Over 200,000 people have experienced the convenience of personal loans with Finance Buddha. Loan Disbursal in 24 hrs Only.

2500cr Loans
14 Cities
200,000+ Customers
35 Banks / NBFC's

We have a simple online application

A simple,quick and easy process

Apply Online

Fill your name, mobile, salary/income, company etc.


Get Instant eApproval

We will send a approval sms within 2hrs. Upload your documents for verification.


Loan Disbursal

Signing of loan agreements and coordinating funds transfer.

To apply for insta loan,you'll need:
  • Full Name
  • Address Information
  • Income Information
  • Bank Statements
  • Payslips

When Every Second Counts – Instant Personal Loan for Emergencies

Are you concerned about where to apply for a personal loan online? Confused about how to get urgent personal loan? It’s time to explore what Finance Buddha can offer to you when you are in emergencies. When you are in emergencies every second counts and getting money in a hassle-free manner will be the need of the time. With the help of Finance Buddha’s Instant Personal Loan facility there is no need to visit banks and fill forms for getting a loan approved. As an applicant, you just have to fill the easy application form and apply for the loan. Once this is processed loan will be approved and disbursed on the same day.

Finance Buddha now offers Instant Personal Loans Online with Instant eApproval

We have brought our experts together with top notch competence, loan management and time management skills to deliver high quality services. Finance Buddha assist all individuals with various types of loans such as business loan, home loan, personal loan, business loan and more. With the high demand for instant loan, we have extended our services to this stream. This is to make sure we provide more and more opportunity for those who are keen to take loans for any emergencies. Make use of this online service for applying for an instant loan anywhere in India.

How does Instant Personal Loan from Finance Buddha works?

The minute you decide to take an instant loan, visit Finance Buddha website and simply fill the easy application form online. This will then be shared with banks as per your requirement and eligibility. Once you submit the form, the details provided by you will be scrutinized internally by saving your time and effort and will let you know if you are eligible for an instant loan and different banks to choose from. Your loan application will be processed in 24hours.

The 5 simple steps are:

  1. Compare online
  2. Apply online
  3. Get advice
  4. Complete the documentation
  5. Loan Disbursal

Features and Benefits of Instant Personal Loans

Some of the highlighting features and benefits of Instant Loan in India are:

  • Loan amount starting from ₹ 50,000 to ₹ 500,000.
  • Loan tenure up to 2 years.
  • No Physical Documentation required.
  • Quick processing of loan amount.
  • Ideal option in case of emergencies.
  • Interest rate will be normal.
  • Amount will be credited to the applicant’s account instantly after approval.
  • Monthly payment is inclusive of EMI plus service taxes.
  • Interest rate varies from 16% to 24% depending on the bank and applicant’s eligibility.
  • Can be used for any emergencies like medication, wedding requirements, vacations, in case of accidents and so on.

Eligibility Criteria for Instant Personal Loans

Eligible Criteria


Self-employed Professionals

Age (Min-Max)







Fulltime with at least 2 years of experience

At least 5 years of earning turnover

Documents Required

Bank Account Statement/ Latest Electricity Bill/ Latest Telephone Bill/ Latest Credit Card Bill/ Employers letter certifying current mailing address/Passport(Valid)- provided the passport address is present address mentioned in application form / Existing Registered House Lease/ Government I-card with photo

Bank Account Statement/ Latest Electricity Bill/ Latest Telephone Bill/ Latest Credit Card Bill/ Employers letter certifying current mailing address/Passport(Valid)


Along with meeting the eligibility criteria, some banks will still require Documents to be submitted to confirm the identity of the applicant. Though this is not compulsory, some banks require and in case of necessity, the below documents should be furnished upon request.

