Buddha provides everyone to choose an instant loan amount between ₹ 50,000 and ₹ 1,500,000. But this does not implies that everyone should be choosing the maximum loan amount option available. The choice of personal loan amount should be based on: first and foremost your exact requirement, your repayment capability and your eligibility. Being greedy might result in, excess loan burden then required, a disturbed budget and loan rejection (which has a negative impact on your CIBIL Score).
  • Check your Eligibility & EMI: You should always make use of a Personal Loan Eligibility Calculator and Personal Loan EMI Calculator to know in advance, the maximum loan amount you are eligible for and should that loan amount get approved, what will be your EMIs and the charges involved. This will make clear in advance what would be the EMI that you would be paying every month thereon and will help in planning the budget accordingly.
  • Keep the Required Documents Ready: Keeping your documents ready even before starting the online personal loan application will save you the last minute hassle of arranging documents while applying. Documents like photographs, bank statement, and address and identification proof can all be saved as PDFs and images on devices like computers, smartphones and tablets. Having these ready in advance, you can upload them when prompted. This will ensure a break free process of online personal loan application.
  • Correct Information: Providing the correct and authentic information as requested for online personal application will ensure that you will get the best offer available for you and will also decrease the chances of your application getting rejected. Any lender goes to multiple extents to verify and cross verify each piece of information provided by each applicant before approving or disapproving the loan application. Your loan application will get rejected even if single fake or misleading information is provided. Hence it is in the best interest of both the applicant and the lender, that the applicant provides online correct, genuine and authentic information.

Online Loans v/s Conventional Personal Loan: Know the Difference

  1. In online loans no physical documentation is required where as in general personal loan physical documentations are required at many stages.
  2. Processing and loan disbursal is very fast in online loans which is generally from 24 to 48 hours, but in the case of personal loan the processing takes much more time than the online loans and can be between 3 to 5 days depends on the financial institution with which you have applied.
  3. Online loans are best option in case of emergency situations like medical emergency, travel emergency or any kind of financial emergency. When you are in any emergency then time matters for you a lot and for that online personal loan is best as it is having quick disbursal. Whereas the personal loan from a bank/NBFC can be availed for any personal requirement but for emergency we can’t rely on the disbursal speed of the loan.
  4. Online loans are being offered by only few organisations like Finance Buddha and bank like HDFC. In case of Finance Buddha for online loan the loan amount can be from ₹ 50,000 to ₹ 1,500,000. And in case of HDFC Insta Loan, your loan amount depends on your credit card limit. Whereas in case of personal loan you are having many options i.e. many banks to go with. And in that case your loan amount depends on the bank with which you have applied.
  5. As regards the interest rates and tenor period, for online loans the rates are somewhat higher than general personal loan as the tenor period is less as compared to that of the personal loan.
  6. In online loans you don't have to visit any place even for a single time. All you need to do is visit the website, from a place of your comfort at your choice of time and with just a few clicks you can apply for loans online. In the event of you providing all the required details correctly and you satisfying the required eligibility criteria, you will have the loan amount disbursed to your account within 24 hours of approval, which by the way also happens online.

FinBud Insta Loan v/s HDFC Insta loan: What’s the difference?

  1. HDFC Insta loan is only for the pre-existing customers who are having HDFC account and HDFC credit card. Whereas for availing FinBud Insta loan no particular bank account is required. The only thing required is you should fulfil the eligibility criteria.
  2. For HDFC Insta loan zero documentation is required as HDFC gives Insta loan only to their pre-existing customers so they are already having all the details of the customer, whereas for the Finance Buddha Insta loan there is paperless documentation. In this you have to upload the scanned copies of all the required documents on their website.
  3. For HDFC Insta loan the loan amount can be blocked only against your credit card limit. That means you can have a limited loan amount as per your credit card whereas in FinBud Insta loan there is no such restriction you can have loan from ₹ 50,000 to ₹ 1,500,000. There is no such limit as HDFC.
  4. HDFC is having attractive interest rates and flexible repayment options and flexible tenor period too but FinBud Insta loan is having fixed tenor period which is between 1 to 2 years and interest rate is lower as compared to the other Insta loans.

Why should anyone apply for personal loan online through Finance Buddha?

While there are many ways to apply for a loan, many still prefer Instant loan through Finance Buddha, the reason for this is pretty simple and straight forward. In case of emergencies situations nobody will have time to run to banks and financial institutions to get the application form, apply for the same, submit documents and wait for approval. All the services will be taken over by Finance Buddha. You just have to visit Finance Buddha platform, apply for the instant loan by filling all necessary information and get the same approved within the same day.

