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home loan

Axis Bank Home Loan: Buy Your Dream Home

Axis Bank is one among the largest private sector banks in India providing affordable housing facilities. Hence, when looking for a home loan Axis Bank Home Loan should be on top of your priority. Let’s explore more about it.

Best Home Loans of 2019

A home loan is one of the biggest financial commitments. The loan amount of a home loan is always high and hence it comes with a higher EMIs. The tenure period of a home loan is maximum of all the… Continue Reading →

Top 3 Factors That Impact Your Home Loan EMI

Home loans are one of the biggest financial commitments of one’s life. Most of the home loans are big-ticket loans and hence little mistakes can create big issues in future. When you plan to avail a home loan, you are… Continue Reading →

Home Loans for Contract Based Employees in India

Home loans are the vital force that bridges our dream of owning a home to reality. But to avail a home loan, one has to qualify for it. All hosing financing companies follow some certain guidelines to find the creditworthiness… Continue Reading →

CERSAI: The Lesser Known Facts on your Mortgage Loan

Mortgage frauds are one of the biggest concerns of Indian mortgage investors. Many a time people, as well as lenders, become victims of fraudulent activities while investing in the mortgage. Such incidents are not unique when the same property is… Continue Reading →

Home Loan Process: Start to Finish

Without the support called home loans, most of our dream of buying a home would have ever been a dream only. Once you choose a home to buy, you are to initiate the process of the home loan. A home… Continue Reading →

Home Loans for First Time Home Buyer: How to Get Qualified?

Buying a home of our own is one of the biggest motivations for many of us to work hard and save money. Buying a home is indeed a big deal for any person of any age. Moreover, if you are… Continue Reading →

Top 5 Home Loan Providers in India

The growth of the Indian economy can be seen in the rapid increase of home buyers in recent time. As the demand for property is increasing so as the property prices. Well, to the relief of a number of potential… Continue Reading →

How to Get an ICICI Home Loan

Home loans in India have become much easier to avail because of the excellent service provided by public banks like ICICI. ICICI is one of the biggest names in home loan providers in India. ICICI provides home loans of different… Continue Reading →

Understanding the Difference Between Home Insurance and Home Loan Insurance

Insurances of all kinds give us assurance of safety against the unfortunate events of life. One must have insurance policies for all the valuables including homes and home loans. Both the home loan and home insurance loan are related to… Continue Reading →

Loan Against Property: Here are the Top Benefits

The present credit market provides a loan seeker with a number of credit products. Some of the credit products are to be used for a specific use such as a home loan or education loan while some others come with… Continue Reading →

Home Loan Agreement: Important Clauses that Every Buyer Must Know

The home buying process starts with the searching for a suitable home to buy than finding the right lender followed by submitting the pile of documents and ends with a lot of signatures on the number of pages of the… Continue Reading →

Top 5 Things to Consider Before Opting a Loan Against Property

Owning property gives you multiple benefits. If you use your property as a residential property it will give you the feeling of peace with proud as you are living in your own home. If you make your property a commercial… Continue Reading →

How to Avoid Home Loan Flat Interest Rate Trap

Living with credits is the new normal. Almost everyone around us carries a debt of this or that. It may be a home loan, vehicle loan, personal loan, education loan, and loan against property and gold loan. Actually, availing a… Continue Reading →

11 Mistakes of First Time Home Buyers

Buying a home is not less than a lifetime achievement for most of us, especially, when it is our first home. Buying a home is never an easy task. The process of home buying is something which is never taught… Continue Reading →

Things to Keep in Mind While Applying for Home Loan in Your 40s

It is never too late to own your home of dreams. Till a decade back salaried people used to wait until their retirement to buy their home using their retirement corpus. Now the scenario has changed. Only after two years… Continue Reading →

Defaulted On Home Loan EMIs? Know Your Rights!

