Finance Buddha Blog | Enlighten Your Finances

Get Enlightened on Everything about Money and make informed choices when going for any Loan be it Personal Loan, Home Loan or a Business Loan.

Category

Business Loan

Business Loan is not as Complicated as You Think!

Every business requires capital to grow and sustain. And, in the case of the SMEs the need for working capital can be more and frequent too.

There are many business financing options available to choose from to fulfill the requirements. The funding options available to you include borrowing from family & friends, withdrawing money from your credit card, or going for a business loan. Among all these funding options available getting a business loan from a bank or a NBFC is the best option.

Business loans are easy to avail. You need to just apply for it and fulfill the eligibility criteria. To show your eligibility you have to submit some documents to show the repayment capability of your business.

There are two prime categories into which a business loan can be divided: secured business loan & unsecured business loan. The most noteworthy difference being that a secured business loan requires a collateral whereas an unsecured business loan needs no collateral.

Let us enlighten you about each and everything related to a business loan.

Small Business Funding in 2019

Small Business Funding options available in 2019 which can really help you to get funds your business.

Business Startup Loan: Explained in Detail

Business Startup Loans are business financing instruments which help new ventures to grow and flourish. A startup business loan provides funds to people who are willing to start a new business or to one who has already started a business… Continue Reading →

Best Business Loans of 2019

Getting the right funding for your business is very important. It’s not always an easy task to select the best one when a number of options are available in the market. While there are plenty of lenders and business loans… Continue Reading →

Online Lending: The Game Changer for the SMEs

SMEs and MSMEs are the pillars of the Indian economy. They play an important role in the economy by contributing to GDP, exports and employment. But till last few years, financial institutions have underserved the SMEs which was a hindrance… Continue Reading →

Top 5 Things to Know Before Refinancing Your Business Loan

There are many business owners who do not rethink of their business loan once it is taken. Many business loan borrowers go with a “set and forget” approach towards their business loan keep on paying the EMI till the tenure… Continue Reading →

10 Tips to Manage Your Small Business Cash Flow

The positive cash flow of any business makes it survive through crucial times of the business.  It is not always the profit which helps to grow the business, the positive cash flow is also equally important. The negative flow, i.e…. Continue Reading →

Short-Term Business Loans – Pros & Cons

Every Business is different so is the needs of the business. An adequate amount of money is the need of every business but the requirement of money may come differently to different businesses. Sometimes we may need a really large… Continue Reading →

How to Qualify for Startup India Action Plan

The startup India is a government aided scheme, which was initiated with the aim of promoting the startup businesses of India. This scheme was launched on January 16, 2017, by Prime Minister Mr Narendra Modi. This scheme provides financial support… Continue Reading →

Best Business Loan for Buying Commercial Property

Finding a loan to buy residential property is quite easy. But finding a loan to buy a commercial property is a bit tricky. The loan to purchase a commercial property comes under the umbrella of business loan. The funds from… Continue Reading →

Top 5 Financing Options for Retail Businesses

So, you have finally made up your mind to break the invisible chain that was tying you up with the office chair of 9 to 5 job. Such decisions need a lot of courage and careful consideration to come out… Continue Reading →

How to Dig Your Way Out of Small Business Loan

A business loan can be a stepping stone for your business. Taking a business loan at the right time and making the right use of the same can make your business grow with leaps and bounds. The fund from a… Continue Reading →

Secured Vs Unsecured Business Loans: Which is better for SMEs

The need for money in businesses to sustain growth is a common phenomenon. Especially if your business is an SME (small and medium enterprises), the need for additional working capital can be frequent. When the need for money arises in… Continue Reading →

Top 5 Important Business Loan Requirements

Business Loans can be of great help when it comes to funding an already existing business or financing a start-up business. Going for a business loan helps you to get access to the required funds in a no hassle way…. Continue Reading →

Why MSMEs are the Pillars of Indian Economy?

