The experience which i have with my home loan is not so good, though my loan was approved, it took 1 month approx. i had to talk with the executives 3-4 times regarding the updates and my queries.
Processing fees cost me Rs. 10,000. The disbursal was on time and the interest rate at which my loan was disbursed is 8.55% per annum.
Took longer time which was more than 20 days to process my home loan. But i am happy at the end that i got a home loan of an amount which i wanted. i applied for a loan of 30 lakhs and my loan was approved for the same amount.
Buying a home in Bangalore would have not been possible without a home loan. Thanks, axis bank and finance buddha for providing me a home loan that too at affordable rates.
My experience is good so far with Finance Buddha, they provide good services regarding my personal loan. seeing this when i decided to purchase a home, i applied for a home loan with finance buddha only. Customer service is good as they gave response was on time.
The disbursal of my home loan was on time, the interest rate and processing charges were satisfactory. the amount for which i applied was 50 lakhs but unfortunately was not eligible for it, but after negotiation, i got approved for a loan amount of 40 lakhs.
I took my home loan from HDFC bank, i got it on interest rate of 9.25% for the tenure for 15 years. The principal amount of my home loan is 20 lakhs. The plus point with HDFC home loan is that they do have foreclosure option.
Kotak is really good in all its work and best in terms of providing services. They approved my home loan only in 6 days. Because of them only I am having my own home. They provided loan even when my CIBIL score was not that much good, the interest charged was somehow more as compared to others because of my CIBIL score.
I took a home construction loan with Kotak. The rate of interest is 9% and processing fees is comparatively low. For the construction loan I had to submit the land papers. The processing was very fast. I am happy with my decision of going with Kotak.
Finance Buddha and Kotak are the institutions on which you can rely on at the time of need. I have taken a home loan with Kotak through Finance Buddha. The Finance Buddha team helped me throughout the process and my loan was approved on the 5th working days.
I applied for my home loan with KOTAK. All the things started well. The documentation process and all were on time. But then also I don’t know what went wrong and the approval took more than 11 days. I am not fully satisfied with this thing.
I am a customer of Kotak from last 10 years, and when it comes for home loan I decided to go with Kotak only. The offered me the loan at an interest rate of 8.80% P.A. and the processing charge was 0.50%. I found this rate good for me and I took the loan. The loan amount 10 lakh and the tenure period was of 5 years.
I took a home renovation loan for my old house in Bangalore. My loan is with Kotak and for this I had to submit the home papers, my salary slip, and one card for my identity proof. The rate of interest was normal and there were no hidden charges.
Kotak is best in providing service and their main aim is to make their customers satisfied and provide all type of support they need. The staff of the bank are very well behaved and soft spoken. I called them 2-3 times for the follow up related to my home loan. my loan application was approved only in 5 working days and I am very happy with it.
I am having my on going home loan with Kotak. I applied for this loan on 25th May 2017 through Finance Buddha website. The application form was filled online and the documentation process was completed with the help of executives. I was surprised that on the 5th day I got the SMS that my credit has been approved and next day from that I got the money credited in my account.
House is the basic need of very people. And having one’s own house is a dream to a common earning man. But with the help of Kotak I was able to turn my dream into reality. I applied for a home loan with Kotak and within a short period of time my home loan got approved. I am very thankful to Kotak for their help.
The quality of service provided by the Kotak Mahindra bank was really good. The response was very quick and the processing was also fast. I am fully satisfied with their service. The rates and other charges were also low.
I applied for my home loan with Kotak Mahindra and I was amazed with the response. The response was quick and the approval process started from that very day which was followed by the document collection and submission. All these things were done by the Finance Buddha executives. I had not to visit Bank even for a single time. My home loan was approved in only 5 working days. I am very happy with the support and work of Finance Buddha team.
The price of property is rising every day in Bangalore. And having one’s own house here is considered as a big thing for a middle class family. I was able to purchase my own house in Bangalore last month only with the help of KOTAK Mahindra. They financed me my home loan.
Recently I applied for my home loan with the help of Finance Buddha portal. I got to know about this from one of my friend. The application form was filled online and after that the executives from Finance Buddha came for the documentation process. My loan was approved with KOTAK. The rates and other charges were normal with them.
Finance Buddha and Kotak Mahindra helped me in having me my 1st home. I applied for a home loan with Kotak Mahindra through Finance Buddha portal. The process started day after applying. There was a call for confirmation followed by the documentation process. The process was completed in a hassle free and smooth manner and my loan was approved only in 4 days. Thanks Finance Buddha and Kotak Mahindra.
Recently I applied for my home loan with Kotak Mahindra bank. There processing was really fast and was on time. My home loan was approved only in 5 working days. The rate of interest charged is 8.80%P.A which is low as compared to the other banks. The processing fees charged was also very low.
Shashi Kant (5/5)
I am impressed with Kotak Mahindra, I must say I am really happy with their process, it was basically a home construction loan. They took around 5 to 6 days of time to provide the loan. They took my salary slip, and other relevant documents along with my land property papers works were produced to avail this loan. In short, I enjoyed their service.
Vineet Kumar (5/5)
The processing of my home loan with Bajaj Finance was really smooth and hassle free. My loan was approved only in 6 working days. The executives of Finance Buddha were very soft spoken and helping in nature. The helped me in completing the documentation process.
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