Home Loan in Bangalore

Project Name
Builder Name
Cost of Plot
Cost of Construction
Total Cost
Relationship Ex: Father, Son etc.,
Co-Applicant Net monthly Income
Current EMI

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Home Loan in Bangalore

As you already know, owning a house in Bangalore is not very easy, the land value in itself is very high plus being the major IT hub there is lot of expansion in Apartment living. This has increased the demand and thus the rates on property have shoot up. If you are planning to buy a house in Bangalore, the smart option is to take the option of home loan. This way you can own a house instead of just paying rent and also get the benefit of tax exemptions.

Best Home Loan Offers in Bangalore – Oct 2016

Here is the list of top 7 builders in Bangalore that offer great discounts for home loan:

Sl. No

Project Name

Builder Name

Price (Rs)


Amani Dodda maralikere

Highlife properties Pvt. Ltd.

14.4 lac


Sizzle Atlantis

Sizzle Properties

11.39 Lac


Sapani Bliss 2

Sapani Properties

10.21 Lac


Spring Hills

Debasish Deb

13.19 Lac


UTC Culture City

UTC (India) Pvt. Ltd.

5.4 lac


Dew Drops


11.98 Lac



Spark Project

12.59 Lac

How Finance Buddha can help you get a Home Loan in Bangalore?

Finance Buddha is considered and recommended as one of the easiest routes of applying for a home loan. Here you can check the eligibility criteria for applying for a home loan and make sure you have the originals and copies of the same. Because, anytime to bank officials ask for the documents you will have to submit the same.


Home Loan Eligibility Criteria in Bangalore

These are the basic eligibility criteria that every individual should meet in order to get a home loan in Bangalore.



Self Employed

Who is Eligible

People in permanent service in public or private sector.

Self-employed Business - men, doctors, engineers, dentists, architects, etc.

Loan Amount

Determined by income, current debt, age, retirement age, number of co-borrowers, maximum loan to value, etc.

Determined by income, current debt, age, retirement age, number of co-borrowers, maximum loan to value, etc.

Borrower Age at Time of Sanction

Between 21 and 60 (or age of requirement, if lower)

Between 21 and 65 years

Borrower Age at Time of Maturity

Upto 60 (or age of requirement, if lower)

Upto 65 years

Home Loan Documents Required in Bangalore

Some of the common and essential documents for home loan application in Bangalore are here.

  • Completed Home loan application
  • 3 passport size photographs (including those affixed in loan application)
  • Proof of identification: Electoral ID Card / Passport / Driving License / PAN card.
  • Proof of residence: Electoral ID Card / Passport / Electricity Bill / Telephone Bill.
  • Proof business address, in case of non- salaried borrowers
  • Statement of bank account for the last six months

Home Loan Interest Rates, Fees & Charges in Bangalore

The rate of interest, charges and fees vary from bank to bank. The list of these details is given below for applying a home loan in Bangalore. The rates and fees on a generic note at this city are:

Home Loan Interest Rates October 2016

Bank Name

Interest Rate


9.30% - 9.35%


9.30% - 9.35%

SBI Home Loan

9.25%(Women) - 9.30%(For Others)

PNB Housing


Axis Bank

9.35% - 9.45%

Standard Chartered Bank


Frequently Asked Questions