Finance Buddha’s Insta Loans are essentially 100% online loans, in which all the steps involved are done online both on the applicant’s side as well as the lender’s side. The applicant has to apply online, upload the documents online as well as the signing of the loan agreement is also done online. On the lender’s side, Finance Buddha, once the application is received, it is processed online. Finance Buddha’s proprietary algorithm works in the background to determine the eligibility of the applicant and the best offer available, if eligible, post which the application gets approved. The removal of the human element from the approval process significantly improves the time involved, reducing it to a maximum of 2 hours. Once all the documents are received from the applicant, they are once again scrutinized by our algorithm to verify their authenticity. As soon as the processing is over, the applicant receives the confirmation and the disbursal of loan amount soon after.

Taking the loan process completely online has not only reduced the time, but has made the application process more streamlined, easy and completely hassle-free. There is no need of any physical visits or documents as the process is completely online throughout. This has also increased the availability of online loans to more and more people. Finance Buddha’s online loans provide people the comfort and freedom to apply from a place of their comfort at a time of their choice. The availability of loans (to eligible applicants) within 24 hours of applying makes Finance Buddha’s Insta Loan ideal for those who are in urgent need of money and do not have the time and means to go through a conventional personal loan process. So don't wait and apply for personal loan online today.

When should you avoid Insta Loan?

Insta Loan is a kind of unsecured loan with very less documentation with quick processing and everything is online so that the loan disbursal is fast. Finance Buddha strives to disburse your instant loan within 24 hours of eApproval. This obviously means a high risk to us and hence the interest rate of Insta loan is higher as compared to any other conventional personal loan. Even though it is a product which you should opt for when there is an urgent requirement of money, there are some situations where you should avoid Insta Loan and opt for a conventional personal loan which are offered at comparatively lower interest rates.

Here are a few situations where availing an Insta Loan is not advisable

  1. If it is not an Emergency:

    Emergency situations do not include requirements like buying luxury items or gadgets, vehicles, home renovation, covering a big expense like a lavish party, funding a vacation, helping a friend in need etc. Because of the higher interest rate only it is suggested that opt for this loan only in emergencies when there is immediate requirement of fund. If not so, try to avoid this online loan and go for a conventional personal loan. So, if there is no urgent requirement try to avoid it.

  2. For Debt Consolidation:

    Debt consolidation is when you take a new loan to repay your previous debts. It is good and effective only when the interest rate of our new loan is lower than your previous loan. But it is never a wise thing to go for an Insta Loan, which comes with higher interest rate, to clear your previous debts. So always avoid an Insta loan for your debt consolidation.

  3. If EMIs can affect your budget in future:

    Generally people don’t think much in emergency and they go for Insta Loan without thinking much about the future. At that time the only thing they want to get out of emergency whatever the way is at that time the think they will manage somehow but it should be avoided. But it is highly recommendable that you always check for the monthly EMIs that whether you will be able to repay it in the future without affecting your budget.

  4. If you are Financially Unstable:

    Financially unstable means so far you have not been able to manage your finances properly. If you are a person who has been repaying your previous loan’s EMIs late, paying penalties on the late payments, not having enough amount left after such payments to continue throughout the month, Insta Loan is not for you. All these are traits show that you are financially unstable and if so, you will be charged with higher interest rate for your new loan. So even if you manage to secure the loan, your financial woes are not going to end.

  5. For Investment:

    Investments are made to earn profits/returns on the invested account. Whether it be Equities, Precious Metals or Fixed Deposits or Mutual Funds, whatever be it, Insta Loan is offered at a higher interest rate and no other investment channel will give returns higher than the interest paid on Insta Loan throughout its tenure. Hence any investments made using Insta Loan as the source fund will leave your accounts in losses.

INSTA LOAN FAQs

What is the Insta Loan facility from Finance Buddha?

Insta Loan is the facility provided by Finance Buddha in which you can have the loan disbursal on the same very day you apply for it. It is the quickest disbursed loan ever. It is completely paperless and the whole process is completed online, hence making it 100% essentially online loans. Make use of this online service and get personal loan online today.

How the Finance Buddha Insta Loan facility works?