Document Type


Firms, Partnerships

Identity Proof

PAN card, Passport, Driving License, Aadhar Card, Voter ID, Govt. issued ID-card

PAN card, Passport, Driving License, Aadhar Card, Voter ID, Govt. issued ID-card

Certificate and Proof of Business Existence

Not applicable

PAN , sales tax/ excise/ VAT/ service tax registration, Copy of partnership deed, Trade license, certificate of practice, registration certificate issued by RBI, SEBI

Address Proof

Passport, Driving License, Election ID card, Electricity/ Telephone/ Mobile bill/ bank statement (not more than 3 months old)

Bank statement, utility bill, Registry copy, lease or rent agreement, TAN allotment letter

Age Proof

PAN card, Passport, Driving License, Voter id card, Birth certificate, Employee ID card (only for PSU/ Government employees), School/ college leaving certificate

PAN card, Passport, Driving License, Voter id card, Birth certificate, Employee ID card (only for PSU/ Government employees), School/ college leaving certificate


Instant Personal Loan Tenure, Loan Amount & Interest Rates

The tenure, loan amount and interest rates depend on the eligibility of the applicant. If the applicant has good credit scoring and income, then the rate of interest will be low, approved loan amount will be high, tenure can be anywhere between 1 year to 2 years as per the applicant’s requirement. Depending on the different criteria the interest rate ranges from 16%-24% p.a.

Different Emergency Situations for Which You Can Apply for Instant Personal Loan

Here are some of the different emergencies situations for which an Instant Loan can be applied for. This money will be available immediately for emergency uses.  Most of the banks required no documentation for processing these loans and the rate of interest will be usual or slightly higher than normal- these are dependent on the banks and individual’s eligibility for loan.

  1. Medical emergencies
  2. Urgent travel
  3. Wedding expense emergencies
  4. Quick need of fund for overcoming any arrest or imprisonment
  5. To repay any interest debt and so on.

Why should anyone apply for Instant Personal Loan through Finance Buddha?

While there are many ways to apply for a loan, many still prefer Instant loan through Finance Buddha, the reason for this is pretty simple and straight forward. In case of emergencies situations nobody will have time to run to banks and financial institutions to get the application form, apply for the same, submit documents and wait for approval. All the services will be taken over by Finance Buddha. You just have to visit Finance Buddha platform, apply for the instant loan by filling all necessary information and get the same approved within the same day.

Reviews   4.79 stars, based on 205 reviews

I just recently got a Instant loan from Finance Buddha, and it was the best transaction ever. The associate who have guided me and made all the arrangements to get my loan disbursed. If you are willing to have a smooth and trouble-free loan experience, I recommend you to go for Finance Buddha.


Finance Buddha helped me get the best offer. The customer executive followed up with my queries and made me understand every single bit of information. The Instant Loan I took, had the best interest rates possible on the market.


The best thing about Finance Buddha is that they have the facilities to give you, your instant offer. I applied for an Instant Loan last month from Finance Buddha, and the company provided me the benefits, which I was unable to notice, is available in any other finance service provider. Their offers are always beneficial along with their super fast services.


This is a 5-star rating. I can’t say enough about Finance Buddha. The company personnel handled the processing of the loan with utmost, to-rate professionalism. Thanks for the service which went smoothly. I was kept informed and updated about the entire process. The best thing I liked about the service was that I was able to reach them easily. I really appreciate the professionalism, accountability, communication and the overall customer service of Finance Buddha. They truly delivered everything they promised.


Impressive Service. Easy to Apply. My Instant Loan amount got transferred into my account within 24 hours. The customer service is phenomenal. Finance Buddha is providing great deals, which aren’t available with most renowned organizations in the country.


Would like to recommend Finance Buddha for Instant Personal Loan. I needed to take a instant loan for financial support for my wedding. The time was less, I knew less about the processing of the loan, and at the same time, I got a limited time. Finance Buddha helped me get the loan in a standard interest which was a bit cheaper than the market. My documentation was completed in few hours. My loan got disbursed in two days.


I believe Finance Buddha as a last minute lender. Some of my friends have experienced this service, and they have received their Instant Loans in less than three days. I instantly uploaded my documents and received a call on the same day. The customer service provided with all the details I needed to know, I cleared out my queries as well. However, my funds were there in my account the very next day.


