Over 200,000 people have experienced the convenience of personal loans with Finance Buddha. Loan Disbursal in 24 hrs Only.

2500cr Loans
14 Cities
200,000+ Customers
35 Banks / NBFC's

We have a simple online application

A simple,quick and easy process

Apply Online

Fill your name, mobile, salary/income, company etc.


Get Instant eApproval

We will send a approval sms within 2hrs. Upload your documents for verification.


Loan Disbursal

Signing of loan agreements and coordinating funds transfer.

To apply for insta loan,you'll need:
  • Full Name
  • Address Information
  • Income Information
  • Bank Statements
  • Payslips

When Every Second Counts – Instant Personal Loan for Emergencies

Are you concerned about where to apply for a personal loan online? Confused about how to get urgent personal loan? It’s time to explore what Finance Buddha can offer to you when you are in emergencies. When you are in emergencies every second counts and getting money in a hassle-free manner will be the need of the time. With the help of Finance Buddha’s Instant Personal Loan facility there is no need to visit banks and fill forms for getting a loan approved. As an applicant, you just have to fill the easy application form and apply for the loan. Once this is processed loan will be approved and disbursed on the same day.

Finance Buddha now offers Instant Personal Loans Online with Instant eApproval

We have brought our experts together with top notch competence, loan management and time management skills to deliver high quality services. Finance Buddha assist all individuals with various types of loans such as business loan, home loan, personal loan, business loan and more. With the high demand for instant loan, we have extended our services to this stream. This is to make sure we provide more and more opportunity for those who are keen to take loans for any emergencies. Make use of this online service for applying for an instant loan anywhere in India.

How does Instant Personal Loan from Finance Buddha works?

The minute you decide to take an instant loan, visit Finance Buddha website and simply fill the easy application form online. This will then be shared with banks as per your requirement and eligibility. Once you submit the form, the details provided by you will be scrutinized internally by saving your time and effort and will let you know if you are eligible for an instant loan and different banks to choose from. Your loan application will be processed in 24hours.

The 5 simple steps are:

  1. Compare online
  2. Apply online
  3. Get advice
  4. Complete the documentation
  5. Loan Disbursal

Features and Benefits of Instant Personal Loans

Some of the highlighting features and benefits of Instant Loan in India are:

  • Loan amount starting from ₹ 50,000 to ₹ 500,000.
  • Loan tenure up to 2 years.
  • No Physical Documentation required.
  • Quick processing of loan amount.
  • Ideal option in case of emergencies.
  • Interest rate will be normal.
  • Amount will be credited to the applicant’s account instantly after approval.
  • Monthly payment is inclusive of EMI plus service taxes.
  • Interest rate varies from 16% to 24% depending on the bank and applicant’s eligibility.
  • Can be used for any emergencies like medication, wedding requirements, vacations, in case of accidents and so on.

Eligibility Criteria for Instant Personal Loans

Eligible Criteria


Self-employed Professionals

Age (Min-Max)







Fulltime with at least 2 years of experience

At least 5 years of earning turnover

Documents Required

Bank Account Statement/ Latest Electricity Bill/ Latest Telephone Bill/ Latest Credit Card Bill/ Employers letter certifying current mailing address/Passport(Valid)- provided the passport address is present address mentioned in application form / Existing Registered House Lease/ Government I-card with photo

Bank Account Statement/ Latest Electricity Bill/ Latest Telephone Bill/ Latest Credit Card Bill/ Employers letter certifying current mailing address/Passport(Valid)


Along with meeting the eligibility criteria, some banks will still require Documents to be submitted to confirm the identity of the applicant. Though this is not compulsory, some banks require and in case of necessity, the below documents should be furnished upon request.

