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personal finance

Top 5 Money Mistakes Keeps You away from Getting Rich

we all make mistakes in life and making financial mistake is one among them. Sometimes, a single money mistake can cost you much and can be the barrier to achieving your financial goals.

Ultimate Guide to Investment in 2019

Investment is the best way to grow your money, without making any effort. You just need to make wise decisions and select the best investment plan for you.

Best Financial Advice for the Newly Married Couples

Marriage is not only sharing the home! In all form of marriage, the couple promises to share happiness, sorrows, and responsibilities. But sharing financial life is always left behind and no one talks about it. Sharing finances between couples is… Continue Reading →

Complete Guide to Bank Fixed Deposits

Bank Fixed Deposits are financial long-term investment tool which helps you to save and invest money from your monthly income. The investment made in Fixed deposits provide you returns over a fixed period of time and can help you in… Continue Reading →

Best Guide to Investment in 30s

Are you in your 30’s and have not started investing yet? Or you are to enter in your 30’s and have no investment plan? If yes? You are at the right place. In this article, we’ll enlighten you about the… Continue Reading →

Most Simple Money Saving Tips & Tricks for 2019

How much money do you save monthly?  Do you wish you could have saved some more? Making money is a craft but saving it is definitely an art.   Having extra money left with you at the end of every… Continue Reading →

Cashless Economy: Not a Dream of Future but an Expanding Reality

Paying Without Cash is Fast Becoming the Norm! A cashless economy is the one where all the transactions are done using digital means or through cards. In a cashless economy, the circulation of physical currency (notes/coins) is always minimal. In… Continue Reading →

Being a Smart Shopper: Don’t Miss the Online E-commerce Offers

The Internet has totally revolutionized our life in the last decade. From paying our utility bills online to banking online everything has changed including the way be shop. People prefer to buy and do things online as it saves their… Continue Reading →

Tell-tale Signs to Get Rid of Your Credit Card

Credit cards are handy and can make payments of your unexpected bill easier. A credit card can also be your saviour when you are in urgent need of money. One can use a credit card to pay bills, purchase goods… Continue Reading →

Property Vs Equity: Which Gives You Best Returns on Investment?

This is a very common doubt among investors. The investors are often found confused in selecting one instrument between the real estate and stocks. Well, both have advantages and disadvantages and some features which make them unique in their own… Continue Reading →

Lost Your Credit Card? Act Fast & Take These 5 Steps Immediately

Losing a credit card is one of the utmost terrors of modern time. A stolen or lost credit card may cause unwanted consequences which may hamper your personal finance. Such are the unfortunate incidents and anyone of us can be… Continue Reading →

Dream to Accumulate Rs 1 crore in Your First Job? Learn the Strategy

Rs. 1 crore may seem to be a quite big amount when you are still new to your earning life. Indeed the amount of Rs.1 crore is considered to be a big amount for almost all average earning people. Accumulating… Continue Reading →

How Does Fluctuation in the International Interest Rate Impact the Indian Economy

The currency of every nation carries an interest rate. The interest rate is the parameter to find the strength or weakness of an economy. The rise and fall of interest rate impact an economy to a great extent. The interest… Continue Reading →

Education Loan: Acquire the Skills You Always Dream

Quality education has become one of the most expensive yet compulsory things to acquire in our life. Though education is costly nowadays, we can’t afford to ignore the same either for ourselves or our kids. According to the studies, schooling… Continue Reading →

Top 5 Common Car Loan Mistakes to Avoid

Cars are never just a vehicle; for many of us, it is a passion whereas for some others it is a necessity. The car is the next big investment for most of us after investing in a home. Car buying… Continue Reading →

International Women’s Day 2019 #BalanceforBetter

Women are an indispensable element for the progress of any society. One can make an estimation of the progress of society by looking at the women of the society. Understanding the importance of upliftment of the women community all over… Continue Reading →

