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Home Loan in Bangalore Apply Online @8.0%

4.8 stars based on 55 reviews

Home Loan Details

Property Details

Employment Details

Personal Details

Co-Applicant Details

Bank/NBFCInterest RateEMIProcessing Fees Part PaymentApply Now

11.49% - 19.5%

(Fixed)

4620

upto 2.5%

Apply

11.49% - 17.85%

(Fixed)

4580

upto 2.5%

Apply

13.5% - 24%

(Fixed)

4728

upto 2.5%

Apply

13% - 18%

(Fixed)

4584

upto 2.5%

Apply

11.99% - 15.75%

(Fixed)

4531

upto 2.5%

Apply

13% - 18%

(Fixed)

4584

upto 2.5%

Apply

11.99% - 14.5%

(Fixed)

4501

upto 2.5%

Apply

11.99% - 14.75%

(Fixed)

4507

upto 2.5%

Apply

13.5% - 17%

(Fixed)

4560

upto 2.5%

Apply

13% - 20%

(Fixed)

4632

upto 2.5%

Apply
Rate of Interest is high ?
Rate of Interest is high ?

Try Applying for a higher Loan Amount as most bank reduce interest rates as loan amount increases

Not getting the desired Loan Amount?
Not getting the desired Loan Amount?

Try Adding the income of a co-applicant like a working spouse

Have multiple existing loans?
Have multiple existing loans?

Financebuddha can help you consolidate all your loans into one to increase your eligibility

Home Loan in Bangalore Details

Home Loan in Bangalore

As you already know, owning a house in Bangalore is not very easy, the land value in itself is very high plus being the major IT hub there is lot of expansion in Apartment living. This has increased the demand and thus the rates on property have shoot up. If you are planning to buy a house in Bangalore, the smart option is to take the option of home loan. This way you can own a house instead of just paying rent and also get the benefit of tax exemptions.

Best Home Loan Offers in Bangalore – Oct 2016

Here is the list of top 7 builders in Bangalore that offer great discounts for home loan:

Sl. No

Project Name

Builder Name

Price (Rs)

1

Amani Dodda maralikere

Highlife properties Pvt. Ltd.

14.4 lac

2

Sizzle Atlantis

Sizzle Properties

11.39 Lac

3

Sapani Bliss 2

Sapani Properties

10.21 Lac

4

Spring Hills

Debasish Deb

13.19 Lac

5

UTC Culture City

UTC (India) Pvt. Ltd.

5.4 lac

6

Dew Drops

thelivingpad.com

11.98 Lac

7

Spark ASPRIN

Spark Project

12.59 Lac

How Finance Buddha can help you get a Home Loan in Bangalore?

Finance Buddha is considered and recommended as one of the easiest routes of applying for a home loan. Here you can check the eligibility criteria for applying for a home loan and make sure you have the originals and copies of the same. Because, anytime to bank officials ask for the documents you will have to submit the same.

 

Home Loan Eligibility Criteria in Bangalore

These are the basic eligibility criteria that every individual should meet in order to get a home loan in Bangalore.

 Criteria

Salaried

Self Employed

Who is Eligible

People in permanent service in public or private sector.

Self-employed Business - men, doctors, engineers, dentists, architects, etc.

Loan Amount

Determined by income, current debt, age, retirement age, number of co-borrowers, maximum loan to value, etc.

Determined by income, current debt, age, retirement age, number of co-borrowers, maximum loan to value, etc.

Borrower Age at Time of Sanction

Between 21 and 60 (or age of requirement, if lower)

Between 21 and 65 years

Borrower Age at Time of Maturity

Upto 60 (or age of requirement, if lower)

Upto 65 years

Home Loan Interest Rates, Fees & Charges in Bangalore

The rate of interest, charges and fees vary from bank to bank. The list of these details is given below for applying a home loan in Bangalore. The rates and fees on a generic note at this city are:

Home Loan Interest Rates October 2016

Bank Name

Interest Rate

HDFC LTD

9.30% - 9.35%

ICICI Bank

9.30% - 9.35%

SBI Home Loan

9.25%(Women) - 9.30%(For Others)

PNB Housing

9.45%

Axis Bank

9.35% - 9.45%

Standard Chartered Bank

9.35%

Home Loan Documents Required in Bangalore

Some of the common and essential documents for home loan application in Bangalore are here.

  • Completed Home loan application
  • 3 passport size photographs (including those affixed in loan application)
  • Proof of identification: Electoral ID Card / Passport / Driving License / PAN card.
  • Proof of residence: Electoral ID Card / Passport / Electricity Bill / Telephone Bill.
  • Proof business address, in case of non- salaried borrowers
  • Statement of bank account for the last six months

ReviewsView All

Muthunarayanan

5 / 5

I have referred by cousin to try Finance Buddha website for home loan. My home loan request was for a property in Bangalore and it was approved by SBI bank very quickly. I use this website to calculate my home loan eligibility as well.
Pramod

5 / 5

Finance Buddha website stayed on top of my home loan request and made sure my loan is being sanctioned without any unnecessary delay. I now own a house in Silicon City- Bangalore.
Swapna Suresh

4 / 5

Best way to get home loan in Bangalore is to apply through Finance Buddha, my home loan was approved by Citibank at 9.6% rate of interest. Processing fee and other charges were also reasonable.
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