The Micro, Small and Medium Enterprises (MSMEs) sector of one of the major element that is making the Indian economy raise in the last few years. This sector is contributing almost 30 percent of the country’s GDP which is a… Continue Reading →

7 Steps to Manage Your Business Loan Proposal Successfully

The business loan proposal is the document which is used by the loan applicant to apply for a bank loan. The business loan proposal mentions how much you want to borrow, the purpose of the loan, the way to you… Continue Reading →

Top 8 Benefits of Secured Business Loan for Your Small Business

Business loans are one of the best and of course, most availed business fundings of the present day. Business loans are considered a faster and safer way to get fund for businesses as compared to other sources such as taking… Continue Reading →

Top 10 Business Loan Mistakes Done by Business Owner

If you are looking for a small business loan for your small business or startup business then you must be aware that you are to prepare yourself well before you apply for the loan. Getting approval on a business loan… Continue Reading →

Government Loans Available for Your Small Business

India is among those countries where a great number of start-up firms are flourishing at a faster pace. The Indian Government ever encourages those startup business by various means. Sometimes by providing government-funded skill enhancing or some other times by… Continue Reading →

Consider these 5C’s of Credit to Qualify for a Business Loan

Almost every business needs money at some point to sustain and grow. Ideally, the working capital of any business should come from the revenue generated by the business. But sometimes the revenue becomes insufficient when compared to the need. In… Continue Reading →

Business Funding: How Self-Employed Professionals Can Get a Business Loan

There are many ways how a business can get a financial boosting when needed. But if you are a self-employed and in need of some extra fund for your business, the options are very limited for you. The need of… Continue Reading →

Top 5 Questions a Business Loan Lender May Ask

One of the most important steps to avail a business loan is facing the interview with the lender.  Once you fill up the loan application form, submitted those pile of documents, you are proved eligible for the loan, now it… Continue Reading →

5 Types of Collaterals That Can Be Used to Avail a Secured Business Loan

A collateral is critically important for availing a secured business loan. If you are looking for an option to fund your business then a loan against collateral is one of the great options. A secured business loan comes with a… Continue Reading →

How to Use a Business Loan for your Home Based Startup Company

Many start-up companies of the present day were started as a home based business. This is the stage where the owner of the business has to put forth all the efforts to make the business stand against the odds. Most… Continue Reading →

How Social Media Strengthens Your Business Loan Application

Every business of present-day regardless of its size and age tries to make its presence strong in social media sites like Facebook, LinkedIn, and Instagram etc. A well-managed social platform of any business works magically for the growth of the… Continue Reading →

Top 6 Financial Habits that will Help You to Get a Business Loan Easily

A huge number of Indian startup businesses fail every year just because of the lack of fund. Though business loans are meant to provide financial support to the businesses still the bitter truth is that 90% of business loan applications… Continue Reading →

All You Need To Know About the 1 Crore MSME Business Loan In 59 Minutes

Friday the 2nd November 2018 has become a historic day for MSMEs as the honorable Prime Minister Narendra Modi announced business loan of 1 crore in just 59 minutes.   Prime minister Mr. Modi launched business loans up to Rs…. Continue Reading →

Why FinTech Lenders are the Best for Business Loan

Every year many startups are launched and propelled in India. As India is a country of young people, there are really a great number of youths who come up with excellent business ideas every year. But sadly most of the… Continue Reading →

Is It Safe to Apply for Business Loans Online?

If you own a business of any size or age, you must understand how important the regular cash flow is. Any kind of interruption in cash flow is never welcomed and if it ever happens, this needs to be fixed… Continue Reading →

Digital Banking for Fast Business Loans Approval

If you are an entrepreneur who is searching for financial support for your business, then you must be aware of the fact that the traditional bank loans are not the only source of availing a business loan. The trending way… Continue Reading →

Top 5 Reasons Lenders Hesitate to Grant Loans for Small Business Owners

A business loan getting rejected is not less than a nightmare for the small business owners. If you have applied for a business loan and have faced rejection then be certain that you are not alone. The number of business… Continue Reading →

10 Realistic Tips That Will Catapult Your Startup Success

Every person who starts a new business, dreams to become an exception. While chasing your dreams, you may have to face different personalities and I am certain that every second person will come up with a bunch of tips and… Continue Reading →

Why Unsecured Business Loans are Safe for Small Businesses

A smooth flow of liquid fund is the lifeline of any business. If you want to give wings to your business, you will be in need of enough working capital for your business. Ideally, the working capital of a business… Continue Reading →

Options to Fund Your Business When a Bank Denies Your Business Loan

The denial of a business loan can be disappointing for any business loan applicant. In India, 90% of the start-up business fails and the reason behind the failure of most of the businesses is the lack of fund. Getting fund… Continue Reading →

How to Choose the Right Business Loan for Your Small Business

The plenty of ideas in your brain is the key to become a successful entrepreneur. Along with ideas, you will be in need of one more element which has the power of turning your dreams into reality. The next ingredient… Continue Reading →

Debt Vs Equity Financing: Which is Best for Small Business?