How to Qualify for Startup India Action Plan

The startup India is a government aided scheme, which was initiated with the aim of promoting the startup businesses of India. This scheme was launched on January 16, 2017, by Prime Minister Mr Narendra Modi. This scheme provides financial support… Continue Reading →

Women Entrepreneurs: Now Trending in India

“ You can tell the condition of a nation by looking at the status of its women” Jawaharlal Nehru This quote by the first prime minister of India is more than enough to express the importance of women upliftment in… Continue Reading →

Top 5 Things to be Done Before You Start Investing

Investment should be a must have if you dream to become financially independent. Once you realise that your finances are stable, you are to initiate investment. If you invest regularly, you will become financially independent eventually. But before you start… Continue Reading →

How to Choose the Best Business Credit Card in India

Different credit cards are designed to serve you in a different way.  The selection of your credit card should be depended on the usage of your credit card. There are separate segments of credit cards for different uses such as-… Continue Reading →

Money Market Mutual Funds: 5 Things to Consider Before Investing

If you are among those investors who want a return better than a bank’s FD but don’t want to be exposed to the market volatility then the Money Market Mutual Funds (MMMF) are the investment vehicle you were looking for…. Continue Reading →

Top 5 Small Business Ideas You Can Start with Zero Investment

Starting a new business without investment sounds impossible. But to the surprise of many aspiring individuals, it is no more a daydream to start a business without much investment. Starting a business is not only depended on investing a high… Continue Reading →

Beware,TaxPayers! These 6 Transactions Can Get You Prosecuted

Paying Tax genuinely shows your responsibility towards the nation. Being a citizen, it is our duty to contribute to the progress of the nation by paying our taxes genuinely. Not paying tax or trying to hide your income to save… Continue Reading →

Beginners Guide to Equity Investment

Investing in the equity market may seem to be challenging for many of the investors who are new to this field. But the functioning of the stock market is not as tangled as it may sound to a new investor…. Continue Reading →

5 Best Cashback Credit Cards for Shopping

Most of the people believe that we are to use credit cards only when our savings account dries up. But this perception is never true in case of the usage of credit cards. The witty use of credit cards can… Continue Reading →

A Proposal She Won’t be Able to Forget

If you are in love with someone and want to express your feelings, then hold on, ‘The Propose Day’ is a week apart. None of the other days in the year will be as good as to propose than the… Continue Reading →

Budget 2019: Highlights You Must Not Miss

Finally, the long-awaited first budget of 2019 has been released on the 1st day February 2019. The commoners, especially the middle-class people of the nation had a great expectation from this budget and the good news is that this budget… Continue Reading →

How Blockchain is the Game Changer of Real Estate Sector

The blockchain is such an advanced technology which can be used in almost all fields where data recording and mining is needed. The list of industries that can be disrupted by the blockchain technology includes voting, share rides, Banking and… Continue Reading →

5 Tax Implications of Mutual Fund Investments

Mutual funds are one of the best investment instruments from the perspective of maximum returns and minimum risk. A mindful selection of funds can bring good returns with less exposure to potential risks. Along with the returns and risks of… Continue Reading →

Best Precious Metals for Investment: Gold, Silver or Platinum

Every investment expert you might have come across will advise you to include precious metals in your investment portfolio. Adding precious metals in the investment portfolio is not as easy as it seems to be. Before you add precious metal… Continue Reading →

Top 7 Bad Credit Card Habits You Must Quit Right Now

The use of Credit cards has given us a lot of financial freedom. Credit cards give you benefits like cashless transaction, rewards, building a credit score, discounted price on shopping etc. All those benefits of a credit card can be… Continue Reading →

All You Need to Know About Ayushman Bharat Health Insurance Scheme

The Ayushman Bharat is a government-aided health insurance scheme launched by The Honorable Prime Minister Mr Narendra Modi in the month of August 2018. Later the scheme is renamed as PM Jan Arogya Yojana (PMJAY) which become functional from Tuesday,… Continue Reading →

