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cibil score

5 Things to Consider Before You Re-apply for a Personal Loan

Has your Personal Loan application been rejected in the first attempt? Don’t worry, you are not alone there, a large number of personal loan applications get rejected in their first attempt due  to various reasons. You just need to fix… Continue Reading →

How to Clean Up Your Credit Report in 2018

It is a fact that credit report is the report of one’s financial life. It is the numbers on your credit score which decides your credit worthiness. Each and every lender will check your credit report, as it is one… Continue Reading →

Credit Score and Its Impact On Loans

The credit score is an important aspect when it comes to loan. Especially if it is a  home loan, it plays a major role because the home loan is a loan of long tenure as far as repayment is concerned…. Continue Reading →

Things You Should Know About CIBIL and Equifax

CIBIL and Equifax and are the credit information companies authorized by the Reserve Bank of India. Both CIBIL and Equifax collect and record the credit-related activities of customers all over the India and process the financial raw data to provide… Continue Reading →

How Often You Should Use Your Credit Card

A Credit Card is sort of a pre-approved personal loan, using which a person can make certain purchases, borrow money against it or one can even get advance cash. It is one of the best options which a person have… Continue Reading →

What are the Rights of Every Loan Defaulter?

Money is one of the basic necessities of our life and is required for almost everything. Apart from basic necessities, lifestyle spends such as buying a home, higher education of children or to buy a car. Apart from all these… Continue Reading →

Checklist for Your Financial Health

Staying healthy may not always be easy, it requires a checklist of steps you can take to make the odds in your favour. Doctors, and also number of reputable health experts can tell you what to do exactly, and what… Continue Reading →

Tips to get a Loan for Land Purchase

Purchasing land enables you to fabricate the home you had always wanted to preserve a cut of nature. In many cases, land can be costly in the high demand areas or in big cities, so you may require fund to… Continue Reading →

Financial Milestones to Achieve Before You Turn 30

Life begins at 30! 30 is the age when a person is still young and energetic but not as naive as their teenage. This is the age when most of the people having finished their education become stable in their… Continue Reading →

7 Financial Habits that will Help You to Get a Loan Faster

Future is completely unpredictable and cash crunch can occur at any point of time. Someone may face an emergency accident or someone may face a sudden down in their business or it may happen that someone decides to purchase a… Continue Reading →

Facts about CIBIL Score No one will Tell You

Those who are very keen for a loan will definitely would have come across the word “CIBIL”. Yes, no bank or NBFCs out there will be ready to offer you loan amounts without checking your CIBIL score. In fact, whether… Continue Reading →

5 Myths about Personal Money Management

Managing money is a part of everyone’s life. Effective managing money in other words means lead a good and financially healthy life. Money management is definitely a skill whether it is in personal or work life. It is essential to… Continue Reading →

Does Loan Settlement Ruins CIBIL Score?

When you take a loan, it might be the case that you decide to repay the loan through the tenure of the loan, but due to certain uncertain situations, you might end up being in a state that you cannot… Continue Reading →

How to take Your CIBIL Score from 360 to 800 in 1 Year

CIBIL Score is a factor that determines whether or not a loan should be approved. Every bank that has to sanction any type of loans or even credit cards will depend on the credit scoring to determine how creditworthy an… Continue Reading →

Guide to Removing Late Payments from CIBIL Report

CIBIL- Credit Information Bureau (India) Limited is the very first India’s Credit Information Company, this was founded in the year 2000 August. This is the central document for lenders to access the credit worthiness of the borrower and to determine… Continue Reading →

10 Facts about CIBIL Score

CIBIL Score – What does it mean? CIBIL is said to be the first Indian credit Information Company. Credit Information Bureau India Limited popularly known as CIBIL maintains credit records of each individual involved in loans and debt market. not… Continue Reading →

Beware! Your CIBIL Score Affects Your Employment

When you are going for a job interview the first thing you update is your resume. You check your marks, job history, performance score, abilities, references and such. These are common. Every applicant knows this when he / she goes… Continue Reading →

Why was My Personal Loan Application Declined?

Personal Loan being turned down is a serious blow, especially when you’re in a situation where you have no other way to arrange for funds. So, before you apply again for the loan, it’s good to understand why your loan… Continue Reading →

How to Maintain a Good Credit History

Raj thought he had it made! He was from a poor family and had studied very hard, he had got a scholarship to go to a college he could not afford on his own, and eventually, landed a job in… Continue Reading →

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