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Personal Loan

Wondering what a Personal Loan is? Here is all that you need to know!

A Personal Loan is a credit instrument that helps a borrower to get quick financing for any kind personal requirement. Personal loans never demand collateral or guarantor as this credit is unsecured in nature.

Personal loans have so many highlighting features from start to end. It has simple & easy application process. You need to provide minimal documentation and processing is quick. The rates offered are affordable rates with longer tenures.

With the digitization of the personal loan application process, the time to disbursal has come down from 3-5 days to just few seconds. As such, personal loans are the best financial tool for monetary emergencies.

There is no second opinion that personal loans can become your best helping hand during hard times. Hence it is very important to understand all the aspects, to get the maximum benefit out of it. Borrowing decisions are always crucial and need to be an informed one so that there are no regrets later on.

Hence, it is very important for an applicant to know everything about the personal loan application process. Ignoring crucial details will lead to the rejection of the personal loan application. This in turn would affect the credit report of the applicant. A low credit score reduces the possibility of availing another personal loan in the near future.

However, only a handful of people who do in-depth research before applying. As such, we have brought together an elaborate set of articles in a simple and easy to understand language.

Paperless Loans: Get Personal Loans without Documents

Paperless Personal Loans are a great tool to tackle any kind of financial emergency. Personal loans are already unsecured and its online availability and paperless processing add yet another charm to it.

How to Get the Best Personal Loan in Bangalore

Bangalore ‘the information technology hub of India’ or the  “IT capital of India”. It is the capital of Karnataka. The city gives the opportunity to see the modern face of developing India. The City is even good at its education… Continue Reading →

Consider Online Personal Loans -Instead of a Trip to the Bank

Unsecured, easy availability, convenience, and multipurpose nature all these facilities come together in a bundle with an online personal loan. Apart from all these, there are many more benefits which come along with the online personal loan about which many… Continue Reading →

Should You Apply for a Personal Loan Online or Offline?

As technology is getting advanced across the globe, it has brought a tones of changes in our day to day life. From using upgraded appliances in the kitchen to your upgraded mobile phones with the internet has totally changed the… Continue Reading →

Top 5 Benefits of Applying Personal Loan Online

Personal loans are those financial weapons which have the potential to take you out of any temporary financial emergencies. Personal loans are easy to avail and are available with almost all the top lenders. Whether it’s arranging funds for your… Continue Reading →

Top 10 Purposes to Apply for Personal Loan Online

Personal Loan provides you a lot of free hand with respect to funds which you get from it. Since there is no limitation on the use of money borrowed through it, the personal loan becomes more helpful to the people…. Continue Reading →

Explained: How Instant is Finance Buddha’s Instant Loan

Even if you have investment and savings for the future, situations in life may come where the money is required urgently. It can be an accident, or some financial cash crunch aroused due to sudden requirement. Whenever there is an… Continue Reading →

Best Instant Loans of 2019

Are you looking for an instant cash loan in India? Well, your search ends here, with us! In this article, we have brought the best Instant loans of 2019 for you. An Instant personal loan can be a great help… Continue Reading →

Best Personal Loans of 2019

The best personal loans help you to reach your financial goal in a better way. Whether be it paying off a debt or covering an expense, a personal loan become a great fit for all your needs. It is not… Continue Reading →

Explained: Instant Personal Loans

Instant Loan is a digital transaction in which the lender lends money to the borrower without any paperwork. Instant personal loans are the digital loans which are processed online. This type of loan is called instant loans because of being… Continue Reading →

Pros & Cons of Long-Term Personal Loan

Personal loans are well known for being flexible. The flexibility in terms of loan amount and repayment makes it one of the most used credit products of the present day. One can opt for any loan amount according to the… Continue Reading →

Personal Line of Credit: Online Lending Vs Conventional Lending

A personal line of credit is a revolving credit that works more or less like a credit card. One can compare a personal line of credit with personal loans which are often called conventional lending as both serve the same… Continue Reading →

Smart Ways to Reduce Your Personal Loan Burden Without Affecting Your Wallet

Personal loans often make our lives easier by helping us out during the cash crunches. But never to ignore the fact that paying off the loan(s) is a liability and failing to fulfil the same can land us in hot… Continue Reading →

Bajaj Finserv Personal Loan – A Personal Loan for All Your Special Needs

Availing a personal loan has become an easy affair nowadays but choosing the right financing partner for your personal loan is getting more and more complexed day by day. One needs to choose the best lender among hundreds of lenders…. Continue Reading →

Is It Mandatory to Stick to the Purpose of My Personal Loan?