Understanding the Difference Between Bonds and Debentures

Bonds & Debentures Whether it may be a small enterprise, an established company or the Government itself, the need for money to make it run is ever accepted. Borrowing is one of the most common ways of availing the needful… Continue Reading →

Guide to Investment in Precious Metals

The importance of investment in personal finance is really significant. One must invest their wealth to speed up the financial growth of the investor. But to choose the right investment instrument is not an easy task. An ideal investment portfolio… Continue Reading →

Which One Should You Choose: Individual or Family Floater Health Insurance Plan

The reasons for buying a health insurance plan are indeed many in number hence ignoring a health insurance policy is never an act of a wise person. When we shop around to pick the right insurance for ourselves and our… Continue Reading →

Things to Consider Before Initiating Premature Closure of Your Fixed Deposit

A bank fixed deposit is one of the safest ways to park your surplus fund. When you don’t want the market fluctuations to have an impact on your investments, then a fixed deposit can be the best investment vehicle for… Continue Reading →

Premium Credit Cards to Own for an Exceptional Lifestyle

The growth of any nation’s economy is reflected when the number of HNI increases. The abbreviation HNI stands for High Net worth Individuals and in India, the number of HNIs are increasing every year. The individuals whose net worth is… Continue Reading →

Why Financial Planning is Necessary to Secure Your Future

As most of our lives are stuck with this 9 am to 6 pm jobs along with frequent travels, there is actually very little time left for us think beyond our jobs and the daily chores. Financial planning is one… Continue Reading →

How Your Startup Can Benefit From Blockchain Technology

The blockchain technology came into limelight for the first time because of the cryptocurrencies. The first entity to adopt this technology was the first functioning cryptocurrency ‘Bitcoin’. Later the potentialities of this technology are found to be much more than… Continue Reading →

Top 5 Fuel Credit Cards to Save on Travelling Expense in 2019

Travelling has become an undetachable part of our daily lives. The maximum number of vehicles we find on the roads are filled with the people who are commuting to their work and undoubtedly they are the regular commuters. It is… Continue Reading →

Best Airline Credit Cards for Frequent Flyers

If you are a frequent traveller then the use of a credit card is a smart way to save the travelling cost. The travelling cost is increasing day by day and If we can save some money in each travel… Continue Reading →

How to Get Maximum Return from Fixed Deposit?

Fixed deposits have always been one of the most availed investment avenues of Indian investors. The investors who like to be less exposed to be market fluctuations preferred fixed deposits (FD) as here the returns are almost fixed. Fixed deposits… Continue Reading →

6 Things to Consider Before Investing Your Hard Earned Money in Mutual Funds

Investing in Mutual funds in one of the best ways to save tax while earning good returns. Many of the financial experts suggest making an investment through ELSS mutual funds for better growth of funds. We all understand that investing… Continue Reading →

How to Find the Right Balance Between Saving, Investing & Spending?

Earning money for livelihood is something which is done around the globe. Once we get our paychecks, we are left with mainly three things to do with your money Spending, Saving, and Investing. If you want to have a healthy… Continue Reading →

7 Things You Should Not Do When the Stock Market is Volatile

Investing one’s extra money in the right place can make you free from financial worries in coming days. A perfect investment plan will make your money work for you instead you work for money. One of the most profit earning… Continue Reading →

Financial Horror Stories: Need to Learn From Mistakes

The Halloween 2018 is just a few days away we have prepared ourselves to scare others and to get scared. During the Halloween, people believe that the walls between worlds become thin and spirits could pass through into our realm…. Continue Reading →

7 Solid Steps to Achieve Financial Independence

Financial independence is the dream by almost all working class people around the globe. The term ‘Financial Independence’ refers to a stage when you are out of the worries to pay off your utility bills or bear the living expenses… Continue Reading →

Top 7 Money Pitfalls One Should Avoid When You are Single

Being single gives you an enormous freedom to spend on the things you always wanted to. The end of the long battle searching for a job is certain to provide you with a regular source of income. A regular cash… Continue Reading →

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