Finance Buddha Insta loan facility works in a very efficient way. The borrower has to apply for the Insta Loan through the Finance Buddha portal. The borrower has to fill an easy application form which will include information regarding your personal details. You details will be processed by our proprietary algorithm, and you will get eApproval within 2 hours of applying. If you are eligible then you will be informed via call or msg. and you would be required to upload your documents online. Once we receive all the documents, your loan application will be processed and disbursed within 24 hours.

Easy steps in which Finance Buddha works :-

  1. Apply online
  2. Complete the documentation
  3. Loan Disbursal

Is it safe to borrow online from Finance Buddha?

Yes it is definitely safe to borrow from Finance Buddha. All your documents are kept confidential. It is a completely safe and easy process. The transaction is completely private, and all the transactions happen over an encrypted connection, so that all the indormation provided by you remains safe.

Are my personal and financial information safe with Finance Buddha?

Finance Buddha’s top most priority is their customers. We maintain certain privacy policy for our clients. All your personal and financial informations are kept confidential. You need not to worry about any of your information being shared anywhere else.

Why borrow from Finance Buddha rather than a bank?

Finance Buddha has proper loan management and time management skills. We will provide you high quality service with all our skill and team work. The best part about borrowing from Finance Buddha is that you don’t have to visit any bank or even our office, even a single time. You have to just apply online from the Finance Buddha portal for the personal loan. The second best part is that the documentation is completely online. Thirdly and most importantly, the loan approval process gets completed within 2 hours of applying, thanks to our proprietary algorithm. The entire Insta Loan process being online is very seamless, simple and quick without any hassles. Give a try to our Insta Loan facility and get personal loan online today.

What are the advantages of applying for loans online through Finance Buddha?

Personal loan is available with many banks and NBFCs but there are certain advantages when you apply online for Insta Loan with Finance Buddha. These advantages are as follows:-

  • No physical documentation is required.
  • Quick processing.
  • It is the best option in case of any emergency.
  • Normal interest rates are provided.
  • Hassel free and smooth processing.
  • You don’t have to visit any bank or even any of our offices.
  • Loan amount starting from ₹ 50,000 to ₹ 1,500,000.
  • It can be availed in case of any emergency requirement like medical, vacation, wedding and so on.
  • You can apply for Insta Loan from a place of your comfort at a time of your choice, be it through a personal computer or a mobile device like smarphone or tablet.

How do I apply for Insta Loan online?

You have very simple and easy steps to apply for the Insta loan online. You just have to go to the Finance Buddha website apply for the Insta loan by filling the online personal loan application form, fill all the details whatever is required over there. Uploaded the scanned copy of the documents which are required, and you are done now.

What happens after I apply for Insta Loan online?

Once you apply for Insta Loan online, our proprietary algorithm will use the details provided by you to determine your eligibility for the requested amount and instantaneously let you know. If you satisfy all the eligibility criteria, you will be sent a link to continue your application process by providing your details and uploading the documents required. Once we receive the details from you, our dedicated team will go through your details and verify all the information provided. Once all this has been done, you will receive a confirmation about your loan details and your loan will be disbursed within 24 hours.

How long does it takes for Insta Loan to be disbursed in my account?

It takes only 24 hours for Insta Loan to be disbursed in your account, after the loan application has been processed. What else can be better than to get the personal loan disbursed the same day, if you are in urgent need of cash.

What are the purposes for which I can avail an Insta Loan?

Insta Loan can be availed for many emergency conditions some of them, but not limited to just these are:-

  • Medical Emergencies
  • Urgent Travel
  • Wedding Expenses
  • Quick need of fund for Bail
  • Business Cash Requirement.

What is NACH Debit?

NACH Debit is the product of NPCI to provide a better & efficient Mandate based debit services to the banks.

Following are the key features of the NACH Debit:

  1. Automated processing and exchange of mandate information electronically with well-defined timelines for acknowledgement/confirmation.
  2. Each mandate needs to be accepted/authorized by the debtor bank before the user can initiate a transaction.
  3. Each  mandate  is  uniquely  identified  by  Unique  Mandate  Reference  Number  (UMRN) which makes tracking of multiple mandate details easier for customers.
  4. Defined and agreed SLAs to be implemented provide Governance model and defined timelines for mandate processing.
  5. Enable the usage of standardized Mandate Forms.
  6. Mandate repository containing Mandate details to be maintained for the purpose of Validating mandate UMRN available on the NACH transaction files, at the time of NACH transaction processing.
  7. MMS would allow processing of debtor and creditor initiated mandates.
  8. MMS  would  allow  processing  of  emendates  as  well  as  paper  mandates,  where  emendates would consist of only data file upload while paper mandates would consist of mandate  image  and  Data  file  uploads.
  9. Emendates can be initiated only by a debtor bank.
  10. Bank can leverage on the existing CTS instrument scanning infrastructure for scanning and maintaining repository of the mandates images.