Many of the potential as well as existing personal loan borrowers come up with the doubt if they can alter the purpose of the loan after the loan disbursal.  Here we get the answer the answer to your question. To… Continue Reading →

How to Get Qualified for an Online Loan?

Online loans can help you to come over those critical conditions where money becomes the prime necessity. As online loans are fast in processing and disbursal, it can become a great help in fighting financial emergencies. But getting approval on… Continue Reading →

Indicative Broken Period – Why Is It Important to Know?

It is well known that personal loans become our saviour on occasions when urgent funding becomes the call of time. Because of being fast in processing, a personal loan can help us to fight financial urgencies. The benefits of a… Continue Reading →

How to Get Personal Loan from Tata Capital?

Tata Capital is a well-known financial service provider. This NBFC offers various kinds of financial products such as home loan, business loan, loan against property, personal loan and so on. Tata capital was founded in the year 2007 and within… Continue Reading →

IndusInd Bank Personal Loan: The Helping Hand of Hard Times

The IndusInd Bank is a private bank based in Mumbai, Maharashtra. This bank was founded in the year 1994 with the primary objective of serving the NRI community. But the services of this bank is never confined within the NRI… Continue Reading →

What Makes Citibank Personal Loans Attractive

Citibank was founded in the year 1812 in New York City. This bank is functioning for more than 200 years and renowned for financial products like home loan, personal loan, business loan, credit cards etc. The Citibank India is a… Continue Reading →

How to Get Axis Bank Personal Loan

Whether you wish to renovate your home, go for travel or consolidate your credit card bill, a personal loan from Axis bank is the single solution for all your financial worries. Axis bank is one of the most preferred banks… Continue Reading →

Top 7 Benefits of Taking a Personal Loan for Medical Emergency

Emergencies are rare but no one can be assured of escaping emergencies at all times. There can be different kind of emergency situations arise in our lives and among all those situations, a medical emergency is the most catastrophic one…. Continue Reading →

How Instant Personal Loans Help to Fulfil Your Dreams

In this age of digitalisation, none of us likes to wait a long time to make our dreams come true. The dreams of the millennials are in abundance and everyone is chasing our dreams which are either small or big…. Continue Reading →

How to Plan the Perfect Valentine’s Day for Your Loved One

Valentine’s day is such a day which is celebrated around the globe. On this day we celebrate the priceless feeling called ‘Love’. Valentine’s Day is celebrated on 14th February every year. This is the time of the year, which is… Continue Reading →

It’s Time to Seal the Deal

The love week is coming to an end with the Kiss day which is the 7th day of the love week. The love week started on 7th February with the Rose day. Each day after the rose day we have… Continue Reading →

Embrace a New Phase of Life

An embrace or a hug is a gesture that speaks a thousand words in deep silence. Hugs are really special. Let’s make it even more memorable by celebrating the 6th day of the love week as Hug Day. The hug… Continue Reading →

Why Not Promise Financial Security?

The month of February is the shortest month of the year but the significance of this month is never less for the ones who value their loved ones the most. The month of February gives us one more chance to… Continue Reading →

Speak Your Heart Out with Teddy

Hey Gentleman! Guess which day of the love week we are about to celebrate. It’s the Teddy Day, the fourth day of the week. The roses you had given must have dried up and the chocolates are certain to be… Continue Reading →

A Sweet Start to a New

The love week is continuing on its full swing. We have arrived at the third day of the love week, The Chocolate Day. The day is called the chocolate day as people give chocolates to their loved ones on this… Continue Reading →

How to Track Your Personal Loan Status

There is hardly a person can be found who was never hard pressed for the urgent need of money. The need for money can arise because of many reasons such as marriage, education fees payment, medical emergencies etc. Whatever the… Continue Reading →

Personal Loans: Applying Directly v/s Applying Through a DSA

Personal loans are a kind of unsecured and multipurpose loan extended by financial institutions. This is a term loan which comes at a fixed interest rate ranging from 11% -37% per annum. As a personal loan is unsecured in nature,… Continue Reading →

How Frequently Can I Apply for an Instant Personal Loan

Personal loans are very useful and easy to avail. The features like being multipurpose or unsecured in nature have made a personal loan one of the best-selling credit products of the present credit market. Though personal loans are the highest… Continue Reading →

