Finance Buddha Blog | Enlighten Your Finances

Get Enlightened on Everything about Money and make informed choices when going for any Loan be it Personal Loan, Home Loan or a Business Loan.

Author

Susmita Chakraborty

All You Need to Know About Consumer Durable Loans

Consumer durable loans are small loans which help a customer to buy home appliances with easy EMIs. This type of loan is used exclusively to purchase durable products such as AC, TV, washing machine, refrigerator, laptop, computer, microwave, kitchen appliances,… Continue Reading →

How Does Fluctuation in the International Interest Rate Impact the Indian Economy

The currency of every nation carries an interest rate. The interest rate is the parameter to find the strength or weakness of an economy. The rise and fall of interest rate impact an economy to a great extent. The interest… Continue Reading →

Salary Below 25K? Here Are Credit Cards You Can Have In 2019

The income is one of the crucial factors of availing a credit card. Every person who applies for a credit card can’t have it as the credit card companies do a lot of eligibility check before providing a credit card… Continue Reading →

Defaulted On Home Loan EMIs? Know Your Rights!

A home loan is not just a credit product, it is indeed a financial commitment. Such commitments generally continue for a decade or sometimes more than that. A borrower promises to pay a fixed amount to the lender for coming… Continue Reading →

Financial Horror Stories: Need to Learn From Mistakes

The Halloween 2018 is just a few days away we have prepared ourselves to scare others and to get scared. During the Halloween, people believe that the walls between worlds become thin and spirits could pass through into our realm…. Continue Reading →

Is Taking a Personal Loan for Shopping Justified?

And the Sale is LIVE!!! Every year it is the e-commerce giants who announce the advent of festive seasons with the best ever sales on their websites. This year also it is not an exception. Once again the best ever… Continue Reading →

10 Realistic Tips That Will Catapult Your Startup Success

Every person who starts a new business, dreams to become an exception. While chasing your dreams, you may have to face different personalities and I am certain that every second person will come up with a bunch of tips and… Continue Reading →

Why Should You Pay Your Credit Card Bills Before Due Date?

Credits cards nowadays are present in almost all wallets but I am pretty sure that only a few of us understands how it actually works. Understanding the functioning of a credit card is a bit complicated and hence people are… Continue Reading →

Worried About Retirement? Here are Simple Tricks to Generate Income in Your 60s

As long as we are we are employed, we don’t need to worry about the regular cash flow. At the end of every month, our certain salaries cover up the expenditures of the following month. But this circle of cash… Continue Reading →

10 Tips to Avoid Mortgage Pitfalls

Mortgage loans are the credits of a considerable amount which is sure to make a great impact on the borrower’s financial life. Mortgage loans are generally taken once in a lifetime and hence such credits are advised to be taken… Continue Reading →

All You Need to Know about Personal Loan Disbursal Process

The demand for personal loans is evergreen. Whether it may be the inflation, expensive lifestyle or the convenience of personal loans, but the working class of the present generation prefer personal loans more than any other ways of availing emergency… Continue Reading →

How to Deal with Home Loan Interest Rate Hikes

The home loan borrowers have faced another shock when the RBI hiked its repo rate consecutively second time in last two months. The latest revision on repo rate is announced on 1st August in which an increase of 25 basis… Continue Reading →

The Systematic Methods of Mutual Funds: SIP, STP & SWP

Of recent mutual funds have become the talk of the town as the growth and the returns of investing in mutual funds are far better than keeping your extra money in banks savings account or in FDs. Though the returns… Continue Reading →

Money Lessons To Teach Your Teens

All parents send their children to schools or colleges just to make themselves prepared not only for the survival but also to excel in every field of their life. When we the parents and teachers teach them various lessons like… Continue Reading →

The Basics of Mutual Funds

The Introduction to Mutual Funds Investment is the keys to the financial success of any individual. Whatever one has earned, spent or saved throughout the earning period of life,the end of the day is whether you are able to multiply… Continue Reading →

Why You Should File an Income Tax Return Even If Your Income is Not Taxable

If you go around the web at the present day, you will find only two topics in which most of the Indians are taking an interest. Indians are reading, posting, commenting and sharing mostly these two topics only. The first… Continue Reading →

Home Loan vs Home Construction Loan

One can achieve one’s home of dreams in many different ways. Some of us like to own a readymade house whereas some others like to see their home being built exactly the way they planned it to be. It is… Continue Reading →

Personal Loan For Low Salaried Professionals

Personal loans are the best financial instrument to fight financial crises of any kind. Most of the times a financial crisis seems to be hitting more when our income is not so high. I have come across many salaried people… Continue Reading →

The Significance of Aadhaar Card to get an Instant Loan

Till the last decade, a huge number of people in India had no official ID of any kind. Being without an official ID card led to many complications for the general public as well as for the government. The lack… Continue Reading →

Worried about the RBI’s hiked Repo Rate? Here is How You can Beat the Interest Rate Hike burden

The news of hiked repo rate by RBI is in buzz as the same has been increased after almost 4 and half years.  On the 6th day of June 2018, RBI has announced the revised repo rate of 6.25% which… Continue Reading →

How Blockchain is Going to Revolutionize the Banking Sector

Blockchain, the technology which was invented in late 2008, is taking the internet, technology and even banking by storm at present time. Barely a day passes when there are no updates we receive on the implementation of blockchain in different… Continue Reading →

World Environment Day 2018: Save Paper, Switch to Paperless Banking

The awareness towards conserving nature has been flourishing among the crowd since last few decades. We celebrate special days like ‘World Environment Day’, ‘Earth Day’, etc to keep the concern ignited among the masses. Most of us understand the depth… Continue Reading →

The Ultimate Guide to Secured and Unsecured Personal Loans

How lovely it would be if money were in abundance for all of us. But the matter of fact is that being abundance is very far, most of the times we have to face a lack of money. Whenever we… Continue Reading →

Why Social Media Has Become the Key to Your Personal Loan Approval?

The world today is dominated by technology and social media. The people of every age group are connected to the rest of the world via social media. Whether it may be your shared posts, status, your connections or shared images,… Continue Reading →

Guide to Blockchain Technology

Blockchain, the technology which is about to set a new era of transaction through digitalisation, is actually not so new to the world of internet. This most discussed topic of present-day which was actually invented in late 2008 by a… Continue Reading →

Measure Your Financial Stability With These Parameters

Finance is among such topics which are discussed by many but understood by only a few.  Every person wants to be in a position where they can attain the financial freedom or in other words financial stability. The financial stability… Continue Reading →

Credit Score and Its Impact On Loans

The credit score is an important aspect when it comes to loan. Especially if it is a  home loan, it plays a major role because the home loan is a loan of long tenure as far as repayment is concerned…. Continue Reading →

10 Tips to Stay Financially Fit, Always

Financially Fit? Is this just a mere dream or one can really attain that summit in life where one can proudly announce that their finances are under their control? One may feel that such situations will come to our life… Continue Reading →

Home Buying Simplified with Pre-Approved Home Loans

Imagine you have finally selected your dream house to purchase. You reach a lender only to find out that you are not eligible for the amount which you need to buy that house and so your home loan application got… Continue Reading →

Life On A Budget

‘Budget’ the six letter word, holds the secret to a financially successful life. They say ‘ Money can’t buy happiness’ but I do personally believe that though money cannot buy happiness, it has the capacity of fetching almost everything which… Continue Reading →

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