The uses and benefits of credit cards are miscellaneous. The credit cards are curated after considering the different needs of customers. A co-branded credit card is a category of credit cards. These kinds of credit cards are issued by banks with the collaboration of a third party. The third party may be a retail partner, travel website, hotel, fuel station and so on. The use of a co-branded credit card with the partnered merchandise will make the uses get more discounts and higher reward points. Most of the Indian co-branded credit cards are associated with lifestyle, travel and fuel companies.

Top 5 Co-Branded Credit Cards

SimplyCLICK SBI Card

The SBI credit card has tied up with a number of companies. This credit card from SBI has a collaboration with Amazon India, Cleartrip, LensKart, FabFurnish, BookMyShow, Foodpanda and Ola Cabs. Hence making transaction with any of the merchandise mentioned above will earn extra benefit for the user.

Features and Benefits

  • 10X reward points in shopping with tied up companies.
  • Login gift of Rs.500 Amazon voucher
  • 5X reward point for shopping with companies other than partner companies.
  • e-voucher worth Rs.2,000 on annual online spends of Rs.1 Lakh
  • e-voucher worth Rs.2,000 on annual online spends of Rs.2 Lakhs
  • 1% fuel surcharge waiver for each transaction between Rs 500 & Rs 3000 in all fuel stations.
  • Annual fee waiver on the spend Rs 1,00,000 on SimplyCLICK SBI card in the subsequent year.
  • Contactless Technology for easier payments

Fees and Charges

Annual fee- Rs.499

Renewal fee- Rs.499

IndianOil Citi® Platinum Credit Card

Citi Bank issues this credit card with the partnership of Indian Oil. This card gives the maximum benefit while using refuelling your vehicle. You can use this card for any kind of purchases but the best benefits are availed by using it in Indian Oil fuel stations.

You can earn 4 Turbo Points for every ₹ 150 spent on fuel which is equal to 2.67% of the fuel purchased.

Not only in fuel purchase, one can earn 2 Turbo Points on Rs.150 at grocery and supermarkets.

The user can enjoy 1% fuel surcharge waiver across Indian Oil stations.

One can redeem the reward points directly at fuel stations (1 Turbo Point = ₹ 1 of fuel)

The reward points come with lifetime validity.

The annual fee is waived off if you spend more than Rs.30,000 from your IndianOil Citi® Platinum Credit Card

Fees and Charges

Annual fee- Rs.1000

Jet Airways American Express Platinum Credit Card

The American Express provides credit cards which are multinational. This credit card provider has collaborated with Jet Airways and launched a credit card which gives extra benefits on transactions with Jet Airways. This credit card is one of the top co-branded credit cards of India.

  • One can enjoy complimentary visits to 12 Domestic Airport Lounges at 10 cities in India in a year.
  • The user can earn 8 JPMiles for every ₹ 150 spent across all categories except fuel, utility bill payments and insurance.
  • You can double your rewards by booking revenue flight tickets on Jet Airways.
  • The fuel convenience fee will be waived off if you refuel at HPCL stations
  • 20% discount at selected premium restaurants.
  • Zero lost card liability can be enjoyed

Fees and Charges

Annual fee- Rs.5000

Renewal fee- Rs.10,000

Axis Bank Vistara Signature Credit Card

The Axis bank has launched this card with collaboration with Vistara Airlines. This credit card is very popular among the credit card users because of the attractive offers provided. The features of this credit card include

  • Complimentary Club Vistara Membership gives the user the benefits of priority check-in.
  • With this card, you can enjoy extra baggage allowance.
  • An Axis Bank Vistara Signature Credit Card user can earn 4 Club Vistara points for every ₹ 200 spent across all categories.
  • If you spend ₹ 1.5 Lakh or above within a year, you will be rewarded with1 premium economy class ticket for a destination within the country
  • One can enjoy up to 15% off at partner restaurants across the nation.
  • This card gives you a complementary air accident cover of up to ₹ 2.5 crores.
  • The lost card liability cover of up to 100% of your credit limit is offered by the card provider.

Fees and Charges

Annual fee- Rs.3000

Renewal fee- Rs.3000

HDFC Snapdeal Credit Card

HDFC Bank is well known for its versatility in credit cards. One of the most popular co-branded credit card by HDFC is HDFC Snapdeal Credit Card. is an e-commerce portal which has collaborated with HDFC bank. The benefits of this card are

  • Flat 5% Instant Discount when you shop @ Snapdeal
  • Earn 10X Reward Points when you shop @ Snapdeal and purchases through SmartBUY
  • Do minimum 4 transactions using a Credit card every month and get
  • Free Accidental Death Insurance up to 50Lakhs*
  • Free Fire and Burglary protection for goods above Rs.5000 for 180 days
  • As a welcome gift, the customers are rewarded with 500 rewards points
  • 2 rewards points for every Rs. 150 spent on this card.
  • The annual fee will be waived off if the spend exceeds Rs. 1.5 lakhs in a year.

Fees and Charges

Annual fee- Rs.500

Renewal fee- Rs.500