Standard Chartered Home Loan Apply Online @9.31%

Standard Chartered Bank is a UK based renowned banking and lending company. The bank provides affordable home loans to salaried professionals and self-employed individuals and firms. The bank has numerous branches in more than 70 countries where it has a long list of satisfied customers. On Finance Buddha, you can compare the home loans of different banks with Standard Chartered Bank and apply for a home loan online. 

• No hidden charges
• One time processing fees
• Variable and semi-fixed rate housing loans
• Low finance home loan
• Easy transfer options
• Flexible tenures
• Loans for self-employed and salaried professionals
• Loans available for every purpose
• Top up loans available
• Easy online application
• Protection to family in case of unexpected death
• Quick dispersal
• 24*7 customer support
• Loans available for renovation and home extension

• International service assurance
• Home Loan Protector and Home Protector (HHP) as insurance products
• Tax benefits according to the Sec 24(b) of the Income Tax Act, 1961
• An option to avail top-up of up to 100% of the principal loan taken
• Zero foreclosure charges
• Loan tenure can be up to 30 years
• Loan up to INR 150 million available
• Facility of co-applicants
• Daily reducing balance method used for calculating interest
• Option of changing loans from fixed to varied and vice-versa

Another feature of Standard Chartered Home Loan is the HomeSaver . You can pay the loan in half the time and at half the cost.

One can connect the linked transaction account to the Home Loan account. The principal amount in your home loan can be cleared by the extra money on the linked account. 
The applicable loan will be the difference in the surplus transaction account balance and the outstanding loan balance.

Features

• Pay loan in half the time at half the cost
• A free debit card to carry out your domestic transactions
• The interest is calculated on daily basis
• No fees on withdrawal or payment of funds
• Withdrawal or payment of funds at any time

Benefits

• Reduction of tenure up to 50%
• Saved amount on interest up to 54%
• Easy process to link your salary or savings account as linked account
• Withdrawal only on surplus amount in the linked account

You should go for the Standard Chartered Bank Home Loan if you want a one stop solution for your home loan needs. 
The home loan protector gives your family the relief from the burden of paying the loan amount in case of your unexpected death. The home protector gives security cover to the property and things inside the house. Tax benefits and top up loans are the features that will attract a customer. 
HomeSaver gives you an option to pay the loan amount easily and swiftly. One-time processing fees are levied and variable interests can be adopted. 

You can apply for Standard Chartered Bank Home Loan in a quick, burden-free way and directly through Finance Buddha. On Finance Buddha, we will ask you the fundamental points to evaluate your loan eligibility. Finance Buddha is an assessment site where you can discover your eligibility, loan amount you can avail, just by mentioning about your present organization, take home salary, existing EMI sum, salary account bank, preferable loan tenure and interest and residency. 
You can discover, compare and apply for the loan directly through our website.
Through Finance Buddha, you also get rid of any kind of probability of getting your loan rejected due to low CIBIL score. Rather than going into the botheration of going to the bank just to check the qualification and going out personally, you can directly examine the best choice for yourself. Leave your queries to Finance Buddha and you will get a swifter and easier way to apply for your home loan.

1. Age of Applicant
   • Min-21 years
   • Max-60 years (at time of end of loan)
2. Number of years in employment -2 years & above
3. Net Yearly Salary or Income - INR 180,000/- & above (Salaried Professionals) INR 250,000/- & above (Self-Employed)

Salaried professionals must be getting salary in salary account on regular basis.
Professionals like doctors, engineers, etc must be drawing regular income from their professions. They must be filing income tax returns.

Businessmen must have their firms registered with government agencies, own a bank account. They must be drawing a regular income from their professions and filing income tax returns.

Another feature of Standard Chartered Home Loan is the HomeSaver. You can pay the loan in half the time and at half the cost.

• Loan application form
• Identity proof bearing signatures like Copy of Passport / Driving License/ Voter ID card / ID card issued by employer
• Address Proof which should not be more than three months old like Copy of Ration Card / Passport / Electricity or Phone Bill / Rent Agreement / Credit card statements / Property Papers
• Proof for Date of Birth (DOB)
• Bank Statement
• Documents for Income
• Cheque for Processing Fees
• Self-attested photograph
• Proof of shop or firm establishment (for businessmen)
• Office address Proof (for businessmen)
• Income Tax Returns (ITR)