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Frequently Asked Questions about Home Loans

4.8 stars based on 224 reviews

What is a Home loan?

Home Loan is a secured loan given by a bank against the security/hypothecation of an underlying property. In the event of failure to repay by the borrower, the bank can, subject to laws of India, attach/sell the underlying property and recover the principal amount and any outstanding interest thereon. A home loan can be availed for buying an under-construction property, resale property or even to construct a house on a vacant piece of land.

Home Loan Frequently Asked Questions ReviewsView All

Prakhar Singh

5 / 5

HDFC required very less documents physical documents for my home loan in Delhi. The interest rate charged was 8.65% per annum and I had to pay ₹10,000 as processing fees. Overall a good experience.
Vipra Singh

5 / 5

The executive assigned for my home loan by HDFC was not good, he provided me wrong information about the product so, that I can purchase it and he can get his commission. Apart from the executive, everything went well.
Anirudh Chawla

5 / 5

DHFL charged me comparatively less rate for my home loan. Executives were good and polite they also provided me information about the processing and regarding government scheme too. Because of them, I was able to avail the PMAY government scheme which made my home loan cheaper.
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