Finance Buddha Blog | Enlighten Your Finances

Get Enlightened on Everything about Money and make informed choices when going for any Loan be it Personal Loan, Home Loan or a Business Loan.

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Loans

Why Living with Debt is the New Normal?

The economy is the fuel which makes the people of this planet lead a normal life. The transaction of money is needed for anything and everything we need to do for our survival. We can’t even imagine spending a day… Continue Reading →

Millennials May Have Debt; But They are Smart to Payoff

Millennial are the people born between 1981 and 1996. This is the generation which saw the world usher into modern digital age. They are the eye-witness to the birth of personal computers, internet, mobile phones, and smartphones. All these give… Continue Reading →

Personal Loan Vs Gold Loan Vs Home Loan Top Up

The need for cash is like that unwelcomed guest who knocks at our doors at any odd time of our lives. When no other funding options make its way to our mind, we crawl through the websites of numerous lenders… Continue Reading →

What is Debt Trap and How to Avoid It?

Debt is the amount of money you owe to others, this can be a loan from banks, private lenders or money borrowed from your friends and family. No one likes to be in debt but sometimes it becomes the need… Continue Reading →

Importance of Age and Tenure When Applying for a Loan

The rate of inflation has touched double-digit figure in the recent time where the price of everything is increasing and the value of purchasing is decreasing money wise. There has also been an enhancement  in the lifestyle of the people,… Continue Reading →

Is it a Good Idea to Repay all Loans before Retirement?

Retirement is time to leave all the responsibilities behind and enjoy a relaxed life. Whether it be traveling or staying at home and play with the grandkids. Unfortunately, there are some senior citizens who are spending their golden time being… Continue Reading →

All you need to Know about Easy Loans with Credit Card

The number of people using credit cards is increasing day by day, as it is one of the easiest ways to fulfil one’s needs and requirements when they are out of money. Credit cards are also a great help when… Continue Reading →

The Pros and Cons of Taking Out Multiple Loans at Once

Availability of online loans through different banks and DSAs have brought a huge change in the lending and borrowing process of banking. The borrowing process has become so easy that it takes only a few minutes to get money credited… Continue Reading →

Things to Keep in Mind Before You Sign Up as a Loan Guarantor

Basically a loan guarantor is someone who is legally liable to pay off the loan or the outstanding loan amount, in case if the primary applicant is unable to repay it. A guarantor can be anyone from your family, friends… Continue Reading →

Basic Rules to Follow When Taking a Loan

Loans are the survival tool for many people these days. Loans get you the money at the time of need in a hassle free manner. The biggest advantage of having a loan is you don’t need to borrow from your… Continue Reading →

What are the Rights of Every Loan Defaulter?

Money is one of the basic necessities of our life and is required for almost everything. Apart from basic necessities, lifestyle spends such as buying a home, higher education of children or to buy a car. Apart from all these… Continue Reading →

5 Simple Steps to Get out of Debt in 2018

Being in debt is a very stressful experience. No matter what is your present circumstance, if you sign for a loan doesn’t matters which one,  you become obligated to repay the loan along with the interest even if you have… Continue Reading →

Top Reasons of Loan Turning Into a Bad Debt

Borrowing money is a common thing but before you borrow money, it’s very important to know the difference between good debt and bad debt. Somethings are worth going into debt, but many others can create a big financial mess for… Continue Reading →

The Growth of Digital Lending Market in India

Digitisation has completely changed the lending system in India which always existed. This has become possible with the shrinking gap between the new technologies and the lending system. With digital lending each and every step of the lending and borrowing… Continue Reading →

What Happens When a Borrower Fails To Repay a Loan?

A Loan is an amount of money provided to the borrower by the lender with or without any collateral, with the promise of repayment of the initial amount borrowed along with interest. This way the borrower gets the money in… Continue Reading →

7 Financial Habits that will Help You to Get a Loan Faster

Future is completely unpredictable and cash crunch can occur at any point of time. Someone may face an emergency accident or someone may face a sudden down in their business or it may happen that someone decides to purchase a… Continue Reading →

Loan Insurance Plans – What You Should Know

Insurance is a tool for the financial protection against adversities like theft, accident, job loss, temporary or permanent disability, bad health and death. A number of insurance plans are available in the market which provides tax benefits, risk covers and… Continue Reading →

What Makes a Lender Ideal?

When you are looking for a loan it is not only about the loan amount and the interest rate and the incentives but also a lender from whom you are getting any loan for your needs. It is as equivalent… Continue Reading →

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