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personal finance blog

Top 5 Money Mistakes Keeps You away from Getting Rich

we all make mistakes in life and making financial mistake is one among them. Sometimes, a single money mistake can cost you much and can be the barrier to achieving your financial goals.

Ultimate Guide to Investment in 2019

Investment is the best way to grow your money, without making any effort. You just need to make wise decisions and select the best investment plan for you.

Best Financial Advice for the Newly Married Couples

Marriage is not only sharing the home! In all form of marriage, the couple promises to share happiness, sorrows, and responsibilities. But sharing financial life is always left behind and no one talks about it. Sharing finances between couples is… Continue Reading →

Complete Guide to Bank Fixed Deposits

Bank Fixed Deposits are financial long-term investment tool which helps you to save and invest money from your monthly income. The investment made in Fixed deposits provide you returns over a fixed period of time and can help you in… Continue Reading →

Best Guide to Investment in 30s

Are you in your 30’s and have not started investing yet? Or you are to enter in your 30’s and have no investment plan? If yes? You are at the right place. In this article, we’ll enlighten you about the… Continue Reading →

Most Simple Money Saving Tips & Tricks for 2019

How much money do you save monthly?  Do you wish you could have saved some more? Making money is a craft but saving it is definitely an art.   Having extra money left with you at the end of every… Continue Reading →

Cashless Economy: Not a Dream of Future but an Expanding Reality

Paying Without Cash is Fast Becoming the Norm! A cashless economy is the one where all the transactions are done using digital means or through cards. In a cashless economy, the circulation of physical currency (notes/coins) is always minimal. In… Continue Reading →

Being a Smart Shopper: Don’t Miss the Online E-commerce Offers

The Internet has totally revolutionized our life in the last decade. From paying our utility bills online to banking online everything has changed including the way be shop. People prefer to buy and do things online as it saves their… Continue Reading →

Switching Jobs? Do These First Before You Resign

There are a number of professionals who are ready to ditch their current job every month. This can happen due to many issues such as toxicity in the work environment, office politics, lousy management, overwork and pressure, stress and many… Continue Reading →

Property Vs Equity: Which Gives You Best Returns on Investment?

This is a very common doubt among investors. The investors are often found confused in selecting one instrument between the real estate and stocks. Well, both have advantages and disadvantages and some features which make them unique in their own… Continue Reading →

Dream to Accumulate Rs 1 crore in Your First Job? Learn the Strategy

Rs. 1 crore may seem to be a quite big amount when you are still new to your earning life. Indeed the amount of Rs.1 crore is considered to be a big amount for almost all average earning people. Accumulating… Continue Reading →

How Does Fluctuation in the International Interest Rate Impact the Indian Economy

The currency of every nation carries an interest rate. The interest rate is the parameter to find the strength or weakness of an economy. The rise and fall of interest rate impact an economy to a great extent. The interest… Continue Reading →

Education Loan: Acquire the Skills You Always Dream

Quality education has become one of the most expensive yet compulsory things to acquire in our life. Though education is costly nowadays, we can’t afford to ignore the same either for ourselves or our kids. According to the studies, schooling… Continue Reading →

Top 5 Common Car Loan Mistakes to Avoid

Cars are never just a vehicle; for many of us, it is a passion whereas for some others it is a necessity. The car is the next big investment for most of us after investing in a home. Car buying… Continue Reading →

International Women’s Day 2019 #BalanceforBetter

Women are an indispensable element for the progress of any society. One can make an estimation of the progress of society by looking at the women of the society. Understanding the importance of upliftment of the women community all over… Continue Reading →

Women Entrepreneurs: Now Trending in India

“ You can tell the condition of a nation by looking at the status of its women” Jawaharlal Nehru This quote by the first prime minister of India is more than enough to express the importance of women upliftment in… Continue Reading →

Top 5 Things to be Done Before You Start Investing

Investment should be a must have if you dream to become financially independent. Once you realise that your finances are stable, you are to initiate investment. If you invest regularly, you will become financially independent eventually. But before you start… Continue Reading →

