Author Susmita Chakraborty

Susmita is a self-driven individual and strongly believes that managing personal finance is an essential element for a satisfied present and secured future. Balancing life of a professional writer and a homemaker, she has learnt many life lessons which she likes to pen down. Her ambition is to attain financial freedom and feels that her audience are her co-travelers who share the same dream and want to reach same destination!

All You Need to Know About Consumer Durable Loans

Consumer durable loans are small loans which help a customer to buy home appliances with easy EMIs. This type of loan is used exclusively to purchase durable products such as AC, TV, washing machine, refrigerator, laptop, computer, microwave, kitchen appliances,… Continue Reading →

How Does Fluctuation in the International Interest Rate Impact the Indian Economy

The currency of every nation carries an interest rate. The interest rate is the parameter to find the strength or weakness of an economy. The rise and fall of interest rate impact an economy to a great extent. The interest… Continue Reading →

Salary Below 25K? Here Are Credit Cards You Can Have In 2019

The income is one of the crucial factors of availing a credit card. Every person who applies for a credit card can’t have it as the credit card companies do a lot of eligibility check before providing a credit card… Continue Reading →

Defaulted On Home Loan EMIs? Know Your Rights!

A home loan is not just a credit product, it is indeed a financial commitment. Such commitments generally continue for a decade or sometimes more than that. A borrower promises to pay a fixed amount to the lender for coming… Continue Reading →

Financial Horror Stories: Need to Learn From Mistakes

The Halloween 2018 is just a few days away we have prepared ourselves to scare others and to get scared. During the Halloween, people believe that the walls between worlds become thin and spirits could pass through into our realm…. Continue Reading →

Is Taking a Personal Loan for Shopping Justified?

And the Sale is LIVE!!! Every year it is the e-commerce giants who announce the advent of festive seasons with the best ever sales on their websites. This year also it is not an exception. Once again the best ever… Continue Reading →

10 Realistic Tips That Will Catapult Your Startup Success

Every person who starts a new business, dreams to become an exception. While chasing your dreams, you may have to face different personalities and I am certain that every second person will come up with a bunch of tips and… Continue Reading →

Why Should You Pay Your Credit Card Bills Before Due Date?

Credits cards nowadays are present in almost all wallets but I am pretty sure that only a few of us understands how it actually works. Understanding the functioning of a credit card is a bit complicated and hence people are… Continue Reading →

Worried About Retirement? Here are Simple Tricks to Generate Income in Your 60s

As long as we are we are employed, we don’t need to worry about the regular cash flow. At the end of every month, our certain salaries cover up the expenditures of the following month. But this circle of cash… Continue Reading →

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