“Where there is a will, there is a way.” Finance Buddha helped me get my Instant Loan disbursed in the shortest time possible when I needed it the most. I applied for an intant loan in a different source, but they were charging me a really high-interest rate and even their disbursement process were not as good. Out here, I got my loan disbursed in a day, and the process was just a matter of few hours.


Great loan experience. I usually expected a long process. But, surprisingly my Instant Loan got disbursed in a very less time. The interest rate was standard, but it didn’t make any difference. It is easy to submit your documents, and I was assisted each time I had a query. The customer service is great as they are always available to help you out.


Finance Buddha have the most professional and friendly people. I felt like part of a family. You have delighted this customer. I was very pleased that Finance Buddha was able to help me reduce my financial problems by providing me a instant loan and allow me to get some cash-out. The procedure went extremely quick. I never needed to to get hassled. Any queries were responded instantly.


I got the best instant personal loan with the assistance of Finance Buddha. Finance Buddha arranged me for online upload of documents and a speedy disbursal of the insta loan.


Finance Buddha really was the best!! The service executive guided us through everything step-by-step and are always accessible by phone. The assistance by the team has made the quick. I will be recommending Karan helped me with the best offer in the offer. A good follow up with me and understanding my requirements was the best part and based on which the options were provided. I will be recommending Finance Buddha to my friends and family.


Finance Buddha have helped me a lot during the growth of my business. I had a very less cash in hand, and I needed a huge fund to expand my business. The market had a good scope, and I was not willing to waste any time. I straightaway applied for a Instant loan with Finance Buddha. And as usual, I have received my loan instantly. I have done deals with Finance Buddha earlier. And I believe they are the best one can get. They are quick, trustworthy, reliable and accessible.


Few months back, I was in a money crunch. I wanted the Instant Loan at the lowest possible interest rate for my business related construction work. Finance Buddha made the loan process quick, affordable and painless for me. I appreciate the way the team had orchestrated the entire process. The team members were very friendly, helpful and explained everything thoroughly. I wish the instant loan interest rate was lower, but no complaints as it helped me in the time of need. Keep the good work up!


I need a loan for my higher studies. I was concerned with the interest rates and the payoff period. Finance Buddha helped me to get the loan which is most suitable for me. The Instant Loan amount was high, yet I got the amount disbursed. The company got the process complete within a day, and in an unexpectedly short time, my instant loan was sanctioned.


Finance Buddha is well informed about all the deals provided by the banks. They provided me with the most suitable package which matches my requirements. The best thing about them is the customer service, which is highly accessible and co-operative. All my queries got clarified at first, and then I was led to the further process of the loan. The service is quick and trustworthy. I recommend Finance Buddha to everyone who is looking for a reliable service on Instant Loans.


I had a great experience with Finance Buddha. I applied for an Instant Loan to pay off for my credit instantd. My loan got disbursed within a day and that too with low-interest rates. The offers Finance Buddha provided is really amazing.


I did a lot of research before I decided to apply for an Instant Loan with Finance Buddha. I loved the fact that Finance Buddha didn't have origination fees, the interest rates were nominal, the loan amount was high and it is a well-established company.


Finance Buddha helped me get the Instant Loan at the first instance. I was struggling hard to get the desired loan as at most places the options were limited. At Finance Buddha, I got a lot of instant deal to select. The customer executive helped with the rest of the process.


I have taken personal Loans from other places before. But, this once I decided to take it from Finance Buddha. I was surprised to see their services as it is really easy and fast. My Instant Loan got sanctioned in a day and that too with the lowest interest rate. I was also given the privilege for instant offers.


My wife and I filed a bankruptcy a few years ago and had been trying to do our best to rebuilt our financial situation. I applied for a 1.7L rupees bank loan. And despite having such a bad situation, Finance Buddha made the arrangement for us to approve the loan. The Instant Loan was sanctioned in a very less time and the best interest rate. Finally, I got the opportunity to start my life again.