Document Type


Firms, Partnerships

Identity Proof

PAN card, Passport, Driving License, Aadhar Card, Voter ID, Govt. issued ID-card

PAN card, Passport, Driving License, Aadhar Card, Voter ID, Govt. issued ID-card

Certificate and Proof of Business Existence

Not applicable

PAN , sales tax/ excise/ VAT/ service tax registration, Copy of partnership deed, Trade license, certificate of practice, registration certificate issued by RBI, SEBI

Address Proof

Passport, Driving License, Election ID card, Electricity/ Telephone/ Mobile bill/ bank statement (not more than 3 months old)

Bank statement, utility bill, Registry copy, lease or rent agreement, TAN allotment letter

Age Proof

PAN card, Passport, Driving License, Voter id card, Birth certificate, Employee ID card (only for PSU/ Government employees), School/ college leaving certificate

PAN card, Passport, Driving License, Voter id card, Birth certificate, Employee ID card (only for PSU/ Government employees), School/ college leaving certificate


Instant Personal Loan Tenure, Loan Amount & Interest Rates

The tenure, loan amount and interest rates depend on the eligibility of the applicant. If the applicant has good credit scoring and income, then the rate of interest will be low, approved loan amount will be high, tenure can be anywhere between 1 year to 2 years as per the applicant’s requirement. Depending on the different criteria the interest rate ranges from 16%-24% p.a.

Different Emergency Situations for Which You Can Apply for Instant Personal Loan

Here are some of the different emergencies situations for which an Instant Loan can be applied for. This money will be available immediately for emergency uses.  Most of the banks required no documentation for processing these loans and the rate of interest will be usual or slightly higher than normal- these are dependent on the banks and individual’s eligibility for loan.

  1. Medical emergencies
  2. Urgent travel
  3. Wedding expense emergencies
  4. Quick need of fund for overcoming any arrest or imprisonment
  5. To repay any interest debt and so on.

Why should anyone apply for Instant Personal Loan through Finance Buddha?

While there are many ways to apply for a loan, many still prefer Instant loan through Finance Buddha, the reason for this is pretty simple and straight forward. In case of emergencies situations nobody will have time to run to banks and financial institutions to get the application form, apply for the same, submit documents and wait for approval. All the services will be taken over by Finance Buddha. You just have to visit Finance Buddha platform, apply for the instant loan by filling all necessary information and get the same approved within the same day.

Reviews   4.67 stars, based on 239 reviews

Finance Buddha was proactive in their services. They responded immediately, and the follow-up calls were also regular, guiding me through every bit of the process. Their website is also very helpful, and their services were excellent. The application for my Instant Loan was approved within the same day after document verification and signing of the loan agreement. Extremely satisfied with the service personnel at Finance Buddha.


I received my Instant Loan from Finance Buddha within a day. The application and clearing process was fine, and the documentation was minimal. My relationship executive guided me through the entire process, and I had no problem understanding anything. My experience with Finance Buddha has by far been the best.


Finance Buddha is very good at its job. I got a very good response for my Instant Loan application. They were agile in responding to my application, and it even got approved and sanctioned within the next day. The documentation was very simple as well, as all the documents required were uploaded online. The executives were very keen in handling customers. The interest rate was rather low when I compared it to other sites.


The process followed by Finance Buddha was crisp and crystal clear. It was completed on time, and it was simple too. The rate of interest was also low when compared to others. My Instant Loan was approved as soon as my documents were verified and I was really satisfied with such quick service from Finance Buddha. 5 stars to them.


Everything is clearly mentioned on the Finance Buddha website. They called me from time to time and kept me updated with my Instant Loan application status over the phone and email. I am really happy with their excellent service. Finance Buddha is the best site I have come across in a long time now. I would recommend Finance Buddha to anybody who asks me.


The steps taken by Finance Buddha were commendable. I had applied for a Instant Loan. They were very quick in responding to my application. I received sufficient follow-up calls from their team, and they guided me through the entire process with any problem. They explained all the details to me including the processing charges, interest rates, and all other surcharges. Totally satisfied with the services. The documents were uploaded online so it is like an instant personal loan without any paperwork. And the best part is that the loan amount was disbursed the very next day itself just after the signing of the loan agreement. This Insta Loan facility is very useful if anybody is in need of an urgent personal loan for medical emergencies, especially.


