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Credit Score

Credit Score: The yardstick to measure Credit-worthiness!

The credit score is the first eligibility to satisfy to avail any kind of loan. If you are planning to apply for a loan, you must have a fair knowledge of what it is. Here we got a cluster of resourceful articles to give the readers an insight into it.

A credit score is a numeric expression provided by credit bureaus. And it ranges from 300 to 900. The main credit bureaus are CIBIL, Equifax, Experian and TransUnion.

It is determined on the basis of the credit behaviour of an individual. But it never factors in personal attributes like race, gender, religion, marital status or national origin.

They are fluid. They can go up and down with the correspondence of our financial activities. Hence it is important to know what affects them.

Credit scores play an extremely important role in our lives. They affect our ability to borrow money so the cost of borrowing. Your loan can be a costlier one if it is not up to the mark. It is not only your debts which get impacted,but also your employment and housing options.

So, let’s learn everything about them with our blogs. Take this journey with our articles to learn how to manage credit score like an expert.
Explore, Learn and act wisely with your credit score!

Why Should You Pay Your Credit Card Bills Before Due Date?

Credits cards nowadays are present in almost all wallets but I am pretty sure that only a few of us understands how it actually works. Understanding the functioning of a credit card is a bit complicated and hence people are… Continue Reading →

How can I Make My Credit Card a Helpful One?

Credit cards are generally seen as the enemy of personal finance and most of the people who think themselves to be financially aware, keep a distance from credit cards. But the fact goes unnoticed by those people that credit cards… Continue Reading →

How to Clean Up Your Credit Report in 2018

It is a fact that credit report is the report of one’s financial life. It is the numbers on your credit score which decides your credit worthiness. Each and every lender will check your credit report, as it is one… Continue Reading →

Credit Score and Its Impact On Loans

The credit score is an important aspect when it comes to loan. Especially if it is a  home loan, it plays a major role because the home loan is a loan of long tenure as far as repayment is concerned…. Continue Reading →

Things You Should Know About CIBIL and Equifax

CIBIL and Equifax and are the credit information companies authorized by the Reserve Bank of India. Both CIBIL and Equifax collect and record the credit-related activities of customers all over the India and process the financial raw data to provide… Continue Reading →

CIBIL Report Mistakes and How to Correct Them

It is undoubtedly a stressful thing to see that your future lies on someone else’s hands. We are talking about your CIBIL Report here. The status of your CIBIL Report is being updated by the bank or the financial institutions…. Continue Reading →

Facts about CIBIL Score No one will Tell You

Those who are very keen for a loan will definitely would have come across the word “CIBIL”. Yes, no bank or NBFCs out there will be ready to offer you loan amounts without checking your CIBIL score. In fact, whether… Continue Reading →

How to take Your CIBIL Score from 360 to 800 in 1 Year

CIBIL Score is a factor that determines whether or not a loan should be approved. Every bank that has to sanction any type of loans or even credit cards will depend on the credit scoring to determine how creditworthy an… Continue Reading →

10 Facts about Equifax

Credit Score is always important when you are in debt or mortgage market. According to the economic climate your score varies from being excellent to below average. Credit Score is a three digit number that show the character of your… Continue Reading →

10 Facts about CIBIL Score

CIBIL Score – What does it mean? CIBIL is said to be the first Indian credit Information Company. Credit Information Bureau India Limited popularly known as CIBIL maintains credit records of each individual involved in loans and debt market. not… Continue Reading →

Beware! Your CIBIL Score Affects Your Employment

When you are going for a job interview the first thing you update is your resume. You check your marks, job history, performance score, abilities, references and such. These are common. Every applicant knows this when he / she goes… Continue Reading →

Accounts that Reflect in Your Credit Report

Credit Score By now you have probably understood that scores are not only important in school or college mark sheets but also have immense intrinsic value in real life as well. Each and every activity you perform leads to adding… Continue Reading →

How to Maintain a Good Credit History

Raj thought he had it made! He was from a poor family and had studied very hard, he had got a scholarship to go to a college he could not afford on his own, and eventually, landed a job in… Continue Reading →

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