I took an Insta Loan from Finance Buddha a month back and I was completely satisfied with the service. They provide you with a fast processing service. The documents are to uploaded online and once their formalities are done, which hardly takes few hours, they follow-up. Even the loan interest rates are low and I was clarified about every query, I had.


Finance Buddha Instant loan process is too good. The best part about the company is that the interest rate is nominal and the process is hassle-free. They had provided the proper response to all my queries and very supportive throughout the process. The response was also appropriate.


The reason why I had selected Finance Buddha for my Instant Loan was that, they provided me loans at the lowest possible interest rate. No time-consuming paperwork. All I was required to do was just upload the documents online and click on apply button. I am happy with Finance Buddha.


This is for the third time, where I have been dealing with Finance Buddha. The team here are very accessible and knowledgeable. I had applied for an Instant Loan from this company earlier, and they are great at providing you the service, which is hard to find. We will continue to work with Finance Buddha in the future for any sort of needs regarding instant loans.


I still can't believe how Finance Buddha made my process of Instant Loan so seamless, from start to finish. A few months back, I applied for my loan for business construction, I had input my requirements and uploaded my documents and applied for the loan. Within few days, I received an email notification that my Instant Loan had been approved at 100% of my requested amount that Sunday, and my fund's lowest possible interest rate. Thanks!!!


The process of my Instant loan with Finance Buddha is great and speedy. Each and everything is organized by the team of Finance Buddha so systematically. I appreciate the transparency they offer. They offered me the loan at lowest possible interest rate with no hassle of physical documents submission.


I love it! I have been dealing with Finance Buddha from past few years regarding my personal loan and home loan balance transfer, and they are very good to me. The team always supported me for all kinds of loan requirements I raised. They made the Instant Loan process quite fast, and the team was very courteous. I will recommend Finance Buddha to every buddy of mine proudly. Thanks!


Very easy and speedy insta loan process. Yes, I found the entire process of a Instant loan with Finance Buddha quite intuitive. If you're looking for a no hassle solution for a Instant Loan, this is it, guys. All you need to do is just input your details and submit the documents online. And their team process the loan quickly and the loan gets disbursed within 24 hours. No hassles!


I am glad to choose Finance Buddha for my Instant Loan. They saved me so much money at the time when I refinanced with them. I never had to call an 1800 customer care number for my queries. My instant loan executive from Finance Buddha was always available to answer my questions. He was really helpful as he explained me whole loan process so easy, which was needed because this was my first time going through the process. I would be happy to avail the loan services with Finance Buddha again in the future.

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Benefits to meet your needs.

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The Tools You Need

With a simple dashboard and mobile app, staying up to date with your loan is easy.

No Origination Fees

What you see is what you get with loans through Finance Buddha. There are no origination fees charged.

Real Customer Support

Have a question? We’re here 7 days a week to give you answers. Call us (080) 4090 9654.

You're in good company

We’ve helped 200,000+ Customers get Loans of over 2500 Crores.
Abhishek Taneja

“I have used Finance Buddha services thrice in the last 2 years. They have helped me in getting a total of Rs 25 lacs loans from Bajaj, SCB and HDFC. I needed the loan to meet urgent medical need and at such a critical moment they helped in getting the disbursal in 3 days. The sales staff was well informed and their follow up was superb. Would definitely be delighted to give reference to anyone.”

Abhishek Taneja
Senior Manager, Retail Client Analytics, Standard Chartered Bank

Amlan Mandal

“The team at Financebuddha has been very helpful in arranging for the home loan for my house. The service quality is excellent and the customer service has been very responsive and prompt. I managed to get my loan without any hassles and on time. Would recommend them to any of my friends anytime.”

Amlan Mandal
CTO, BankerBay

karthik Srinivasan

“I would like to take this opportunity to express my gratitude towards finance buddha for a very smooth and hassle free customer support and loan processing. It was a great experience dealing with finance buddha which I think would not be possible without customer centric people like you. Thanks a lot for all the support provided. People like you can take an organisation to greater heights.”

Karthik Srinivasan
Regional Sales Head APAC Contact Centre, Citibank