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loans

Unexpected Things Responsible for Rejection of a Loan Application

When you apply for a loan from a bank or NBFC, they try to judge your ability to repay the loan. This judgment depends on various factors, deciding your creditworthiness. Some of those factors include borrower’s age, income, career stability,… Continue Reading →

Switching Jobs? Do These First Before You Resign

There are a number of professionals who are ready to ditch their current job every month. This can happen due to many issues such as toxicity in the work environment, office politics, lousy management, overwork and pressure, stress and many… Continue Reading →

All You Need to Know About Consumer Durable Loans

Consumer durable loans are small loans which help a customer to buy home appliances with easy EMIs. This type of loan is used exclusively to purchase durable products such as AC, TV, washing machine, refrigerator, laptop, computer, microwave, kitchen appliances,… Continue Reading →

Debt Trap a Serious Issue! Don’t Ignore these Signs!!

In this competitive world, loans have become an important financial tool on which more than 50% of the population depends. Whether it be some urgent financial requirement or the willingness to avail some luxuries, loans are the option which can… Continue Reading →

Top 3 Types of Loans You can Get to Fund Your Short-Term Requirements

Cash crunches are common and can come to anyone at any point of time. There can be immediate money requirement to bear some medical expense or it can be some shortage of money to fund your child’s wedding. Adding some… Continue Reading →

7 Simple Steps Towards Debt Repayment

Living with debts is the new normal. But if you can manage yourself to come out of the quicksand of debts, you will be able to stand above the rest. Such a financial stage of life is something which is… Continue Reading →

Why Living with Debt is the New Normal?

The economy is the fuel which makes the people of this planet lead a normal life. The transaction of money is needed for anything and everything we need to do for our survival. We can’t even imagine spending a day… Continue Reading →

Millennials May Have Debt; But They are Smart to Payoff

Millennial are the people born between 1981 and 1996. This is the generation which saw the world usher into modern digital age. They are the eye-witness to the birth of personal computers, internet, mobile phones, and smartphones. All these give… Continue Reading →

Personal Loan Vs Gold Loan Vs Home Loan Top Up

The need for cash is like that unwelcomed guest who knocks at our doors at any odd time of our lives. When no other funding options make its way to our mind, we crawl through the websites of numerous lenders… Continue Reading →

What is Debt Trap and How to Avoid It?

Debt is the amount of money you owe to others, this can be a loan from banks, private lenders or money borrowed from your friends and family. No one likes to be in debt but sometimes it becomes the need… Continue Reading →

Importance of Age and Tenure When Applying for a Loan

The rate of inflation has touched double-digit figure in the recent time where the price of everything is increasing and the value of purchasing is decreasing money wise. There has also been an enhancement  in the lifestyle of the people,… Continue Reading →

Is it a Good Idea to Repay all Loans before Retirement?

Retirement is time to leave all the responsibilities behind and enjoy a relaxed life. Whether it be traveling or staying at home and play with the grandkids. Unfortunately, there are some senior citizens who are spending their golden time being… Continue Reading →

All you need to Know about Easy Loans with Credit Card

The number of people using credit cards is increasing day by day, as it is one of the easiest ways to fulfil one’s needs and requirements when they are out of money. Credit cards are also a great help when… Continue Reading →

The Pros and Cons of Taking Out Multiple Loans at Once

Availability of online loans through different banks and DSAs have brought a huge change in the lending and borrowing process of banking. The borrowing process has become so easy that it takes only a few minutes to get money credited… Continue Reading →

All You Need to Know about Commercial Property Loans

Taking a loan for residential property is a common thing nowadays but there are many people who want to take a loan for an office space or for an outlet but they are not able to get as they have… Continue Reading →

eSign: Towards a Complete Paperless Banking

‘Online and mobile access to the banking services’ this is the basic concept behind paperless banking for most of us. But are you sure that Paperless Banking is all about this only? Let’s understand this in a better way. Paperless… Continue Reading →

Credit Score and Its Impact On Loans

The credit score is an important aspect when it comes to loan. Especially if it is a  home loan, it plays a major role because the home loan is a loan of long tenure as far as repayment is concerned…. Continue Reading →

Things to Keep in Mind Before You Sign Up as a Loan Guarantor

Basically a loan guarantor is someone who is legally liable to pay off the loan or the outstanding loan amount, in case if the primary applicant is unable to repay it. A guarantor can be anyone from your family, friends… Continue Reading →

7 Tax Saving Hacks for Small Business Owners

Taxes are stressful for most of the people and it’s a fact that no one wants to pay more tax than the necessary amount. Filing taxes for the first time as a business owner can be tiring and stressful. Payable… Continue Reading →

What makes Insta Loans so Handy?