What is NACH OTM mandate form?

NACH OTM mandate form is a onetime mandate form that should be filled by the client for enrolment under NACH. The form consists of some details that one must enter correctly. Those details are:

Personal Details – Name, Email Id, mobile number, signature as submitted in bank.

Bank Details – Bank name, Branch, Account number, IFSC/MICR Code

Folio Details – Folio Number, application number

Limit Details – Daily maximum limit

Period – The effective time span of the mandate. From starting date to end date.

How to submit NACH mandate form?

For submitting your NACH mandate form you just have to provide signed copy of the NACH mandate form to Finance Buddha.

How NACH is beneficial for a customer?

NACH has been introduced to facilitate whoever is involved in any bulk or high volume payments. From bankers to customers or even organizations all are benefited with the NACH.

  • If you are a customer than NACH will benefit you in following ways:-
  • No manual procedure required here.
  • Quicker process and less demanding than prior procedures.
  • No compelling reason to recall the due dates for instalments like power bills, telephone and charge card charges, premium instalment thus numerous instalments on time through programmed exchange by means of enrolled banks.

Is my loan reported to credit authorities?

Yes your loan is reported to all the top most leading authorities of INDIA like CIBIL, Equifax and Experian.

How is EMI calculated for Insta Loan?

The full form of EMI is Equated Monthly Instalments. It is basically the money which is paid monthly to the banks to repay our Loan amount.

Its calculation depends on various factors such as the Loan amount (principle), the tenor period, and the interest rates.

The formula for calculating EMI is-

[P x R x (1+R) ^n] / [(1+R)^ n-1]. Where p is the principal amount, R is the rate of interest and n is number of monthly instalments.

What will happen if I miss my Insta Loan repayment?

The company will impose certain ECS bounce charges or penalties. Moreover it will get mentioned in your credit report. Contingent upon the seriousness of the default it can have genuine effect on your future credit potential outcomes like a home advance, personal loan and so on. What's more, the banks can likewise make lawful move against the borrower. Legal actions can also be taken against the borrower by the company.

What are the interest rates for Finance Buddha Insta Loan?

The interest rate for Finance Buddha Insta Loan varies from 15.5% to 24% per annum.

What are the fees and charges associated with Finance Buddha Insta Loan?

The fee and charges associated with Finance Buddha is

Processing Fee: 1.50% to 2.00% + Service Taxes

What is Annualised Percentage Rate (APR)?

APR stands for annual percentage rate which refers to the fixed interest rate for the whole year. Not only for a month. That means according to APR your annual interest rate will be fixed which cannot be varied in any of the month. The APR for Finance Buddha Insta Loan varies from 15.5% to 24%.

Are there any late fees for the Insta Loan?

Yes, late fee is charged for the Insta Loan which will depend upon your Loan amount and Interest rate and so on.

What is the minimum and maximum amount that I can get through Insta Loan?

The minimum and maximum amounts that you can get through Insta Loan are:-

Minimum Loan amount – INR 50,000

Maximum Loan amount – INR 1,500,000

What are eligibility criteria for Insta Loan?

The eligibility criteria for Insta Loan are as follows:-

  • Income Criteria

For salaried person your yearly income should be minimum INR 400,000.

For self-employed you yearly income should be minimum INR 600,000.

  • Age Criteria

For salaried individual the age should be 25-60 years.

For self-employed the age should be 25-60 years.

  • Employment Criteria

For salaried person a full time job with at least 2 years of work experience.

The Documents required for Insta Loan are as follows: - For self-employed a minimum of 5 years of earning turnover.

Does my Insta Loan eligibility depend on my CIBIL score?

Yes your Insta Loan eligibility also depends on your CIBIL score. For the approval of your Insta Loan your CIBIL score should be at least 750. But your final eligibility will depend on other factors too such as your income, your age and your current location also matters.

In which cities Insta Loan facilities by Finance Buddha are available?

