Home Loan in Jaipur

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Home Loan in Jaipur

Are you looking for a home loan in Jaipur? It is definitely a positive decision, investing in a land or housing property is always an appreciating asset especially in Jaipur. With the help of Finance Buddha, you will be able to find various aspects of a home like the interest rates, processing fee, any offers or discounts provided by banks to its account holders and non-account holders.

Best Home Loan Offers in Jaipur – Oct 2016

Here is the list of top 10 builder of who provide great home loan offers:

Project Name

Builder Name

Price List

Kardhani

J.C. properties and builders

45 Lac

Anukampa Platina

Anukampa group

23.14 Lac

Amaltas

Platinum Real Mart LLP

58.41 Lac

Casa Vista

Individual Consultant

56.28 Lac

South Court

Rajesh Associates

54.15 Lac

Terraza Greens

Shivank Group

45.87 Lac

South Ex

Sun India Developers Pvt. Ltd.

28.02 Lac

Arcadia Greens

Singhvi Associates

85 Lac

Okay Plus Venus

Okay Plus Builders Pvt. Ltd.

10.89 Lac

Bhavyaa Flora

Aradhana Buildtech

31.65 Lac

How Finance Buddha can help you get a Home Loan in Jaipur?

Visit the Finance Buddha home page. Select “Home Loans” from the drop down menu. Fill the application form with all relevant details (it will take less than 5 mins), check for your eligibility with the bank and then apply. The bank executives will contact you within 48 hours to take the initiative to the next level.

 

Home Loan Eligibility Criteria in Jaipur

Unless the applicant meets the below eligibility criteria it is not possible to get a loan approved from any bank in Jaipur. However, to a certain extent the bank branch manager can make decision if the income and credit rating of the applicant is exceptionally high.

Jaipur Home Loan Eligibility Criteria

Minimum age

21 years

Maximum age on maturity of loans

70 years

Maximum Loan Amount

If your income is up to Rs. 2 lakhs, you can borrow an amount which does not exceed 40%. If your income is between Rs. 2 lakhs and Rs. 5 lakhs, you can borrow an amount which does not exceed 50%. If your income is above Rs. 5 lakhs, you can borrow an amount which does not exceed 55%. The incomes of spouse /son/ daughter (any two) can be clubbed for the amount as well. If you are in business, the loan amount will be considered on the basis of sales if the loan amount is more than Rupees 2 lakhs.

Maximum Tenure period

If you are a salaried applicant, you can take up to 30 years to repay

 

Home Loan Documents Required in Jaipur

Below are listed the basic documentation necessary before applying for a home loan in Jaipur.

  • Signed application form with photograph
  • ID and residence proof
  • Last 3 months bank statements
  • Latest Salary certificate/ Last 3 months’ Salary-slips
  • Documentation for salaried applicants: Form 16/Income tax returns (2 years)
  • Documentation for self-employed applicants: Income Tax Returns for latest year

Home Loan Interest Rates, Fees & Charges in Jaipur

Interest rates and charges vary from bank to bank. Here is the list of interest rates and charges for different banks of Jaipur.

Jaipur Home Loan Details

Interest Rate

9.55%

Processing Fees

Nil to  4%

Loan Tenure

1 year to 30 years

Pre-closure Charges

Nil to 3% of outstanding amount

Partial Prepayment Charges

Nil to 3% of outstanding amount

 

Bank Name

Interest Rate

HDFC LTD

9.30% - 9.35%

ICICI Bank

9.30% - 9.35%

SBI Home Loan

9.25%(Women) - 9.30%(For Others)

PNB Housing

9.55% - 10.50%

Axis Bank

9.35% - 9.45%

LIC Housing

9.30%(For Govt Emp), 9.40% - 9.50%(For Others)

Fed Bank

9.68% - 10.08%

 

Frequently Asked Questions