Home Loan in Kolkata Apply Online @8.0%

The real estate market in Kolkata is growing rapidly and for this reason banks are offering special discounts and offers to those who are looking for own a house. Rather than investment, most of the people in Kolkata buy house for their own purpose. Some of the big projects, banks offering loan, interest rates and other details are mentioned below.

If you are looking to own a property in Kolkata through a home loan, then it’s time to explore Finance Buddha. This is a one-stop-solution for all loan requirements. Finance Buddha is liked and well accepted by customers as all facilities are offered for free of cost and there is solution for almost everyone’s loan requirements. Apart from that, they are very quick and responsive to all queries.

The below list will help you to get the details of basic eligibility for applying for a home loan. Unless the applicant meets these criteria, he/ she will not be eligible for a home loan.

✓ Minimum Age: 18 years as on the date of sanction

✓ Maximum Age: 70 years. i.e. the age by which the loan should be fully repaid, subject to availability of sufficient, regular and continuous source of income for servicing the loan repayment.

✓ Minimum Income: Should be ₹8000 per month.

Some of the common documents to be furnished at the time of home loan application are listed below.

• Completed Home loan application
• 3 passport size photographs (including those affixed in loan application)
• Proof of identification: Electoral ID Card / Passport / Driving License / PAN card.
• Proof of residence: Electoral ID Card / Passport / Electricity Bill / Telephone Bill.
• Proof business address, in case of non- salaried borrowers
• Statement of bank account for the last six months
• Signature identification from present bankers
• Personal Assets and Liabilities Statements in Bank’s standard format.
• Brief write up of securities charged in respect of other loans availed from our Bank/other
• Banks/ Auto & Housing Loan Companies /other sources.