In today’s competitive age, loans have become an important and integral part of the life of people. People do avail the loan to meet the various requirements such as financial cash crunch, education needs, wedding, hospitalization, medical emergency, travel &… Continue Reading →

How to Get a Line of Credit in India

What is a Line of Credit? Line of Credit is basically an agreement between a borrower and the lender whether it is a bank or a NBFC. According to this agreement the lender is ready to lend a maximum amount… Continue Reading →

Basic Rules to Follow When Taking a Loan

Loans are the survival tool for many people these days. Loans get you the money at the time of need in a hassle free manner. The biggest advantage of having a loan is you don’t need to borrow from your… Continue Reading →

Financial Milestones to Achieve Before You Turn 50

Making financial goals early in life will help your grow your money faster. It will also help you to create a habit of saving money. Set some Financial Milestones/ Financial Goals now, and get started right away. Whether you’re saving… Continue Reading →

5 Simple Steps to Get out of Debt in 2018

Being in debt is a very stressful experience. No matter what is your present circumstance, if you sign for a loan doesn’t matters which one,  you become obligated to repay the loan along with the interest even if you have… Continue Reading →

Top Reasons of Loan Turning Into a Bad Debt

Borrowing money is a common thing but before you borrow money, it’s very important to know the difference between good debt and bad debt. Somethings are worth going into debt, but many others can create a big financial mess for… Continue Reading →

The Growth of Digital Lending Market in India

Digitisation has completely changed the lending system in India which always existed. This has become possible with the shrinking gap between the new technologies and the lending system. With digital lending each and every step of the lending and borrowing… Continue Reading →

Financial Milestones to Achieve Before You Turn 40

Every decade of our life is a milestone in itself. Each decade of your life presents you new opportunities and new challenges and it’s completely up to you, how much you deal with these and come out victorious. But being… Continue Reading →

Guide to Flexi Business Loans

When it comes to Business, Capital is the most important thing one need for establishing and running a successful Business. Business is quite a risky thing where one can make profit but on the other hand there can be a… Continue Reading →

7 Financial Habits that will Help You to Get a Loan Faster

Future is completely unpredictable and cash crunch can occur at any point of time. Someone may face an emergency accident or someone may face a sudden down in their business or it may happen that someone decides to purchase a… Continue Reading →

What Makes a Lender Ideal?

When you are looking for a loan it is not only about the loan amount and the interest rate and the incentives but also a lender from whom you are getting any loan for your needs. It is as equivalent… Continue Reading →

Does Loan Settlement Ruins CIBIL Score?

When you take a loan, it might be the case that you decide to repay the loan through the tenure of the loan, but due to certain uncertain situations, you might end up being in a state that you cannot… Continue Reading →

Finance Mistakes That Will Comeback Haunting

Finance aspect of everyone’s live should be handled with utmost attention to detail. It is quite normal to make small mistake in financial life but be vigilant that it does not grow to big issues. Make use of mistakes as… Continue Reading →

Your Employer and Your Loan Eligibility

If you have applied for a loan in any bank, it is quite easy to understand how important employer status is. Even though you have a bit low credit score, low income it is still possible to get loan approved… Continue Reading →

Which is Lighter on Pocket- Secured Loan or an Unsecured Loan?

Most of us know what a loan is and the benefits of the same. Also we all are smart to check if the loan we are availed with is the best one that suits our requirements. However, here is another… Continue Reading →

Good Loans v/s Bad Loans: What do you actually need?

Getting loan has become very easy in India to the extent that it has become a part of everyone’s life. Most of the banks, NBFCs, housing finance companies are trying their best to market and sell loans to almost all… Continue Reading →

Under-debt or Debt-free Life – Which one is Better & Why?

In India, most of the citizens have one or the other type of loan. This is considered as one of the best way to make some savings and also to live a better life.  The country is offering loans to… Continue Reading →

Making Money from Loans

All of us would have heard about taking loan for meeting emergency needs or for covering expenses but not many know the benefit of taking loan for making money. Yes, taking loan for investment in profit generating investment is nothing but… Continue Reading →

Watch out before Becoming a Loan Guarantor

Nowadays banks have the facility to get all credit information of the applicants, thus it is not easy to hide anything from banks. All banks have access to access any type of credit data through CIBIL ratings and remarks. This… Continue Reading →

Bank or NBFC: Which is Better for Loans?

Getting a loan in India is no more a tough task if you meet the eligibility criteria but the main concern among many is to decide whether to choose a bank or NBFC for loans in India. According to research… Continue Reading →

Peer to Peer Lending in India – What is it and how it Works?

If you are thinking of a sector that has remain untouched from Digitization, then better stop thinking. The digital set up has officially taken over the world and it is better to accept the fact that the more you deal… Continue Reading →

5 Tips to Make Your Loan Application a Hassle Free Process

All of us would have had that moment in our life when money is not sufficient enough to either for buying a home, going for a vacation, buying some gadgets, for marriage expenses or for education fees. And many of… Continue Reading →

Being a Smart Borrower: 5 Tips for Women Borrowers

Money is a need at all times. In reality, many of us will look for opportunities through which some additional money can be received for meeting various necessary requirements. In India, we are lucky to have a wide range of… Continue Reading →

Loans You can Get in India – There is One for Every Need!

Many people make use of loans for emergency needs. In India there are various types of loans available from personal loans to vacation loans. However, using the right loan for appropriate use is the key. The rate of interest for… Continue Reading →

10 Tips to Get rid of the Paycheck-to-Paycheck Cycle

Paycheck-to-paycheck living means you exhaust all your income before the end of the month, and wait for your next paycheck before you can even think of paying for the essential requirements of life, such as rent, electricity, food etc. It… Continue Reading →

Accounts that Reflect in Your Credit Report

Credit Score By now you have probably understood that scores are not only important in school or college mark sheets but also have immense intrinsic value in real life as well. Each and every activity you perform leads to adding… Continue Reading →

Pre-approved Loans

You have probably received thousands of calls from so and so banks by now that offer you pre-approved loans. Not only you but the same experience was witnessed by me, my neighbor, your family and everyone around us. The fancy… Continue Reading →

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