A home loan is not just a credit product, it is indeed a financial commitment. Such commitments generally continue for a decade or sometimes more than that. A borrower promises to pay a fixed amount to the lender for coming… Continue Reading →

Benefits of Adding Spouse as a Co-owner When Buying a House

Buying a home is a common decision of a family. All most all home buyers take the home buying decision only when both the spouses are ready for the same.  In countries like India, homes have much emotional value along… Continue Reading →

Home Loan Rejection: Reasons Lenders Will Not Tell You

Till a few years back, people used to wait until their retirement to purchase a home. But the scenario has been changed. The home financings have much simplified the home buying process. It is the home loan only which has… Continue Reading →

Top 7 Factors That Affect Your Loan Against Property Eligibility

Lending and borrowing have become the inseparable parts of our lives. Such occasions are very common when you and your life milestones are apart just because of the lack of sufficient fund. Whenever you are at a stage of taking… Continue Reading →

Which has More Benefits? Home Loan Balance Transfer or Home Loan Top Up?

When you avail a home loan, it doesn’t only act as the primary financial support to buy your home. There are many added advantages that can be availed by an existing home loan borrower. The best part of taking a… Continue Reading →

How to Find the Best Home Loan in Your City?

Home buying has been much simplified with the advent called home loans. Because of the easy access to home loans, a huge number of people can now afford homes without much financial pressure. While buying a home through bank finance… Continue Reading →

How to Manage Your Home Loan Like a Pro

Home loans are a great option to finance your new house and are easy to avail too. But, managing a home loan efficiently is not that easy as you might think. A home loan is a long tenure loan hence,… Continue Reading →

How to Buy a Property Under Auction

People take a home loan by mortgaging their property to the bank to purchase a home. In the events when the loan borrower is unable to pay off the loan, the lender is authorized to sell the property to refund… Continue Reading →

Reverse Mortgage for Pensioners

Every working individual wants to spend his retirement life with dignity. If you are also about to reach your retirement or you are in the retirement period, you may be looking for a way to fund your lifestyle without depending… Continue Reading →

How Can NRIs Avail a Home Loan in India

Having an own house is a common dream for most of us and the people who are living far from our country are not an exception and have the same dream as well. Having an own house in the country… Continue Reading →

10 Tips to Avoid Mortgage Pitfalls

Mortgage loans are the credits of a considerable amount which is sure to make a great impact on the borrower’s financial life. Mortgage loans are generally taken once in a lifetime and hence such credits are advised to be taken… Continue Reading →

Best Home Loan Options by SBI

SBI is one of the nationalized banks in India which offers different financial products to its customer. These products are personal loan, Business loan, Education loan and so on. However, among all these products Home Loan is the most liked… Continue Reading →

How to Deal with Home Loan Interest Rate Hikes

The home loan borrowers have faced another shock when the RBI hiked its repo rate consecutively second time in last two months. The latest revision on repo rate is announced on 1st August in which an increase of 25 basis… Continue Reading →

How Can Young Professionals Benefit From Step Up Home Loans

Buying your own home at a young age is itself an achievement and most of the young professionals are successful at it nowadays. However, a major part of our population who have just started earning don’t even think about it…. Continue Reading →

How to Get B-Khata Home Loan?

Taking a home loan is common these days as it is that financial instrument which helps you to own your dream house. However, opting for a home loan is the good option but do you know your Home Loan Application… Continue Reading →

Home Loan Protection Insurance Plan: Mandatory or Not?

Home Loan Protection Plan Mortgage Insurance or Home Loan Insurance or Home Loan Protection plan is an insurance plan in which the insurer pledges to repay the balance home loan amount of the insured, should the insured passes away before… Continue Reading →

How to Avail Home Loan Subsidy Under Pradhan Mantri Awas Yojana

Pradhan Mantri Awas Yojana With “Housing for All” by 31st March 2022, the Pradhan Mantri Awas Yojana was launched in June 2015, with an aim to provide affordable housing to the urban people of India. Pradhan Mantri Awas Yojana or… Continue Reading →