How to Choose the Best Business Credit Card in India

Different credit cards are designed to serve you in a different way.  The selection of your credit card should be depended on the usage of your credit card. There are separate segments of credit cards for different uses such as-… Continue Reading →

Money Market Mutual Funds: 5 Things to Consider Before Investing

If you are among those investors who want a return better than a bank’s FD but don’t want to be exposed to the market volatility then the Money Market Mutual Funds (MMMF) are the investment vehicle you were looking for…. Continue Reading →

Top 5 Small Business Ideas You Can Start with Zero Investment

Starting a new business without investment sounds impossible. But to the surprise of many aspiring individuals, it is no more a daydream to start a business without much investment. Starting a business is not only depended on investing a high… Continue Reading →

Beware,TaxPayers! These 6 Transactions Can Get You Prosecuted

Paying Tax genuinely shows your responsibility towards the nation. Being a citizen, it is our duty to contribute to the progress of the nation by paying our taxes genuinely. Not paying tax or trying to hide your income to save… Continue Reading →

Beginners Guide to Equity Investment

Investing in the equity market may seem to be challenging for many of the investors who are new to this field. But the functioning of the stock market is not as tangled as it may sound to a new investor…. Continue Reading →

5 Best Cashback Credit Cards for Shopping

Most of the people believe that we are to use credit cards only when our savings account dries up. But this perception is never true in case of the usage of credit cards. The witty use of credit cards can… Continue Reading →

How Blockchain is the Game Changer of Real Estate Sector

The blockchain is such an advanced technology which can be used in almost all fields where data recording and mining is needed. The list of industries that can be disrupted by the blockchain technology includes voting, share rides, Banking and… Continue Reading →

Top 7 Bad Credit Card Habits You Must Quit Right Now

The use of Credit cards has given us a lot of financial freedom. Credit cards give you benefits like cashless transaction, rewards, building a credit score, discounted price on shopping etc. All those benefits of a credit card can be… Continue Reading →

All You Need to Know About Ayushman Bharat Health Insurance Scheme

The Ayushman Bharat is a government-aided health insurance scheme launched by The Honorable Prime Minister Mr Narendra Modi in the month of August 2018. Later the scheme is renamed as PM Jan Arogya Yojana (PMJAY) which become functional from Tuesday,… Continue Reading →

Understanding the Difference Between Bonds and Debentures

Bonds & Debentures Whether it may be a small enterprise, an established company or the Government itself, the need for money to make it run is ever accepted. Borrowing is one of the most common ways of availing the needful… Continue Reading →

Guide to Investment in Precious Metals

The importance of investment in personal finance is really significant. One must invest their wealth to speed up the financial growth of the investor. But to choose the right investment instrument is not an easy task. An ideal investment portfolio… Continue Reading →

Things to Consider Before Initiating Premature Closure of Your Fixed Deposit

A bank fixed deposit is one of the safest ways to park your surplus fund. When you don’t want the market fluctuations to have an impact on your investments, then a fixed deposit can be the best investment vehicle for… Continue Reading →

Why Financial Planning is Necessary to Secure Your Future

As most of our lives are stuck with this 9 am to 6 pm jobs along with frequent travels, there is actually very little time left for us think beyond our jobs and the daily chores. Financial planning is one… Continue Reading →

How Your Startup Can Benefit From Blockchain Technology

The blockchain technology came into limelight for the first time because of the cryptocurrencies. The first entity to adopt this technology was the first functioning cryptocurrency ‘Bitcoin’. Later the potentialities of this technology are found to be much more than… Continue Reading →

Top 5 Fuel Credit Cards to Save on Travelling Expense in 2019

Travelling has become an undetachable part of our daily lives. The maximum number of vehicles we find on the roads are filled with the people who are commuting to their work and undoubtedly they are the regular commuters. It is… Continue Reading →

Best Airline Credit Cards for Frequent Flyers

If you are a frequent traveller then the use of a credit card is a smart way to save the travelling cost. The travelling cost is increasing day by day and If we can save some money in each travel… Continue Reading →

How to Get Maximum Return from Fixed Deposit?