I would rate the team of Finance Buddha more than five stars if I could. Their response was excellent. I had applied for a instant loan, and I received a call from them within a few seconds after I registered my details on their website. The process started off immediately, and I got my instant loan from the bank within one day.


The experience was extremely delighting. My loan advisor was incredibly professional and handled my case very well. I had applied for a Instant Loan, and after verifying all documents, my loan was dispersed by the next day itself. I was amazed by the lightning fast speed at which the executives at Finance Buddha took instante of everything and called me back the next day to tell me that my loan had been sanctioned.


Nice experience. My Instant Loan services were good. Finance Buddha executives contacted me from time to time and helped me whenever required. The interest rates are really low in comparison to others. My relationship manager has explained me all the terms and conditions in a very decent manner and was always patient to listen and reply to all my queries so that I understood the workings clearly.


Really overwhelmed by the quick and prompt service. I truly like the services provided by Finance Buddha. I didn't face any difficulties on my Instant Loan. They had completed their process on time, and moreover, my loan goes dispersed in a day. No hassle in the processing of the instant loan whatsoever and really happy with the behavior of the people.


I am really thankful to Finance Buddha for helping me with the issue of the Insta Loan that I needed to buy a television. Thank you for the low-interest rates that did not hinder my anxieties much and last but not the least, the hospitality provided by your team is really appreciated. I will surely recommend it to my friends. THANK YOU.


The process of the Instant Loan with Finance Buddha was really smooth and quick, for the working process was convenient. It did not take much time for me to submit my documents as everything was done with a click on the phone, thus saving my time. The executive was generous enough to explain me through all the phases, its facilities provided to me and the team is very courteous as I could share my instant and emotional issues with them. The relationship with Finance Buddha is not only in a circle of a service provider and a client but something more than that.


I am thankful to the entire team of Finance Buddha who helped me with all the facilities that I needed for issuing a Instant Loan. Their speedy working process, the gesture of the representatives and its benefits did a great job for me because I did not have to work hard actually.


It provided me with a fantastic service when I was in need of an urgent personal loan. The team is very polite and courteous towards their clients, and I was one of them, they didnÕt make me anxious in anything and kept me believe about the loan which would pass very smoothly which at last did. Thank you, Finance Buddha.


Finance Buddha helped my perspective get changed at a whole. I was in need of a Instant Loan to buy a laptop for myself, I was totally confused and definitely did not want to go by the persuasion of the brokers, I was really doomed, and a friend of mine recommended me to go for Finance Buddha. The best part of it was that I could send all my documents online which wasnÕt time-consuming at all. I got my instant loan within an hour, and I couldnÕt believe at all, such a smooth and speedy work process, Finance Buddha is a great help to all!


I am very happy with the services provided to me as I did not have to go here and there, running all over for a loan, Finance Buddha made my work so easy just by receiving all the documents online. With the service provided by the representatives, the financial facilities, and the speedy workings, I am really obliged to Finance Buddha for the help.


Finance Buddha is a great team to deal with. A friend of mine was in ICU and hence I needed a cash loan immediately for the medical bills. Through another friend I heard about Finance BuddhaÕs Insta Loan and even though I was skeptical I applied for a loan because I could not see any other way out. I submitted all the documents online, and after verification and all, I got the loan in 6 hours. Now I donÕt have any more doubtsa any friend is well now.


With its speedy loan processings, convenient services, easy submission of documents and financial benefits, Finance Buddha is a friend indeed. Taking an instant personal loan is just like placing a cherry on the cake for it runs so smooth that anyone can hardly go against it. The team, the representatives know their work well and that it is reflected in their work also. Thank you, Finance Buddha, for helping me through all of it.