Home Loan vs Home Construction Loan

One can achieve one’s home of dreams in many different ways. Some of us like to own a readymade house whereas some others like to see their home being built exactly the way they planned it to be. It is… Continue Reading →

Why SBI Home Loan is the Best Mortgage Option

State Bank of India is India’s largest and most trusted Government Bank. SBI is the most preferred bank among the borrowers when it comes to Home Loan. However, there are many other banks such as HDFC Bank, Axis Bank, ICICI… Continue Reading →

Top 7 Home Loan Repayment Options

These days home loan companies are offering many customized repayment options to suit the borrower’s loan requirements. Among these options, some provide flexibility in repaying the loan, while others are linked to the various stages of the house construction. Overall,… Continue Reading →

Worried about the RBI’s hiked Repo Rate? Here is How You can Beat the Interest Rate Hike burden

The news of hiked repo rate by RBI is in buzz as the same has been increased after almost 4 and half years.  On the 6th day of June 2018, RBI has announced the revised repo rate of 6.25% which… Continue Reading →

Home Construction Loans to Build Your Dream Home

Building a house of your own is everybody’s dream. But it requires lots of planning, from designing its architecture to laying the first foundation, constructing from ground up and designing its interiors. Apart from the planning, another important thing which… Continue Reading →

How to Compare and Choose Home Loans in India

The stepping stone of availing a home loan is to start comparing home loans provided by different banks on the basis of interest rate. We do so as we think that interest rate is the only criteria to compare the… Continue Reading →

How Senior Citizens can Get a Home Loan?

In this age of high inflation, higher medical costs, and ambitious lifestyles, home loan is that financial tool which helps you to own you a home. But the process of getting a home loan for a younger person is very… Continue Reading →

Understanding the Benefits of Home Loan Balance Transfer

Amit has availed home loan at 10% and there are 15 years remaining to repay the loan wherein 20 lakhs is the unpaid principal amount. If he decided to switch the loan to 9%, then in a year he would… Continue Reading →

Get Ready to Pay Revised EMI on Your Home Loan

If you are an existing home loan borrower or about to apply for a home loan then this is the news which will make an impact on your decision. The MCLR (Marginal cost of lending rate) has been increased by… Continue Reading →

Buying a New Home before Selling Current House? Read This First

Buying a Second Home! Yaay it always sounds too good to be true. It’s never like- you purchase a home and you are bound to stay in the same house for lifetime. There are many reasons because of which people… Continue Reading →

How to Get the Best Home Loan Rates

One of the most commonly used funding source for procurement of a home is housing loan. This is available in India and it’s promoted by the government with low interest rates. Bank officials will visit the property to check if… Continue Reading →

Home Buying Simplified with Pre-Approved Home Loans

Imagine you have finally selected your dream house to purchase. You reach a lender only to find out that you are not eligible for the amount which you need to buy that house and so your home loan application got… Continue Reading →

Keep These Documents Ready for Home Loan Balance Transfer

Living in the own house is a dream of almost each and every person. To support and help the people fulfilling the dreams, the banks such as HDFC, ICICI, SBI and FIs such as Bajaj Finance, Tata Capital etc. have… Continue Reading →

Top 7 Things to Keep in Mind When Prepaying Your Home Loan

Home Loan is that credit instrument which helps us to purchase our own home. A study says that more than 80% of the people living in urban areas go with home loan to buy their home. Most of the people… Continue Reading →

How to Prevent Foreclosure of Your Home Loan?

The time homeowner is facing financial issues; dreadful consequences can enter into the picture. This is very true when it comes for the foreclosure of your house that was used to secure the debt owed to the lender who is… Continue Reading →

Essential Considerations before Applying for a Home Loan

Samarth always had a dream to purchase his own house, rather own a lavish house, in which he can live with his large family. When he got stable in his job, he decided to opt for a home loan. He… Continue Reading →

Tax Benefits of Owning Multiple Houses

Investing in real estate is the most common investment for we Indians. Investment is now a days considered a better option than savings as with investment your money grows with time without any extra effort. With the rising price of… Continue Reading →

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