Fixed deposits have always been one of the most availed investment avenues of Indian investors. The investors who like to be less exposed to be market fluctuations preferred fixed deposits (FD) as here the returns are almost fixed. Fixed deposits… Continue Reading →

6 Things to Consider Before Investing Your Hard Earned Money in Mutual Funds

Investing in Mutual funds in one of the best ways to save tax while earning good returns. Many of the financial experts suggest making an investment through ELSS mutual funds for better growth of funds. We all understand that investing… Continue Reading →

How to Find the Right Balance Between Saving, Investing & Spending?

Earning money for livelihood is something which is done around the globe. Once we get our paychecks, we are left with mainly three things to do with your money Spending, Saving, and Investing. If you want to have a healthy… Continue Reading →

7 Things You Should Not Do When the Stock Market is Volatile

Investing one’s extra money in the right place can make you free from financial worries in coming days. A perfect investment plan will make your money work for you instead you work for money. One of the most profit earning… Continue Reading →

Financial Horror Stories: Need to Learn From Mistakes

The Halloween 2018 is just a few days away we have prepared ourselves to scare others and to get scared. During the Halloween, people believe that the walls between worlds become thin and spirits could pass through into our realm…. Continue Reading →

7 Solid Steps to Achieve Financial Independence

Financial independence is the dream by almost all working class people around the globe. The term ‘Financial Independence’ refers to a stage when you are out of the worries to pay off your utility bills or bear the living expenses… Continue Reading →

Top 5 Ways to Manage Money Without Regular Income

Not every person in this world likes to have a day job where they would be stuck in their cubicles from 10 am to 6 pm. The way of earning a livelihood may vary from person to person. Some persons… Continue Reading →

How to Create Perfect Mutual Fund Portfolio for Every Stage of Life

A human life passes through many stages and one needs to be financially prepared to face any of them. From being single to be married and then being a parent which is followed by retirement are the major stages of… Continue Reading →

Tax Benefits of Life Insurance Policy

A Life Insurance Policy is a great investment insurance for anyone to avail. Not only it provides coverage for death, but also for situations like temporary and permanent physical disability resulting in job loss. Life Insurance Policies are also a… Continue Reading →

What is the Ideal Age to Buy a Life Insurance?

Life insurance is the safest and best way to protect your family or dependents after your demise. Death of any living being is the eternal truth and no one can escape from this. Sometimes it may be delayed but can… Continue Reading →

Top 10 Things You Must Know Before Investing in Company Fixed Deposits

When talking about investment, Fixed Deposits is the first or second thing which strikes your mind. Bank’s fixed deposits are known to everyone and most of us must be having their fixed deposit accounts in different banks. But, do you… Continue Reading →

Top 4 Investment Tips for Women to Start Their Financial Journey

Women are the strongest part of any family and have a better finance management skill. No one can deny the fact that women have better savings skill than men. Whether a lady is hitched or not but It’s essential that… Continue Reading →

Financial Habits of Parents Which Impacts Child’s Financial Future

Parental influence is the most powerful for any child. They gradually learn and get the habits of their parents. As children, they naturally look up to their parents and aspire to emulate them. You can observe this in their behavior…. Continue Reading →

Why Should You Pay Your Credit Card Bills Before Due Date?

Credits cards nowadays are present in almost all wallets but I am pretty sure that only a few of us understands how it actually works. Understanding the functioning of a credit card is a bit complicated and hence people are… Continue Reading →

Why Investing in Gold is a Good Option in this Volatile Market?

Buying gold is the oldest way of investing. There are many traditional Indian views about gold such as it is the best passive investment, protects you in bad times and every household should invest in it. Gold has played a… Continue Reading →

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