Home Loan in Bangalore   4.87 stars, based on 55 reviews

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Home Loan in Bangalore

As you already know, owning a house in Bangalore is not very easy, the land value in itself is very high plus being the major IT hub there is lot of expansion in Apartment living. This has increased the demand and thus the rates on property have shoot up. If you are planning to buy a house in Bangalore, the smart option is to take the option of home loan. This way you can own a house instead of just paying rent and also get the benefit of tax exemptions.

Best Home Loan Offers in Bangalore – Oct 2016

Here is the list of top 7 builders in Bangalore that offer great discounts for home loan:

Sl. No

Project Name

Builder Name

Price (Rs)


Amani Dodda maralikere

Highlife properties Pvt. Ltd.

14.4 lac


Sizzle Atlantis

Sizzle Properties

11.39 Lac


Sapani Bliss 2

Sapani Properties

10.21 Lac


Spring Hills

Debasish Deb

13.19 Lac


UTC Culture City

UTC (India) Pvt. Ltd.

5.4 lac


Dew Drops


11.98 Lac



Spark Project

12.59 Lac

How Finance Buddha can help you get a Home Loan in Bangalore?

Finance Buddha is considered and recommended as one of the easiest routes of applying for a home loan. Here you can check the eligibility criteria for applying for a home loan and make sure you have the originals and copies of the same. Because, anytime to bank officials ask for the documents you will have to submit the same.


Home Loan Eligibility Criteria in Bangalore

These are the basic eligibility criteria that every individual should meet in order to get a home loan in Bangalore.



Self Employed

Who is Eligible

People in permanent service in public or private sector.

Self-employed Business - men, doctors, engineers, dentists, architects, etc.

Loan Amount

Determined by income, current debt, age, retirement age, number of co-borrowers, maximum loan to value, etc.

Determined by income, current debt, age, retirement age, number of co-borrowers, maximum loan to value, etc.

Borrower Age at Time of Sanction

Between 21 and 60 (or age of requirement, if lower)

Between 21 and 65 years

Borrower Age at Time of Maturity

Upto 60 (or age of requirement, if lower)

Upto 65 years

Home Loan Documents Required in Bangalore

Some of the common and essential documents for home loan application in Bangalore are here.

  • Completed Home loan application
  • 3 passport size photographs (including those affixed in loan application)
  • Proof of identification: Electoral ID Card / Passport / Driving License / PAN card.
  • Proof of residence: Electoral ID Card / Passport / Electricity Bill / Telephone Bill.
  • Proof business address, in case of non- salaried borrowers
  • Statement of bank account for the last six months

Home Loan Interest Rates, Fees & Charges in Bangalore

The rate of interest, charges and fees vary from bank to bank. The list of these details is given below for applying a home loan in Bangalore. The rates and fees on a generic note at this city are:

Home Loan Interest Rates October 2016

Bank Name

Interest Rate


9.30% - 9.35%


9.30% - 9.35%

SBI Home Loan

9.25%(Women) - 9.30%(For Others)

PNB Housing


Axis Bank

9.35% - 9.45%

Standard Chartered Bank


Frequently Asked Questions


I have referred by cousin to try Finance Buddha website for home loan. My home loan request was for a property in Bangalore and it was approved by SBI bank very quickly. I use this website to calculate my home loan eligibility as well.


Finance Buddha website stayed on top of my home loan request and made sure my loan is being sanctioned without any unnecessary delay. I now own a house in Silicon City- Bangalore.


Best way to get home loan in Bangalore is to apply through Finance Buddha, my home loan was approved by Citibank at 9.6% rate of interest. Processing fee and other charges were also reasonable.


Best bank for home loan in Bangalore is Citibank and smart way to apply for it is through Finance Buddha site.


My home loan from ICICI bank, Bangalore was approved at 9.7& rate of interest. Loan amount is 12 lakhs for 15 years tenure.


I used Finance Buddha website to check my eligibility for home loan in Bangalore location. The information offered by this site is 100% accurate and reliable. I have referred by friends to try this site for home loans.


Am amazed by the extent of information available in Finance Buddha website with regard to home loans. Based on this information when I applied for a home loan in Bangalore it was approved at 8.7% rate of interest.


There are many website with information on different types of loans, but only in Finance Buddha I was able to get information on land loans or plot loans. This information helped me to purchase a property in Bangalore through Citibank.


Finance Buddha was the guiding light for me all through the home loan application. Kotak Mahindra bank in Bangalore approved my home loan with online documentation and processing fee was waived off.


If you are looking for quick disbursal of home loan in Bangalore, then apply through Finance Buddha website. My sister got her home loan sanction within 2 weeks’ time and it was a hassle-free process.


After going through the reviews and feedbacks of Finance Buddha, I decided to transfer my home loan to SBI bank through Finance Buddha. I just filled the application form in this website with basic details and everything was handled by this website in a very smooth manner. My home loan is transferred to SBI and now I save Rs. 8000 on my monthly EMI.


As I applied for a home loan in Bangalore through Finance Buddha website, my loan request was prioritized and was approved within 12 working days. I can’t ask for anything more, the service was absolutely mid-blowing.


Rate of interest and other charges at SBI bank is always affordable at SBI bank, thus I wanted to apply for home loan specifically with this bank. I used Finance Buddha website for applying home loan with SBI bank for my property in Bangalore.


I was confused whether to take pre-EMI or full-EMI for an under construction property in Bangalore. The information in finance Buddha gave clarity and I was able to make wise decisions.


I received very quick response on my home loan application with HDFC bank as I applied for it through Finance Buddha website. Everyone who is looking for a property in Bangalore should try for home loan through this site.