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Home Loan in Kolkata Apply Online @8.0%

Home Loan Details

Property Details

Employment Details

Personal Details

Co-Applicant Details

Bank/NBFCInterest RateEMIProcessing Fees Part PaymentApply Now

11.49% - 19.5%



upto 2.5%


11.49% - 17.85%



upto 2.5%


13.5% - 24%



upto 2.5%


13% - 18%



upto 2.5%


11.99% - 15.75%



upto 2.5%


13% - 18%



upto 2.5%


11.99% - 14.5%



upto 2.5%


11.99% - 14.75%



upto 2.5%


13.5% - 17%



upto 2.5%


13% - 20%



upto 2.5%

Rate of Interest is high ?
Rate of Interest is high ?

Try Applying for a higher Loan Amount as most bank reduce interest rates as loan amount increases

Not getting the desired Loan Amount?
Not getting the desired Loan Amount?

Try Adding the income of a co-applicant like a working spouse

Have multiple existing loans?
Have multiple existing loans?

Financebuddha can help you consolidate all your loans into one to increase your eligibility

Home Loan in Kolkata Details

Home Loan in Kolkata

The real estate market in Kolkata is growing rapidly and for this reason banks are offering special discounts and offers to those who are looking for own a house. Rather than investment, most of the people in Kolkata buy house for their own purpose. Some of the big projects, banks offering loan, interest rates and other details are mentioned below.

Best Home Loan Offers in Kolkata – Oct 2016

Project Name

Builder Name


New Launch

Victoria Consultants Pvt Ltd

59.63 Lac

Vishwanath Tower

Shree Triveni Construction

20.16 Lac

Vedic Greentech City

Vedic Realty Ltd

20.15 Lac

Kantha Valley

Prithika Enterprise

7.2 Lac

PS Srijan Ozone

P S Srijan Height Developers

86.78 Lac

Green Heights

Loharuka Group

56.6 Lac

Primarc Sukriti

Primarc Sunniva Projects LLP

25.42 Lac

Parnasree Green

SKDJ Dream Home

68.76 Lac

Star Greens

Kaberi Construction

27.93 Lac

Gangotri Identity

Gangotri Group

74.8 Lac

Kamala Village

Salute Construction

45.45 Lac

Padmalaya Kolkata

Padmalaya Projects Pvt ltd

72.85 Lac

Urban Sabujayan

Bengal Abasan Builder

47.43 Lac

Meena Sunrise

GPS Group

42.79 Lac

Rishi Ecoview


70.23 Lac

Eden Belvedere

Eden Group

25.02 Lac

How Finance Buddha can help you get a Home Loan in Kolkata?

If you are looking to own a property in Kolkata through a home loan, then it’s time to explore Finance Buddha. This is a one-stop-solution for all loan requirements. Finance Buddha is liked and well accepted by customers as all facilities are offered for free of cost and there is solution for almost everyone’s loan requirements. Apart from that, they are very quick and responsive to all queries.

Home Loan Eligibility Criteria in Kolkata

The below list will help you to get the details of basic eligibility for applying for a home loan. Unless the applicant meets these criteria, he/ she will not be eligible for a home loan.

Minimum Age: 18 years as on the date of sanction

✓ Maximum Age: 70 years. i.e. the age by which the loan should be fully repaid, subject to availability of sufficient, regular and continuous source of income for servicing the loan repayment.

Minimum Income: Should be Rs.8000 per month.

Interest Rates for Men

9.3% - 15.5%

Interest Rate for Women

9.25%- 14.5 %

Processing Fee

0 % - 0.34%


30 Years

Loan Amount

Upto 80% of Property

Foreclosure Charges

Nil to 4% of outstanding amount

Monthly Income


Lowest EMI/Lakh

Rs.823 - 827


Home Loan Interest Rates, Fees & Charges in Kolkata

The rate of interest, charges and fees vary from bank to bank. The list of these details is given below for applying a personal loan in Kolkata. The rates and fees on a generic note at this city are:


Interest Rates

Processing Fees

Prepayment Charges

Axis Bank Home Loan Interest Rates

10.15% p.a. to 12% p.a.

Salaried 10000 + 12.36% (Service Tax)/ Self Employed 0.5% + 12.36% (Service Tax)


State Bank Of India Home Loan Interest Rates

10.75% p.a.

Rs. 5000 to Rs. 10000 + 12.36% (Service Tax)


ICICI Bank Home Loan Interest Rates

10.5% p.a. to 11% p.a.

 .05% to 1 % +  12.36% (Service Tax)


HDFC Ltd Home Loan Interest Rates

10.5% p.a. to 11.50% p.a.

0.05% or  Upto Rs. 10000 + 12.36% (Service Tax). w.e.l


LIC Housing Home Loan Interest Rates

10.5% p.a. to 13% p.a.

Rs. 10000 to Rs. 20000 + 12.36% (Service Tax) w.e.l


IndusInd Home Loan Interest Rates

10.5% p.a. to 11.50% p.a.

0.05% or  Upto Rs. 10000 + 12.36% (Service Tax). w.e.l



Home Loan Documents Required in Kolkata

Some of the common documents to be furnished at the time of home loan application are listed below.

  • Completed Home loan application
  • 3 passport size photographs (including those affixed in loan application)
  • Proof of identification: Electoral ID Card / Passport / Driving License / PAN card.
  • Proof of residence: Electoral ID Card / Passport / Electricity Bill / Telephone Bill.
  • Proof business address, in case of non- salaried borrowers
  • Statement of bank account for the last six months
  • Signature identification from present bankers
  • Personal Assets and Liabilities Statements in Bank’s standard format.
  • Brief write up of securities charged in respect of other loans availed from our Bank/other
  • Banks/ Auto & Housing Loan Companies /other sources.
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