‘Growth’ is the fundamental thing that every entrepreneur expects from his business. The growth in any business is the result of a perfect combination of intelligence, manpower, and fund. One can buy the first two if he has an abundance… Continue Reading →

Small Business Loan vs Line of Credit: Which One Should I Pick?

Running and growing a small business demands uninterrupted cash flow throughout its journey.  Inadequate liquidity can stunt, cripple or kill one’s business within a short period of time. When you feel that your business needs financial boosting, generally you will… Continue Reading →

Smart Ways to Use a Small Business Loan

A financial boosting in business becomes necessary in many events. A business can flourish at its full swing when it gets a financial support at the right time. Such support is expected more especially when it is at its initial… Continue Reading →

What Happens to a Business Loan if the Business Looses?

Every business goes through the ups and downs before they become an established business. Every business irrespective of its size and age will have to face both profit and loss now or then in its journey.  Such profits and losses have… Continue Reading →

Crowd Funding or Small Business Loan: Which is Best for Your Business?

If your business is new, small, persisting for a long time or not even “started” yet, sometimes getting funds for your business feels like mission impossible. However, there are many funding options available to the business owners. Among all the… Continue Reading →

Business Loans VS Private Investors: Choose the Right One for Your Business

If you are a business owner and planning to raise funding for your business then you have two major options in front of you, one is opting for a business loan either from a Bank or an NBFC and the… Continue Reading →

Are Unsecured Loans a Right Option to Grow Your Business?

Every business/venture starts with an idea! The idea: to provide the best/latest in the segment to the consumers. It can be a product, a service, information, an aggregation; whatever be the niche, the root idea always remains to provide the… Continue Reading →

Pradhan Mantri Mudra Yojana for Startups

Pradhan Mantri Mudra Yojana – Loan for Startups Pradhan Mantri Mudra Yojana for Startups, Mudra short for Micro Units Development & Refinance Agency, is a financial institution setup to provide financial assistance to small businesses to borrow loans from banks… Continue Reading →

Commercial Property Loan for Your Business Infrastructure

A good environment is a must for a good piece of work. With a workplace tailored to your business, you can take your business dreams to the next level. If you are a self-employed whether it be a Lawyer, Doctor,… Continue Reading →

Top 12 Things You Should Include in Your Business Loan Application

Money is essential to run a business. Sometimes, the money available at hand might not just be enough for the business. A Business Loan is the best solution available to a business owner in such a case. Money borrowed for… Continue Reading →

5 Things to Know Before You Choose a Small Business Loan

Small business loans are one of the best options available to fulfil the financial requirements of a business. Whether it be the requirements related to inventory or working capital all of these can be fulfilled with a Business loan. But… Continue Reading →

Best Alternative to Small Business Loans in 2018

We all know that business loans from banks and NBFCs are the best and easiest way to finance once business. But there some small and medium companies who are not able to get a business loan approved, it may be… Continue Reading →

All You Need to Know about Commercial Property Loans

Taking a loan for residential property is a common thing nowadays but there are many people who want to take a loan for an office space or for an outlet but they are not able to get as they have… Continue Reading →

5 Things You Can Fix With a Small Business Loan

Before you decide that you want a business loan and start to research about getting a small business loan entails, there is one more important thing to nail down and consider. That Important thing is you need to list and… Continue Reading →

New Business Loan Schemes for SMEs

Are you in need of a Business loan for your small or medium scale business in India? If yes! Then you should know that there are certain schemes which our government has started to help the medium and small scale… Continue Reading →

Before You Sign a Business Loan Agreement: Watch out for These

Business Loan agreement is the most important aspect of a business loan which most of the people under-estimate while being happy about getting the loan. A business loan agreement contain all the fine prints related to your business loan. These… Continue Reading →

© 2019 Finance Buddha Blog | Enlighten Your Finances — Powered by WordPress

Theme by Anders NorenUp ↑