I am really thankful to Finance Buddha for helping me with the Instant Loan which I needed for a medical emergency. A friend of mine recommended me but at first, I was not willing to go for it but after she had explained me the facilities and the beneficial, I was really persuaded, and when I came into account with the executive, I was really surprised because I did not believe such a tedious work can be done so smoothly. The Insta Loan which they call it was disbursed to my account the very next day itself.


I have been dealing with Finance Buddha for the second time, and the team is really reliable, it is far preferable than the local brokers, and I am really grateful to the entire team of Finance Buddha to help me with the issue of instant personal loan.


Finance Buddha helped me through me tough time of my life. At first, I thought it is a complex process, but then it was completely opposite, and I am really thankful to Finance Buddha for its Insta Loan facility which I was looking for. Highly Obliged!


The most trustworthy and beneficial to all fetching for Instant Loans, as the service is impressive, and the working process goes smooth and has a speedy execution always, Finance Buddha never let its customer down, recommended to all I know.


Finance Buddha helped me a lot with my educational loan which I needed urgently for the admission in my college, my parents were going through a lot of problems financially, and then I applied for an Instant Loan at Finance Buddha, and the executive-in-charge helped me in every step of the process, and I am really obliged to it.Thank you!


I can't thank enough to Finance Buddha for helping me with the Instant Loan. I was distressed at the beginning, and then a friend of mine recommended to grasp the help of Finance Buddha, its representatives explained me with all the information which I thought would be tedious at first, but to my surprise, it was transparent and speedy.


A polished process at a whole, Finance Buddha exactly knows how to serve it all to its customers with their facilities and is really sociable as everything is done by a click on a phone or computer, its low-interest rates, its speedy work process, its ability to help more is really worthy. Thank you, Finance Buddha.


Finance Buddha is a great team who helped me when I was in need of a Instant Loan, their low-interest rates and especially their smooth work made my work a lot easier.The representatives are of great help, and they are very courteous towards their clients. Highly recommended to all I know. Thank you, Finance Buddha.


I was in an urgent need of a personal loan, and I am thankful to Finance Buddha who helped me when I was impoverished. The whole team of Finance Buddha helped me out with all the information required, and I am gratified.


I had to buy a laptop for my daughter, and I am really thankful to Finance Buddha for helping me out with the instant loan, in which I had to submit all the information online, didnÕt take much time at all, every phase of it went smooth and fast. Thank you, Finance Buddha.


Thanks to Finance Buddha for helping me with my Instant Loan, I was a big mess but at last finance Buddha made my work a lot easier, and the representatives are really very kind with their services. Recommended to all.


I was facing a lot of troubles on account of issuing an Instant Loan, but at last, Finance Buddha came to my help, and I really can't thank them enough. The representatives of Finance Buddha explained me to bits and pieces of information, and I am really grateful for their services.

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We’ve helped 200,000+ Customers get Loans of over 2500 Crores.
Abhishek Taneja

“I have used Finance Buddha services thrice in the last 2 years. They have helped me in getting a total of Rs 25 lacs loans from Bajaj, SCB and HDFC. I needed the loan to meet urgent medical need and at such a critical moment they helped in getting the disbursal in 3 days. The sales staff was well informed and their follow up was superb. Would definitely be delighted to give reference to anyone.”

Abhishek Taneja
Senior Manager, Retail Client Analytics, Standard Chartered Bank

Amlan Mandal

“The team at Financebuddha has been very helpful in arranging for the home loan for my house. The service quality is excellent and the customer service has been very responsive and prompt. I managed to get my loan without any hassles and on time. Would recommend them to any of my friends anytime.”

Amlan Mandal
CTO, BankerBay

karthik Srinivasan

“I would like to take this opportunity to express my gratitude towards finance buddha for a very smooth and hassle free customer support and loan processing. It was a great experience dealing with finance buddha which I think would not be possible without customer centric people like you. Thanks a lot for all the support provided. People like you can take an organisation to greater heights.”

Karthik Srinivasan
Regional Sales Head APAC Contact Centre, Citibank