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credit score

Why Personal Loan Application May Be Turned Down for Those Living in Shared Accommodation?

The shared accommodation is very popular among young professionals who are bachelors or living in different cities apart from their families. This type of accommodation is not only pocket-friendly, but it also comes with many other added advantages. The notable… Continue Reading →

Why Should You Pay Your Credit Card Bills Before Due Date?

Credits cards nowadays are present in almost all wallets but I am pretty sure that only a few of us understands how it actually works. Understanding the functioning of a credit card is a bit complicated and hence people are… Continue Reading →

How can I Make My Credit Card a Helpful One?

Credit cards are generally seen as the enemy of personal finance and most of the people who think themselves to be financially aware, keep a distance from credit cards. But the fact goes unnoticed by those people that credit cards… Continue Reading →

All you need to Know about Easy Loans with Credit Card

The number of people using credit cards is increasing day by day, as it is one of the easiest ways to fulfil one’s needs and requirements when they are out of money. Credit cards are also a great help when… Continue Reading →

How to Clean Up Your Credit Report in 2018

It is a fact that credit report is the report of one’s financial life. It is the numbers on your credit score which decides your credit worthiness. Each and every lender will check your credit report, as it is one… Continue Reading →

Credit Score and Its Impact On Loans

The credit score is an important aspect when it comes to loan. Especially if it is a  home loan, it plays a major role because the home loan is a loan of long tenure as far as repayment is concerned…. Continue Reading →

Things to Keep in Mind Before You Sign Up as a Loan Guarantor

Basically a loan guarantor is someone who is legally liable to pay off the loan or the outstanding loan amount, in case if the primary applicant is unable to repay it. A guarantor can be anyone from your family, friends… Continue Reading →

Things You Should Know About CIBIL and Equifax

CIBIL and Equifax and are the credit information companies authorized by the Reserve Bank of India. Both CIBIL and Equifax collect and record the credit-related activities of customers all over the India and process the financial raw data to provide… Continue Reading →

How Often You Should Use Your Credit Card

A Credit Card is sort of a pre-approved personal loan, using which a person can make certain purchases, borrow money against it or one can even get advance cash. It is one of the best options which a person have… Continue Reading →

Top 6 Tips to Improve Your Odds of Getting a Small Business Loan in 2018

Lack of fund is one of the main reasons behind failure of many startups and small businesses. Enterprising individuals even with innovative business ideas often struggle in materialising their projects because of lack of funds. Even when a venture takes… Continue Reading →

Tips to Avoid Rejection of Your Home Loan Application

With the rise in prices of the property, buying a home seems a very difficult task. Even if you decide to buy one, it is not at all possible with the available funds you have in form of savings, be… Continue Reading →

Tips to get a Loan for Land Purchase

Purchasing land enables you to fabricate the home you had always wanted to preserve a cut of nature. In many cases, land can be costly in the high demand areas or in big cities, so you may require fund to… Continue Reading →

CIBIL Report Mistakes and How to Correct Them

It is undoubtedly a stressful thing to see that your future lies on someone else’s hands. We are talking about your CIBIL Report here. The status of your CIBIL Report is being updated by the bank or the financial institutions…. Continue Reading →

9 Business Loan Myths Busted

Business Loan is the best option to grow your business when you have a proper plan to take your business to the peak but lack the required capital. In cases like this one can directly go to a bank and… Continue Reading →

Facts about CIBIL Score No one will Tell You

Those who are very keen for a loan will definitely would have come across the word “CIBIL”. Yes, no bank or NBFCs out there will be ready to offer you loan amounts without checking your CIBIL score. In fact, whether… Continue Reading →

5 Myths about Personal Money Management

Managing money is a part of everyone’s life. Effective managing money in other words means lead a good and financially healthy life. Money management is definitely a skill whether it is in personal or work life. It is essential to… Continue Reading →

Does Loan Settlement Ruins CIBIL Score?

When you take a loan, it might be the case that you decide to repay the loan through the tenure of the loan, but due to certain uncertain situations, you might end up being in a state that you cannot… Continue Reading →

How to take Your CIBIL Score from 360 to 800 in 1 Year

CIBIL Score is a factor that determines whether or not a loan should be approved. Every bank that has to sanction any type of loans or even credit cards will depend on the credit scoring to determine how creditworthy an… Continue Reading →

Guide to Removing Late Payments from CIBIL Report

CIBIL- Credit Information Bureau (India) Limited is the very first India’s Credit Information Company, this was founded in the year 2000 August. This is the central document for lenders to access the credit worthiness of the borrower and to determine… Continue Reading →

10 Facts about Equifax

Credit Score is always important when you are in debt or mortgage market. According to the economic climate your score varies from being excellent to below average. Credit Score is a three digit number that show the character of your… Continue Reading →

Beware! Your CIBIL Score Affects Your Employment

When you are going for a job interview the first thing you update is your resume. You check your marks, job history, performance score, abilities, references and such. These are common. Every applicant knows this when he / she goes… Continue Reading →

How to Maintain a Good Credit History

Raj thought he had it made! He was from a poor family and had studied very hard, he had got a scholarship to go to a college he could not afford on his own, and eventually, landed a job in… Continue Reading →

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