Get Personal Loan in 2 Hours! Apply for Instant Personal Loan Apply NowX
Finance Buddha Home Page

Home Loan in Kolkata Apply Online @8.0%

stars based on reviews

Home Loan Details

Property Details

Employment Details

Personal Details

Co-Applicant Details

Bank/NBFCInterest RateEMIProcessing Fees Part PaymentApply Now

15.5% - 21.5%

(Fixed)

4668

Up to 2.50% + GST as applicable

Apply

11.25% - 22%

(Fixed)

4680

Upto 2.25% + GST as applicable

Apply

15.75% - 24%

(Fixed)

4728

1.50% to 2.00% + GST as applicable

Apply

10.99% - 24%

(Fixed)

4728

Upto 2.5% + GST as applicable

Apply

17.99% - 18.99%

(Fixed)

4608

2.00% - 3.00% + GST as applicable

Apply

12.99% - 24%

(Fixed)

4728

Up to 3.99% + GST as applicable

Apply

10.5% - 19%

(Fixed)

4608

Upto 3% + GST as applicable

Apply

11.25% - 30%

(Fixed)

4874

Up to 2.50% + GST as applicable

Apply

11.25% - 19%

(Fixed)

4608

1.50% to 2.00% + GST as applicable

Apply

12% - 18%

(Fixed)

4584

1.99% + GST as applicable

Apply
Rate of Interest is high ?
Rate of Interest is high ?

Try Applying for a higher Loan Amount as most bank reduce interest rates as loan amount increases

Not getting the desired Loan Amount?
Not getting the desired Loan Amount?

Try Adding the income of a co-applicant like a working spouse

Have multiple existing loans?
Have multiple existing loans?

Financebuddha can help you consolidate all your loans into one to increase your eligibility

Home Loan in Kolkata Details

Home Loan in Kolkata

The real estate market in Kolkata is growing rapidly and for this reason banks are offering special discounts and offers to those who are looking for own a house. Rather than investment, most of the people in Kolkata buy house for their own purpose. Some of the big projects, banks offering loan, interest rates and other details are mentioned below.

How Finance Buddha can help you get a Home Loan in Kolkata?

If you are looking to own a property in Kolkata through a home loan, then it’s time to explore Finance Buddha. This is a one-stop-solution for all loan requirements. Finance Buddha is liked and well accepted by customers as all facilities are offered for free of cost and there is solution for almost everyone’s loan requirements. Apart from that, they are very quick and responsive to all queries.

Home Loan Eligibility Criteria in Kolkata

The below list will help you to get the details of basic eligibility for applying for a home loan. Unless the applicant meets these criteria, he/ she will not be eligible for a home loan.

Minimum Age: 18 years as on the date of sanction

✓ Maximum Age: 70 years. i.e. the age by which the loan should be fully repaid, subject to availability of sufficient, regular and continuous source of income for servicing the loan repayment.

Minimum Income: Should be ₹8000 per month.

 

Home Loan Interest Rates, Fees & Charges in Kolkata

Best Home Loan Offers from Top 18 Banks / NBFCs in Kolkata(updated 17 Jun,2019)

Home Loans Interest Rates Comparison of Top Banks / NBFCs in Kolkata

Banks/NBFC Institution Type Minimum Loan Amount Maximum Loan Amount Minimum Tenure Maximum Tenure Interest Rates Fees & Charges
Axis Bank BANK ₹3,00,000 ₹500,00,000 1 Year 30 years 8%  - 11%  Up to 1% (min of ₹10,000) + GST  as applicable
Bajaj Finserv NBFC ₹20,00,000 ₹350,00,000 10 Years 20 years Salaried: 8.85% - 10.30% Up to 0.80% + GST  as applicable
            Self Employed: 9.25% - 11.15% Up to 1.20% + GST  as applicable
Citibank BANK ₹2,10,000 ₹10,00,00,000 1 Year 25 years 8.00%  - 16.00% ₹10,000  + 0.20% of the Loan Amount + GST  as applicable
DHFL HFC ₹1,00,000 ₹30,00,000 1 Year 30 years 10% - 19.07% ₹2,500 + GST  as applicable
HDFC Bank BANK ₹1,00,000 ₹10,00,00,000 1 Year 20 years 8.80%  - 9.55%   Up to 0.50% or ₹ 3,000 (whichever higher) + GST  as applicable
ICICI Bank BANK ₹5,00,000 ₹3,00,00,000 1 Year 30 years 8.35% -9.10%  0.5% + GST  as applicable
IDFC BANK ₹10,00,000 ₹10,00,00,000 1 Year 30 years Salaried: 8.90%  - 10.35%  ₹10,000 to 0.20% of the Loan Amount + GST  as applicable
            Self Employed: 9.05%  - 10.8%  
Indiabulls NBFC ₹15,00,000 ₹30,00,00,000 1 Year 30 years 8.80% ₹10,000 to 1.00% + GST  as applicable
IndusInd Bank BANK ₹1,00,000 ₹1,00,00,000 1 Year 30 years 8.00%  - 16.00% ₹5,000 to 2% + GST  as applicable
Kotak Mahindra Bank BANK ₹5,00,000 ₹10,00,00,000 5 years 20 years 8.90% 0 for online application; Offline application - Upto 1.25% + GST  as applicable
LIC Housing HFC ₹1,00,000 ₹10,00,00,000 1 Year 30 years 9.15% - 10.10%  ₹10,000 - ₹15,000 + GST  as applicable
PNB Housing Finance Ltd. HFC ₹50,000 ₹75,00,000 1 Year 30 years 9.00%  - 12.50%  1% + GST  as applicable
Punjab National Bank BANK ₹1,00,000 ₹500,00,000 3 Months 30 years 8.70%  - 9%  0.35% + GST  as applicable (Min- ₹2,500/; Max- ₹15,000/)
Standard Chartered Bank BANK ₹10,00,000 ₹35,00,00,000 1 Year 25 years 9.31% - 9.85% Up to 1% + GST  as applicable
State Bank of India BANK ₹5,00,000 ₹200,00,000 5 years 30 years 9.10%  - 9.45%  ₹10,000  + 0.20% + GST  as applicable
Tata Capital NBFC ₹2,00,000 ₹500,00,000 1 Year 30 years 8.8% - 11.25% 0.5% + GST  as applicable
Reliance Home Finance Ltd. HFC ₹1,00,000 ₹10,00,00,000 1 Year 30 years 8.90% Up to 2% + GST  as applicable
Vastu Housing Finance Corporation Ltd. HFC ₹500,000 ₹50,00,000 1 Year 20 Years 12.5% - 15.5% Up to 2% + GST  as applicable

Home Loan Documents Required in Kolkata

Some of the common documents to be furnished at the time of home loan application are listed below.

  • Completed Home loan application
  • 3 passport size photographs (including those affixed in loan application)
  • Proof of identification: Electoral ID Card / Passport / Driving License / PAN card.
  • Proof of residence: Electoral ID Card / Passport / Electricity Bill / Telephone Bill.
  • Proof business address, in case of non- salaried borrowers
  • Statement of bank account for the last six months
  • Signature identification from present bankers
  • Personal Assets and Liabilities Statements in Bank’s standard format.
  • Brief write up of securities charged in respect of other loans availed from our Bank/other
  • Banks/ Auto & Housing Loan Companies /other sources.
Unable to Decide? Get in Touch with Us
query@financebuddha.com
+91

Learn How to Manage Your Money to Retire Wealthy!