Job Relocation: Finance Your Moving Expenses with a Personal Loan

A job relocation sometimes becomes the stepping stone for the growth of career. Sometimes we need to relocate for a new job with the better designation or some other times being promoted to the next designation by the same employer…. Continue Reading →

Online Personal Loan: Unwind Yourself with a New Year Vacation Abroad

The New Year vacations are the best time to travel abroad. This is the time of the year when you can enjoy the most by travelling abroad. Whether the year 2018 was an exciting one for you or not but,… Continue Reading →

Make Your Christmas Celebrations a Grand One With Personal Loans

Christmas is such a festival which is celebrated around the globe. Once again the biggest festival of the year has approached. There are just a few days left for that grand night where we all try our best to make… Continue Reading →

Personal Loans: How to Plan Your Unexpected Wedding Cost

Weddings in India has ever been a grand affair. To make a marriage happen as per the pre-plan, it needs the involvement of family and friends. It needs a lot of preparations to make the function go according to the… Continue Reading →

How to Get a Personal Loan for Housewives to Start a Business

Personal Loan for Housewives The housewives of the present day are much different from the ones of last decade.  Most of them are educated, smart and ambitious. Along with taking care of the house and the family, they are keen… Continue Reading →

7 Simple yet Serious Questions to Ask Before Applying for a Personal Loan

Whenever it comes to taking any decision in our life, we must take it only when we are not at all doubtful about it. Our financial decisions are also no different. Financial decisions especially the borrowing decisions must be taken… Continue Reading →

Things to Consider While Using a Personal Loan for Your Home Loan Down Payment

Buying a home is a lifetime decision and such decisions are better taken with a lot of preparation in advance.  The preparation of a home buying includes making oneself eligible for a home loan, getting all your documents ready, searching… Continue Reading →

Need an Instant Loan: Opt for ICICI Personal Loan

Festivals are such times which comes after a long period of eager waiting but overs at a flash. One of our most awaited festivals Diwali came and just went off. A month-long or sometimes longer than that we prepare ourselves… Continue Reading →

This Diwali Give Your Home the Festive Makeover with an Instant Personal Loan

The best ever night of celebration is here, Diwali is here. This festival of light is celebrated by almost all Indian communities throughout the country. The streets, shops, homes, and everywhere else thousands and thousands of lights will be ignited…. Continue Reading →

5 Benefits of Planning Your Travel Well in Advance

Someone has well said that time flies like an arrow when we are busy. While we were busy with our daily tasks, once again time flew and we are just two more months away from the completion of the year… Continue Reading →

Is Taking a Personal Loan for Shopping Justified?

And the Sale is LIVE!!! Every year it is the e-commerce giants who announce the advent of festive seasons with the best ever sales on their websites. This year also it is not an exception. Once again the best ever… Continue Reading →

How to Get a Personal Loan Online in 3 Easy Steps!

The introduction of internet has brought a revolution in the lending industry. The number of lenders providing personal loan has been increasing at a lightning speed.  The search engines like ‘Google’ will show you a list of hundreds of online… Continue Reading →

Why Personal Loan Application May Be Turned Down for Those Living in Shared Accommodation?

The shared accommodation is very popular among young professionals who are bachelors or living in different cities apart from their families. This type of accommodation is not only pocket-friendly, but it also comes with many other added advantages. The notable… Continue Reading →

Tick Things Off Your Bucket List with an Instant Personal Loan

“Dreams don’t work unless you take action. The surest way to make your dreams come true is to live them.” ― Roy T. Bennett A well said quote which tells all that you should do to fulfil your dreams! There… Continue Reading →

Need Cash to Buy New Car? Get an Instant Personal Loan to Buy a New Car

The dream of owning a personal car has become easier than before with the help of a personal loan. Let’s find out why a personal loan works better than an auto loan. When you plan to buy a car, the… Continue Reading →

How Can a Personal Loan be Helpful for Your Personal Career Growth

Personal loans are such a kind of credit product which comes with a vast field of usage. Most of the times, we came across the circumstances where we find people taking a personal loan to meet expenditures like a medical… Continue Reading →

Top 7 Ways to Get the Best Rate on Your Personal Loan

‘Everyone wants to get more and pay less’. This is human nature and no one can deny this fact. The same is true when you borrow money either from a private money lender or form a bank. No one will… Continue Reading →

Not Eligible For A Personal Loan? Go For A Personal Line Of Credit

While it is smart to make a budget and save for unexpected events, the realities are sometimes different and life doesn’t always make things go according to our plans. The only option left with any person at such situation is… Continue Reading →

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