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Home Loan

Defaulted On Home Loan EMIs? Know Your Rights!

A home loan is not just a credit product, it is indeed a financial commitment. Such commitments generally continue for a decade or sometimes more than that. A borrower promises to pay a fixed amount to the lender for coming… Continue Reading →

Benefits of Adding Spouse as a Co-owner When Buying a House

Buying a home is a common decision of a family. All most all home buyers take the home buying decision only when both the spouses are ready for the same.  In countries like India, homes have much emotional value along… Continue Reading →

Home Loan Rejection: Reasons Lenders Will Not Tell You

Till a few years back, people used to wait until their retirement to purchase a home. But the scenario has been changed. The home financings have much simplified the home buying process. It is the home loan only which has… Continue Reading →

Top 7 Factors That Affect Your Loan Against Property Eligibility

Lending and borrowing have become the inseparable parts of our lives. Such occasions are very common when you and your life milestones are apart just because of the lack of sufficient fund. Whenever you are at a stage of taking… Continue Reading →

Which has More Benefits? Home Loan Balance Transfer or Home Loan Top Up?

When you avail a home loan, it doesn’t only act as the primary financial support to buy your home. There are many added advantages that can be availed by an existing home loan borrower. The best part of taking a… Continue Reading →

How to Find the Best Home Loan in Your City?

Home buying has been much simplified with the advent called home loans. Because of the easy access to home loans, a huge number of people can now afford homes without much financial pressure. While buying a home through bank finance… Continue Reading →

How to Manage Your Home Loan Like a Pro

Home loans are a great option to finance your new house and are easy to avail too. But, managing a home loan efficiently is not that easy as you might think. A home loan is a long tenure loan hence,… Continue Reading →

How to Buy a Property Under Auction

People take a home loan by mortgaging their property to the bank to purchase a home. In the events when the loan borrower is unable to pay off the loan, the lender is authorized to sell the property to refund… Continue Reading →

Reverse Mortgage for Pensioners

Every working individual wants to spend his retirement life with dignity. If you are also about to reach your retirement or you are in the retirement period, you may be looking for a way to fund your lifestyle without depending… Continue Reading →

How Can NRIs Avail a Home Loan in India

Having an own house is a common dream for most of us and the people who are living far from our country are not an exception and have the same dream as well. Having an own house in the country… Continue Reading →

10 Tips to Avoid Mortgage Pitfalls

Mortgage loans are the credits of a considerable amount which is sure to make a great impact on the borrower’s financial life. Mortgage loans are generally taken once in a lifetime and hence such credits are advised to be taken… Continue Reading →

Best Home Loan Options by SBI

SBI is one of the nationalized banks in India which offers different financial products to its customer. These products are personal loan, Business loan, Education loan and so on. However, among all these products Home Loan is the most liked… Continue Reading →

How to Deal with Home Loan Interest Rate Hikes

The home loan borrowers have faced another shock when the RBI hiked its repo rate consecutively second time in last two months. The latest revision on repo rate is announced on 1st August in which an increase of 25 basis… Continue Reading →

How Can Young Professionals Benefit From Step Up Home Loans

Buying your own home at a young age is itself an achievement and most of the young professionals are successful at it nowadays. However, a major part of our population who have just started earning don’t even think about it…. Continue Reading →

How to Get B-Khata Home Loan?

Taking a home loan is common these days as it is that financial instrument which helps you to own your dream house. However, opting for a home loan is the good option but do you know your Home Loan Application… Continue Reading →

Home Loan Protection Insurance Plan: Mandatory or Not?

Home Loan Protection Plan Mortgage Insurance or Home Loan Insurance or Home Loan Protection plan is an insurance plan in which the insurer pledges to repay the balance home loan amount of the insured, should the insured passes away before… Continue Reading →

How to Avail Home Loan Subsidy Under Pradhan Mantri Awas Yojana

With “Housing for All” by 31st March 2022, Pradhan Mantri Awas Yojana was launched in June 2015, with an aim to provide affordable housing to the urban poor of India. Pradhan Mantri Awas Yojana or PMAY, aims to build 2… Continue Reading →

Home Loan vs Home Construction Loan

One can achieve one’s home of dreams in many different ways. Some of us like to own a readymade house whereas some others like to see their home being built exactly the way they planned it to be. It is… Continue Reading →

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