Get Personal Loan in 2 Hours! Apply for Instant Personal Loan Apply NowX
Finance Buddha Home Page

Home Loan in Jaipur Apply Online @8.0%

stars based on reviews

Home Loan Details

Property Details

Employment Details

Personal Details

Co-Applicant Details

Rate of Interest is high ?
Rate of Interest is high ?

Try Applying for a higher Loan Amount as most bank reduce interest rates as loan amount increases

Not getting the desired Loan Amount?
Not getting the desired Loan Amount?

Try Adding the income of a co-applicant like a working spouse

Have multiple existing loans?
Have multiple existing loans?

Financebuddha can help you consolidate all your loans into one to increase your eligibility

Home Loan in Jaipur Details

Home Loan in Jaipur

Are you looking for a home loan in Jaipur? It is definitely a positive decision, investing in a land or housing property is always an appreciating asset especially in Jaipur. With the help of Finance Buddha, you will be able to find various aspects of a home like the interest rates, processing fee, any offers or discounts provided by banks to its account holders and non-account holders.

How Finance Buddha can help you get a Home Loan in Jaipur?

Visit the Finance Buddha home page. Select “Home Loans” from the drop down menu. Fill the application form with all relevant details (it will take less than 5 mins), check for your eligibility with the bank and then apply. The bank executives will contact you within 48 hours to take the initiative to the next level.

 

Home Loan Eligibility Criteria in Jaipur

Unless the applicant meets the below eligibility criteria it is not possible to get a loan approved from any bank in Jaipur. However, to a certain extent the bank branch manager can make decision if the income and credit rating of the applicant is exceptionally high.

Jaipur Home Loan Eligibility Criteria

Minimum age

21 years

Maximum age on maturity of loans

70 years

Maximum Loan Amount

If your income is up to Rs. 2 lakhs, you can borrow an amount which does not exceed 40%. If your income is between Rs. 2 lakhs and Rs. 5 lakhs, you can borrow an amount which does not exceed 50%. If your income is above Rs. 5 lakhs, you can borrow an amount which does not exceed 55%. The incomes of spouse /son/ daughter (any two) can be clubbed for the amount as well. If you are in business, the loan amount will be considered on the basis of sales if the loan amount is more than Rupees 2 lakhs.

Maximum Tenure period

If you are a salaried applicant, you can take up to 30 years to repay

Home Loan Interest Rates, Fees & Charges in Jaipur

Best Home Loan Offers from Top 18 Banks / NBFCs in Jaipur (updated 23 Aug,2019)

Home Loans Interest Rates Comparison of Top Banks / NBFCs in Jaipur

Banks/NBFC Institution Type Minimum Loan Amount Maximum Loan Amount Minimum Tenure Maximum Tenure Interest Rates Fees & Charges
Axis Bank BANK ₹3,00,000 ₹500,00,000 1 Year 30 years 8%  - 11%  Up to 1% (min of ₹10,000) + GST  as applicable
Bajaj Finserv NBFC ₹20,00,000 ₹350,00,000 10 Years 20 years Salaried: 8.85% - 10.30% Up to 0.80% + GST  as applicable
            Self Employed: 9.25% - 11.15% Up to 1.20% + GST  as applicable
Citibank BANK ₹2,10,000 ₹10,00,00,000 1 Year 25 years 8.00%  - 16.00% ₹10,000  + 0.20% of the Loan Amount + GST  as applicable
DHFL HFC ₹1,00,000 ₹30,00,000 1 Year 30 years 10% - 19.07% ₹2,500 + GST  as applicable
HDFC Bank BANK ₹1,00,000 ₹10,00,00,000 1 Year 20 years 8.80%  - 9.55%   Up to 0.50% or ₹ 3,000 (whichever higher) + GST  as applicable
ICICI Bank BANK ₹5,00,000 ₹3,00,00,000 1 Year 30 years 8.35% -9.10%  0.5% + GST  as applicable
IDFC BANK ₹10,00,000 ₹10,00,00,000 1 Year 30 years Salaried: 8.90%  - 10.35%  ₹10,000 to 0.20% of the Loan Amount + GST  as applicable
            Self Employed: 9.05%  - 10.8%  
Indiabulls NBFC ₹15,00,000 ₹30,00,00,000 1 Year 30 years 8.80% ₹10,000 to 1.00% + GST  as applicable
IndusInd Bank BANK ₹1,00,000 ₹1,00,00,000 1 Year 30 years 8.00%  - 16.00% ₹5,000 to 2% + GST  as applicable
Kotak Mahindra Bank BANK ₹5,00,000 ₹10,00,00,000 5 years 20 years 8.90% 0 for online application; Offline application - Upto 1.25% + GST  as applicable
LIC Housing HFC ₹1,00,000 ₹10,00,00,000 1 Year 30 years 9.15% - 10.10%  ₹10,000 - ₹15,000 + GST  as applicable
PNB Housing Finance Ltd. HFC ₹50,000 ₹75,00,000 1 Year 30 years 9.00%  - 12.50%  1% + GST  as applicable
Punjab National Bank BANK ₹1,00,000 ₹500,00,000 3 Months 30 years 8.70%  - 9%  0.35% + GST  as applicable (Min- ₹2,500/; Max- ₹15,000/)
Standard Chartered Bank BANK ₹10,00,000 ₹35,00,00,000 1 Year 25 years 9.31% - 9.85% Up to 1% + GST  as applicable
State Bank of India BANK ₹5,00,000 ₹200,00,000 5 years 30 years 9.10%  - 9.45%  ₹10,000  + 0.20% + GST  as applicable
Tata Capital NBFC ₹2,00,000 ₹500,00,000 1 Year 30 years 8.8% - 11.25% 0.5% + GST  as applicable
Reliance Home Finance Ltd. HFC ₹1,00,000 ₹10,00,00,000 1 Year 30 years 8.90% Up to 2% + GST  as applicable
Vastu Housing Finance Corporation Ltd. HFC ₹500,000 ₹50,00,000 1 Year 20 Years 12.5% - 15.5% Up to 2% + GST  as applicable

Home Loan Documents Required in Jaipur

Below are listed the basic documentation necessary before applying for a home loan in Jaipur.

  • Signed application form with photograph
  • ID and residence proof
  • Last 3 months bank statements
  • Latest Salary certificate/ Last 3 months’ Salary-slips
  • Documentation for salaried applicants: Form 16/Income tax returns (2 years)
  • Documentation for self-employed applicants: Income Tax Returns for latest year
Unable to Decide? Get in Touch with Us
query@financebuddha.com
+91

Learn How to Manage Your Money to Retire Wealthy!

Email Id *