Finance Buddha Blog | Enlighten Your Finances

Get Enlightened on Everything about Money and make informed choices when going for any Loan be it Personal Loan, Home Loan or a Business Loan.

Tag

loan

Is it a Good Idea to Repay all Loans before Retirement?

Retirement is time to leave all the responsibilities behind and enjoy a relaxed life. Whether it be traveling or staying at home and play with the grandkids. Unfortunately, there are some senior citizens who are spending their golden time being… Continue Reading →

eSign: Towards a Complete Paperless Banking

‘Online and mobile access to the banking services’ this is the basic concept behind paperless banking for most of us. But are you sure that Paperless Banking is all about this only? Let’s understand this in a better way. Paperless… Continue Reading →

Credit Score and Its Impact On Loans

The credit score is an important aspect when it comes to loan. Especially if it is a  home loan, it plays a major role because the home loan is a loan of long tenure as far as repayment is concerned…. Continue Reading →

Things to Keep in Mind Before You Sign Up as a Loan Guarantor

Basically a loan guarantor is someone who is legally liable to pay off the loan or the outstanding loan amount, in case if the primary applicant is unable to repay it. A guarantor can be anyone from your family, friends… Continue Reading →

Top Reasons of Loan Turning Into a Bad Debt

Borrowing money is a common thing but before you borrow money, it’s very important to know the difference between good debt and bad debt. Somethings are worth going into debt, but many others can create a big financial mess for… Continue Reading →

What Happens When a Borrower Fails To Repay a Loan?

A Loan is an amount of money provided to the borrower by the lender with or without any collateral, with the promise of repayment of the initial amount borrowed along with interest. This way the borrower gets the money in… Continue Reading →

7 Financial Habits that will Help You to Get a Loan Faster

Future is completely unpredictable and cash crunch can occur at any point of time. Someone may face an emergency accident or someone may face a sudden down in their business or it may happen that someone decides to purchase a… Continue Reading →

What Makes a Lender Ideal?

When you are looking for a loan it is not only about the loan amount and the interest rate and the incentives but also a lender from whom you are getting any loan for your needs. It is as equivalent… Continue Reading →

Does Loan Settlement Ruins CIBIL Score?

When you take a loan, it might be the case that you decide to repay the loan through the tenure of the loan, but due to certain uncertain situations, you might end up being in a state that you cannot… Continue Reading →

Your Employer and Your Loan Eligibility

If you have applied for a loan in any bank, it is quite easy to understand how important employer status is. Even though you have a bit low credit score, low income it is still possible to get loan approved… Continue Reading →

Which is Lighter on Pocket- Secured Loan or an Unsecured Loan?

Most of us know what a loan is and the benefits of the same. Also we all are smart to check if the loan we are availed with is the best one that suits our requirements. However, here is another… Continue Reading →

Good Loans v/s Bad Loans: What do you actually need?

Getting loan has become very easy in India to the extent that it has become a part of everyone’s life. Most of the banks, NBFCs, housing finance companies are trying their best to market and sell loans to almost all… Continue Reading →

Making Money from Loans

All of us would have heard about taking loan for meeting emergency needs or for covering expenses but not many know the benefit of taking loan for making money. Yes, taking loan for investment in profit generating investment is nothing but… Continue Reading →

Watch out before Becoming a Loan Guarantor

Nowadays banks have the facility to get all credit information of the applicants, thus it is not easy to hide anything from banks. All banks have access to access any type of credit data through CIBIL ratings and remarks. This… Continue Reading →

Bank or NBFC: Which is Better for Loans?

Getting a loan in India is no more a tough task if you meet the eligibility criteria but the main concern among many is to decide whether to choose a bank or NBFC for loans in India. According to research… Continue Reading →

Peer to Peer Lending in India – What is it and how it Works?

If you are thinking of a sector that has remain untouched from Digitization, then better stop thinking. The digital set up has officially taken over the world and it is better to accept the fact that the more you deal… Continue Reading →

5 Tips to Make Your Loan Application a Hassle Free Process

All of us would have had that moment in our life when money is not sufficient enough to either for buying a home, going for a vacation, buying some gadgets, for marriage expenses or for education fees. And many of… Continue Reading →

Being a Smart Borrower: 5 Tips for Women Borrowers

Money is a need at all times. In reality, many of us will look for opportunities through which some additional money can be received for meeting various necessary requirements. In India, we are lucky to have a wide range of… Continue Reading →

Loans You can Get in India – There is One for Every Need!

Many people make use of loans for emergency needs. In India there are various types of loans available from personal loans to vacation loans. However, using the right loan for appropriate use is the key. The rate of interest for… Continue Reading →

Pre-approved Loans

You have probably received thousands of calls from so and so banks by now that offer you pre-approved loans. Not only you but the same experience was witnessed by me, my neighbor, your family and everyone around us. The fancy… Continue Reading →

© 2019 Finance Buddha Blog | Enlighten Your Finances — Powered by WordPress

Theme by Anders NorenUp ↑