Insta Loan facility by Finance Buddha as of now is available in the following cities:-

Agra, Ahmedabad, Amritsar, Aurangabad, Bangalore, Baroda, Bhubaneswar, Bhopal, Chandigarh, Chennai, Cochin, Coimbatore, Dehradun, New Delhi, Faridabad, Ghaziabad, Gurgaon, Hyderabad, Indore, Jaipur, Jamshedpur, Kanpur, Karnal, Kolhapur, Kolkata, Lucknow, Ludhiana, Madurai, Mumbai, Mohali, Nasik, Nellore, Noida, Pondicherry, Pune, Rohtak, Salem, Satara, Surat, Thane, Tiruchirappalli (Trichy), Vijayawada and Visakhapatnam (Vizag).

If you are in one of these cities, and are in urgent need of cash, then make use of the Insta Loan - the online personal loan facility from Finance Buddha to get personal loan online today.

Are pre-payment and part-payment facilities available for Insta Loan?

Yes, prepayments and part-payments are available for Insta Loan, but under there are terms and conditions.

What are the documents required for Insta Loan?

  1. For Salaried Employees
  • Bank Account Statement.
  • Latest Electricity Bill/ Latest Telephone Bill/ Latest Credit Card Bill.
  • Employers letter certifying current mailing address.
  • Passport (Valid) - provided the passport address is present address mentioned in application form.
  • Existing Registered House Lease.
  • Government I-card with photo.
  1. For Self-employed Individuals
  • Bank Account Statement.
  • Latest Electricity Bill/ Latest Telephone Bill/ Latest Credit Card Bill.
  • Employers letter certifying current mailing address.
  • Passport (Valid)

What is the minimum and maximum tenor for Insta Loan?

The minimum and maximum tenors for Insta Loan are 12 months and 24 months respectively.

Under what conditions can I be denied an Insta Loan?

You can be denied an Insta Loan, if you fail to meet the required eligibility criteria like:-

Age Criteria - If you are a salaried employee and your age is not between 21 to 60 days or you are self-employed and age is not between 25 & 65 then your Insta Loan application can be denied.

Employment Stability - If you are salaried person and your work experience in current profession is not more than 2 years, or if you a self-employed and your total tenure of earning is less than 5 years then also your Insta Loan application will be denied.

Credit Score - Your credit rating holds a lot of value. It reflects your financial borrowing history and their repayments. So if you are having a bad credit history then you will be denied for Insta Loan.

Monthly Income - If your monthly income is less than ₹ 50,000 then also you will be denied for the Insta Loan.  

Can I get an instant personal loan with a bad credit?

No, you cannot get a Loan with a bad credit as bad credit score implies that:

  • You are financially unstable, that is you are not able to manage your finances
  • You have a bad repayment history, that is you have not been paying/paid your other loan(s) regularly in the past, hence there are increased chances that you would not be able to repay this loan properly (if sanctioned to you)
  • Your monthly fixed obligations are greater than or equal to 35% of your monthly income

When can I borrow again through Finance Buddha?

You can borrow anytime again, provided that you still satisfy all the required eligibility criteria for what you have applied.

How do I contact Finance Buddha?

You can contact Finance Buddha at-

Telephone: (080) 4090 9654

Email:

For customer relations: support@financebuddha.com

For others: info@financebuddha.com  

How do I track my loan application status?

For tracking your Loan application Login to your Finance Buddha account using your credentials and go to My Applications tab to see your:

  • Applied Loans
  • Current Loan(s) with their status

You can also download Finance Buddha Android App to see these details and apply for personal loan online.

Reviews

I took Personal loan from finance Buddha to finance my business as i didn’t had any collateral. I got it within 48 hours and on affordable rate. I will suggest it to specially those people who don’t have any collateral.

 5/5

This online loan is cheaper than other credit card loans and online loans. if you have a good CIBIL you can get it even at cheaper rates.

 5/5

The process regarding my personal loan went well. This loan product is very good and provided me the the Loan amount within time. No one wants to go for a loan but if so, i will come here again.

 5/5

Not good! Got personal loan in 3 days which they promise to do within 24 hours.

 3/5

A good experience regarding personal loan. The interest rate was a bit high when compared to the other Loan product.

 4/5

This is my second loan from finbud. My first loan was my home loan and my second loan is online personal loan. I am satisfied with the service and rates. A good product with reasonable rates.

 4/5

I took personal loan with finance buddha through online channel. The rate of interest was good. I have requested them to do the EMI's date on 5th as my salary comes on this day. They agreed for this. They provided the loan as per my requirement.

 5/5

I found the rate of interest and other charges quite high here. But I applied for a personal loan I was not able to get it from other Banks. Thank to Finance Buddha through which I got the loan.

