Enlighten Your Finances | Finance Buddha Blog

Get Enlightened on Everything about Money and make informed choices when going for any Loan be it Personal Loan, Home Loan or a Business Loan.

Saving for Home Loan Down-payment

Many dream about having a home, but would drop the plan not because they are worried about the affordability but are worried about arranging the down payment part.  As soon as the home loan request is approved by the bank,… Continue Reading →

Small Business Loans for Women

Business is meant for people who are ready to take challenges in life. And if a woman decides to take up this challenge, the Government of India is here with lots of supportive schemes to handhold and to ensure the… Continue Reading →

Money Saving Hacks that Everybody Should Know

Earning money is a skill, it is considered as the result for our hard work. At the same time saving hard earned money and using it in the right way is also very crucial. There are many who are good… Continue Reading →

Why was My Home Loan Application Declined?

All of us would have a doubt in mind of the approval probability when applying for a home loan. At times even if you have good income, there are chances of getting home loan rejected. The reason for this is… Continue Reading →

Guide to Building the Ideal Annual Investment Portfolio

We all would have heard about investment portfolio but how many of us actually know what it is and how it works?  Yes, it needs a lot of hard work and technical calculations to create a good investment portfolio. Having… Continue Reading →

Does Loan Settlement Ruins CIBIL Score?

When you take a loan, it might be the case that you decide to repay the loan through the tenure of the loan, but due to certain uncertain situations, you might end up being in a state that you cannot… Continue Reading →

How Much Do You Need to Save for Retirement?

Right from the time we start to earn income, we would have heard about saving for retirement. But more than 70% of us would not have been in a situation to save much. It is quite normal to end up… Continue Reading →

How to take Your CIBIL Score from 360 to 800 in 1 Year

CIBIL Score is a factor that determines whether or not a loan should be approved. Every bank that has to sanction any type of loans or even credit cards will depend on the credit scoring to determine how creditworthy an… Continue Reading →

Finance Mistakes That Will Comeback Haunting

Finance aspect of everyone’s live should be handled with utmost attention to detail. It is quite normal to make small mistake in financial life but be vigilant that it does not grow to big issues. Make use of mistakes as… Continue Reading →

Saving Tax on Home Loans

The dream of owning a house in India is no more a tough task when there are ample options to get a home loan. Indian Government is promoting housing in the country and there are target to ensure everyone own… Continue Reading →

First Time Business Loans – What You Should Know?

Anyone who decides to start a business should consider money as crucial factor. Most of the time, a huge part of your savings will have to pooled into towards capital investment. Those who are getting into business for the first… Continue Reading →

Managing Money After a Job Loss and Being Prepared in Advance

Job Loss is a word that most of them who are employed will be able to connect with. The risk of being jobless depends on the individual, the organization he/she works in, the industry in which the organization operates and… Continue Reading →

Is Personal Loan Pre-payment Always Advantageous?

Personal Loans are widely used financial product in India; this is in great demand as compared to other type of loans. Personal loan can be used for any needs unlike home loan or vehicle loan, which are very limited in… Continue Reading →

No EMI Till Possession – What does it Means?

Everyone who has a plan of buying a house/flat from a builder would have come across this statement “No EMI Till Possession!”. But, what does it actually means? The answer will help you decide whether to take such offers provided… Continue Reading →

Benefits of the Floating Interest Rates

When a loan is taken by the borrower with floating interest rates, he agrees to the fluctuation in the interest rates as per the market movements. This type of rate of interest is also called as “variable rate of interest”… Continue Reading →

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