 4/5

I applied for a personal loan 2 months back. The customer support service responded well to my application and I got my loan approved within 24 hours and disbursed within next 24 hours.

 5/5

Financial support provided by Finbud team matters a lot to me. They disbursed my personal loan within 24 hours. Even the process to apply was so easy.

 5/5

Good service! Got my personal loan approved with finbud at an interest rate of 16% p.a. even the processing fee charged was not much. Thank You Finance Buddha team.

 5/5

I compared many website for online loans and I found Finance Buddha best in terms of interest and time in disbursal. I applied for online loan 2 days back and I confirmation call within an hour. But amount got disbursed in 48 hours.

 4/5

Got personal loan from here within 48 hours. The process went completely smooth and hassle-free. Guys if you are in need of urgent cash then you can rely on Finance Buddha. I am saying this with personal experience.

 5/5

2 stars. Not at all satisfied with the service. Got my loan disbursed on the 5th day which they were supposed to do within 1 day.

 2/5

Among many DSA who are lending personal loan online my friend suggested me to go with Finance Buddha. I applied for a online personal loan from here but I got it after 4 days. I don’t know what went wrong but I am not a satisfied customer.

 3/5

Trustworthy! They disbursed my instant personal loan within 48 hours. The worked as they have mentioned on their website. The process is completely online.

 5/5

My instant personal loan got approved with Finance Buddha. The interest rate and other fees charged was nominal. I enjoyed the complete borrowing process.

 5/5

Getting a personal loan was difficult for me without any collateral. But Fin Bud made this possible. I got a loan of 5 lakh from here without any collateral. I will refers it to my frnds! Good product.

 5/5

In spite of less than 750 CIBIL, I got online personal loan from here. The interest rate charged against this is slightly higher than others. But, it helped me when there was no hope. Thanks Finance Buddha!

 5/5

A bit annoyed with the service. I got my loan on the third day from which I applied for it. But I am satisfied with the interest and processing fees charged.

 4/5

Thanks to the executives Raj and Madhavi who were handling my loan application. Thanks a lot. Your help matters a lot in the quick disbursal of my instant loan.

 5/5

I took instant personal loan from Fin Bud for debt consolidation. Everything went smoothly and I got this instant loan within 24 hours.

 5/5

The interest rate is the only thing which makes me worried about my instant personal loan. But other than that everything is cool.

 3/5

Not trustworthy! I got personal Loan from here in 3 days! Don’t trust guys that they will disburse the loan within 24 hours.

 3/5

I went to a bank for a personal loan but they couldn’t make it by time I require. Then I got to know about finance Buddha through Facebook. I applied here for my personal loan and got it one day after applying.

 5/5

I will suggest people to go for Insta Loan who are in any kind of cash crunches. The loan is disbursed within 24 hours without any hassle. I got it approved within 2 hours.

 5/5

A good website to compare online among different banks for the interest rate and other things provided. I compared and then applied from here only. Good website!

 4/5

Great Service! Got personal loan at an interest rate of 17% p.a. and the processing fee I had to pay was 2% of the loan amount. I will refer it to others also.

 5/5

I am happy and satisfied with the customer service of the personal loan team of Fin Bud. The executives helped me a lot where ever I was having the doubt.

 5/5

I got to know about Fin Bud through web search. And it is really good. I applied for an Instant Personal Loan through it and I got the loan approved on time at a reasonable interest rate.

 5/5
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Abhishek Taneja

“I have used Finance Buddha services thrice in the last 2 years. They have helped me in getting a total of Rs 25 lacs loans from Bajaj, SCB and HDFC. I needed the loan to meet urgent medical need and at such a critical moment they helped in getting the disbursal in 3 days. The sales staff was well informed and their follow up was superb. Would definitely be delighted to give reference to anyone.”

Abhishek Taneja
Senior Manager, Retail Client Analytics, Standard Chartered Bank

Amlan Mandal

“The team at Financebuddha has been very helpful in arranging for the home loan for my house. The service quality is excellent and the customer service has been very responsive and prompt. I managed to get my loan without any hassles and on time. Would recommend them to any of my friends anytime.”

Amlan Mandal
CTO, BankerBay

karthik Srinivasan

“I would like to take this opportunity to express my gratitude towards finance buddha for a very smooth and hassle free customer support and loan processing. It was a great experience dealing with finance buddha which I think would not be possible without customer centric people like you. Thanks a lot for all the support provided. People like you can take an organisation to greater heights.”

Karthik Srinivasan
Regional Sales Head APAC Contact Centre, Citibank

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